A-Plan Insurance wrote:

Martin wrote:

2014-2016 Defender owners are actually all being hammered by the fact that 2014-on *keyless* LR and RR vehicles are being stolen in huge numbers.

The fact that the classic Defender is NOT keyless isn't being factored in by underwriters, all LR products are being refused cover or the premium hiked.

Pre 2014 and classic defenders are still ok to insure if modified for off-roading or show an enthusiast risk profile (something insurers do look at which is mentioned in the above comment). The standard ones, which are more likely to be like the ones seen left with minimal security at a train station as exampled by Gal Dove are the one's that are becoming hard to insure. Because specialist insurers know if you're putting money into modifying your car or minimal mileage because its mostly used at shows and events - you're more likely to look after it and not treat it as a standard commuter vehicle.

" I think that it would be more helpful if some insurers could get more of a 'feel' for the car owners and their attitudes to such risks, their recent/past history & claims, where they live, etc "
This is exactly what they have been doing - but unfortunately the theft claims stats speak for themselves and they can't keep paying out more than they're taking in premiums or they just wouldn't survive - so the answer is for those insurers with higher loss ratios is to revaluate what they can/can't insure.

Carlie

Rich1968 wrote:

Spent 20mins on the phone to A-Plan yesterday for them to turnaround and state we cant insure your modified 2007 TD5 Defender.

The below is not true.

Have gone to Flux.

A-Plan Insurance wrote:

Thanks Classics we remain competitive on as have a lot of schemes with many specialist insurers