 | Home > Finance & Insurance > insurance..... how much? |
 
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| chopcat Member Since: 11 Sep 2012 Location: Pembrokeshire Posts: 411   
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NFU seem to be good and have been with them for years
now 3 cars with 2 lots of full NCB in SL2 postcode on 1 policy 2x2000 TD5 90 + 1x D4 =£750 CC |
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15th May 2013 5:35pm |
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| Bill2812 Member Since: 29 Apr 2013 Location: Colchester Posts: 19  
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Can't believe the difference that we all pay
I have just insured 09 csw 110 with esure. £151.00 Prior to the landy I had a Porsche cayenne turbo that was £257.00 through admiral Both were fully comp and I have full no claims, with an essex post code and am an old git It pays to shop around search engine compare site are good, it does not pay to be loyal anymore. When getting a quote think about how you describe your trade some jobs are loaded Think about mileage limiting will bring cost down as will adding the wife on the policy. Don't pay for add ons if you don't kneed them. |
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15th May 2013 6:15pm |
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| WelshDefender Member Since: 02 Dec 2011 Location: Gwent Posts: 62
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£96 a year for me with no no claims and quite a few mods (all declared) but I only drive an old banger
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15th May 2013 6:53pm |
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| K9F Member Since: 12 Nov 2009 Location: Bournemouth Posts: 9610 
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08XS Defender 90....All mods declared.....51 years of age, 9 years NCB Adrian Flux.....
Fully Comprehensive Protected. Admittedly on a limited mileage policy as I have a company car. Excesses £50 accidental damage fire and theft. Voluntary. £275 Accidental damage, fire and theft and malicious damage. Compulsory. £90 Windcreen Replacement. Driving other cars included. Courtesy Vehicle included. Key safe included. Additional driver with SP30 offence declared. £304......  If you go through life with your head in the sand....all people will see is an ar5e!!
Treat every day as if it is your last....one day you will be right!! |
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16th May 2013 11:28am |
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| Egghead Member Since: 25 Nov 2012 Location: Surrey Posts: 255 
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Not a price I would be happy paying. Shop around and if you use a comparison website, always try the insurer's own website directly as it may be even more of a saving. I ended up choosing an internet only insurer (Quote-Me-Happy, backed by Aviva - one of Britain's largest insurers) so I felt secure about it and the price was fantastic.
Declared all the mods, other drivers etc but if I get the usual shocking premium increase after one year I will shop around and gladly switch again without worry. |
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16th May 2013 12:05pm |
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| Nick T Member Since: 29 May 2011 Location: Bolton Posts: 203  
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A Plan. Business use. 9+ years NCB 1 named driver £440.00
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16th May 2013 8:07pm |
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| custom90 Member Since: 21 Jan 2010 Location: South West, England. Posts: 20333
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On the whole which would be considered cheaper for a policy, business use or personal use? Obviously for business use you'd have to have a legitimate business to have a policy for it use but then again quite a few of us do anyway. It'd also be interesting to know what annual mileage most of us do. I do as a rule under 10k a year. âï¸âï¸God Bless the USA 🇬🇧🇺🇸 âï¸âï¸
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16th May 2013 8:35pm |
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| RobKeay Member Since: 19 Jul 2009 Location: Stafford Posts: 1579 
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Mines at 25k miles a year and costs about £500.
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16th May 2013 9:44pm |
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| dudley472 Member Since: 15 Nov 2012 Location: wolverhampton Posts: 96 
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in the end i got mine for 350 which is a massive saving, sureterm were just taking the
 , my mileage is set at 8k, probably about right i don't go far and prefer motorcylces in the summer anyway so that keeps the miles down |
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17th May 2013 7:44am |
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| Shocks Member Since: 17 Jun 2012 Location: UK Posts: 4 
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I pay about £550 for a 2008 110 xs in Devon its with the NFU. I went with them because its automatic cover when off road. Some of the main companies wont cover you on anything other than tarmac. I guess its a question of reading the small print.
I have been inspired to give my local NFU agents a hard time and see if I can drive down the price. Road tax is due next month and my wallets is already screaming |
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2nd Jun 2013 8:59pm |
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| mrandmrsh Member Since: 31 May 2010 Location: Huddersfield Posts: 692 
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You missed the Corolla off your signature  2015 110 USW XS in Santorini with premium contrast leather seats in tan/black, black headlining and with Dual Finish alloys (in the garage, now on Wolf rims with Goodyear MT/Rs)
2012 '62' 2.2 X-Tech 110 USW now gone ... 1984 90 soft top with full roll cage, 200 tdi engine etc now sold 2012 USW XS 2.2 "FUU" now gone.... |
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2nd Jun 2013 9:10pm |
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| Andy Jeff Member Since: 11 Nov 2012 Location: Suffolk, UK. Posts: 143 
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I'm mid 40's, rural postcode, Td5 90 all mods declared (usual stuff - lifted, winch, snorkel etc.) 5K miles per year, me and the wife on the policy, business use, Rover Rescue use included, covered for off road. All done with Adrian Flux for just under £200 - Bargain!
Andy. |
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2nd Jun 2013 11:49pm |
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| Likeomg Member Since: 29 Jun 2012 Location: Lake District / Newcastle Posts: 2640 
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try being 20 and insured on a puma... currently at 2800 a year but have found it cheaper, when i return from work will be changing to a multi car policy and getting insured on our series or the audi a4, wont even quote me for the other car.
that's my policy with parents as named drivers, they never drive it but gets the price down... have it in writing from the insurers, any external modifications are included as long as it doesn't alter the vehicles performance. so a bar bigger wheels etc covered. |
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3rd Jun 2013 6:57am |
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| familymad Member Since: 13 Dec 2011 Location: Bucks Posts: 3481  
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TDCI covered with L&V £330 FC unlimited miles and business use 1951 80" S1 2.0
1995 110 300TDI 1995 90 300TDI |
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3rd Jun 2013 7:01am |
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