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Rashers



Member Since: 21 Jun 2015
Location: Norfolk
Posts: 3518
United Kingdom 2014 Defender 110 Puma 2.2 USW Corris Grey
I have the same issue Callum. 2014 110 USW coming up for renewal.
I am insured at present with A-Plan / Howdens Ipswich Office.

I have already had one worrying renewal for house insurance where they managed to reduce the price of the renewal from the previous Company (LV). When I asked if the renewal was for exactly the same policy, I was told it was for less cover! Good job I asked.

I went on one of the comparison websites and as has been said on here before, I ended up getting a quote for half the price they were offering. Oh, and it was with LV.

This disappoints me as up until ‘Howdens’ I had always had really good friendly service for the last eight years.

Ok. Home insurance is different to the issues with LR insurance at present but they have told me they will be uncompetitive.

I have always been dubious of unknown companies but in essence, A-Plan’s policies were often with companies I hadn’t heard of. My experience of insurance payouts are that none of these companies, no matter how well known they are, are good at paying out.
Post #1033607 2nd May 2024 11:23am
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Jerry



Member Since: 13 Nov 2015
Location: Cardiff
Posts: 199
2015 Defender 110 Puma 2.2 Adventure Phoenix Orange
I would ask NFU mutual direct - there is a link to my experience is on the previous page. I hope that helps.
Post #1033608 2nd May 2024 11:29am
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Rashers



Member Since: 21 Jun 2015
Location: Norfolk
Posts: 3518
United Kingdom 2014 Defender 110 Puma 2.2 USW Corris Grey
Thank you, Jerry. I will give them a call.
Post #1033610 2nd May 2024 11:54am
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CallumB



Member Since: 22 Sep 2018
Location: Norfolk
Posts: 87
United Kingdom 2013 Defender 110 Puma 2.2 USW Corris Grey
Thanks Rashers. Yes, sounds like you're in the same predicament as me. I had the same with LV house insurance too - had been a customer for years and then came up with a stupid premium last year - renewed with A-Plan of all people!

To Jerry's point, I am awaiting call backs from NFU and Lancaster but not holding out too much hope. NFU were always really expensive but here's hoping their premiums haven't increased by the same level which means they may now be "reasonable" compared to the quotes I've received thus far.

I'll let you know if I have any success......
Post #1033613 2nd May 2024 12:09pm
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Rashers



Member Since: 21 Jun 2015
Location: Norfolk
Posts: 3518
United Kingdom 2014 Defender 110 Puma 2.2 USW Corris Grey
Some people swear by NFU, some swear about them.

There have been probably just as many successes as there has been people who were refused cover or got an astronomically high price. last time I tried with them they were three times the price of A-Plan as they were. But that was a few years back and I will give them the benefit of the doubt and try them again. I guess it is just down to that Postcode Insurance Lottery.

But I found it quite ironic that the quitisential ‘farmers insurer’ refused cover Land Rover Defenders Rolling with laughter like they will start refusing to insure tractors Laughing

I mean, good God, it’s like Land Rover insurance not wanting to cover their own products Whistle
Post #1033624 2nd May 2024 3:15pm
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markb110



Member Since: 22 May 2010
Location: Guildford
Posts: 2644
England 2002 Defender 90 Td5 HT Epsom Green
I have my current renewal from NFU, and it has gone up £6.00 over what I paid last year.

If anything my 2002 HT (with mods) has been consistent over the fourteen years I’ve had it.

My wife’s Velar jumped up in price last year and £200 this year, but each time a phone call saved some money.
Post #1033632 2nd May 2024 5:09pm
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CallumB



Member Since: 22 Sep 2018
Location: Norfolk
Posts: 87
United Kingdom 2013 Defender 110 Puma 2.2 USW Corris Grey
Rashers wrote:


I mean, good God, it’s like Land Rover insurance not wanting to cover their own products Whistle



Rolling with laughter
Post #1033636 2nd May 2024 5:27pm
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CallumB



Member Since: 22 Sep 2018
Location: Norfolk
Posts: 87
United Kingdom 2013 Defender 110 Puma 2.2 USW Corris Grey
markb110 wrote:
I have my current renewal from NFU, and it has gone up £6.00 over what I paid last year.

If anything my 2002 HT (with mods) has been consistent over the fourteen years I’ve had it.

My wife’s Velar jumped up in price last year and £200 this year, but each time a phone call saved some money.


Mark, it seems to be the late model 110 USW's that are getting the ridiculous increases. Hoping my 2007 90 Van will be exempt from those increases like your 2002!
Post #1033637 2nd May 2024 5:29pm
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CallumB



Member Since: 22 Sep 2018
Location: Norfolk
Posts: 87
United Kingdom 2013 Defender 110 Puma 2.2 USW Corris Grey
Jerry wrote:
I would ask NFU mutual direct - there is a link to my experience is on the previous page. I hope that helps.


NFU came through for me thankfully. Still a walloping increase on last year's £434 at £914 but better than Howden/A-Plan's £1100 and Flux's £1800.
Post #1034102 7th May 2024 5:41pm
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Bluest



Member Since: 23 Apr 2016
Location: Lancashire
Posts: 4218
United Kingdom 2007 Defender 110 Puma 2.4 XS CSW Java Black
I was fearing the worst having had a big increase on another vehicle plus a claim on that car too, but Defender just renewed with A Plan, quote was same price it’s been for that last few years. I actually got the price down a bit further by limiting my mileage and removing an additional driver. 2007 110 TDCi Station Wagon XS
Post #1036101 30th May 2024 12:54pm
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Jim_Bean



Member Since: 10 May 2011
Location: Staffordshire / Shropshire border
Posts: 613
United Kingdom 2013 Defender 110 Puma 2.2 XS CSW Santorini Black
I've just received my renewal from Adrian Flux 😵‍💫😱

£456 to £1045 with Adrian Flux. Just reading through all the posts and panicking slightly!


Post #1036106 30th May 2024 1:27pm
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Scotm



Member Since: 28 Feb 2014
Location: Aberdeenshire
Posts: 666
Scotland 2012 Defender 110 Puma 2.2 SW Orkney Grey
£40 increase for me from NFU this year.
Post #1036112 30th May 2024 1:56pm
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Jim_Bean



Member Since: 10 May 2011
Location: Staffordshire / Shropshire border
Posts: 613
United Kingdom 2013 Defender 110 Puma 2.2 XS CSW Santorini Black
NFU flat out refused to quote me Big Cry Big Cry Sad
Post #1036113 30th May 2024 1:59pm
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CallumB



Member Since: 22 Sep 2018
Location: Norfolk
Posts: 87
United Kingdom 2013 Defender 110 Puma 2.2 USW Corris Grey
@Jim_Bean - That was my worry with NFU. What was the reason for the refusal - too many mods?
Post #1036128 30th May 2024 4:27pm
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Moo



Member Since: 01 Oct 2021
Location: UK
Posts: 1406
Ukraine 
This was my renewal from Admiral and still the cheapest. NFU wanted £4000.


Click image to enlarge


Click image to enlarge Eiger Grey MY23 D250 SE with bits. Known as Noddy.
Post #1036176 31st May 2024 11:23am
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