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pjh



Member Since: 22 Nov 2010
Location: West Yorkshire
Posts: 126

United Kingdom 2011 Defender 110 Puma 2.4 USW Orkney Grey
Hmmm, don't get me started!

Age 49, nothing to trouble the insurance co for the last ten years and full no claims - £1,700 in South London! (On a USW, commercial policy)

I also own a group 40, supercharged Lotus - parked in central London £510! (Also full no claims AND four track days a year)

And finally, a 1999, 1.3 litre automatic Toyota Corolla,with no "no claims" yet on this car: £990 Shocked

I need a cup of tea, just thinking about this ....... Very Happy

Peter Defender 11MY USW
Post #235843 15th May 2013 5:27pm
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chopcat



Member Since: 11 Sep 2012
Location: Pembrokeshire
Posts: 411

Wales 2000 Defender 90 Td5 CSW Java Black
NFU seem to be good and have been with them for years

now 3 cars with 2 lots of full NCB in SL2 postcode on 1 policy

2x2000 TD5 90 + 1x D4 =£750

CC
Post #235848 15th May 2013 5:35pm
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Bill2812



Member Since: 29 Apr 2013
Location: Colchester
Posts: 19

United Kingdom 2009 Defender 110 Puma 2.4 XS CSW Epsom Green
Insurance how much
Can't believe the difference that we all pay
I have just insured 09 csw 110 with esure. £151.00
Prior to the landy I had a Porsche cayenne turbo that was £257.00 through admiral
Both were fully comp and I have full no claims, with an essex post code and am an old git
It pays to shop around search engine compare site are good, it does not pay to be loyal anymore.

When getting a quote think about how you describe your trade some jobs are loaded
Think about mileage limiting will bring cost down as will adding the wife on the policy.
Don't pay for add ons if you don't kneed them.
Post #235865 15th May 2013 6:15pm
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WelshDefender



Member Since: 02 Dec 2011
Location: Gwent
Posts: 62

Wales 
£96 a year for me with no no claims and quite a few mods (all declared) but I only drive an old banger Laughing
Post #235879 15th May 2013 6:53pm
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K9F



Member Since: 12 Nov 2009
Location: Bournemouth
Posts: 9610

United Kingdom 2008 Defender 90 Puma 2.4 XS CSW Stornoway Grey
08XS Defender 90....All mods declared.....51 years of age, 9 years NCB Adrian Flux.....

Fully Comprehensive Protected. Admittedly on a limited mileage policy as I have a company car.

Excesses £50 accidental damage fire and theft. Voluntary.
£275 Accidental damage, fire and theft and malicious damage. Compulsory.
£90 Windcreen Replacement.
Driving other cars included.
Courtesy Vehicle included.
Key safe included.
Additional driver with SP30 offence declared.

£304...... Thumbs Up If you go through life with your head in the sand....all people will see is an ar5e!!

Treat every day as if it is your last....one day you will be right!!
Post #236044 16th May 2013 11:28am
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Egghead



Member Since: 25 Nov 2012
Location: Surrey
Posts: 255

United Kingdom 2007 Defender 110 Puma 2.4 XS CSW Java Black
Not a price I would be happy paying. Shop around and if you use a comparison website, always try the insurer's own website directly as it may be even more of a saving. I ended up choosing an internet only insurer (Quote-Me-Happy, backed by Aviva - one of Britain's largest insurers) so I felt secure about it and the price was fantastic.
Declared all the mods, other drivers etc but if I get the usual shocking premium increase after one year I will shop around and gladly switch again without worry.
Post #236048 16th May 2013 12:05pm
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Nick T



Member Since: 29 May 2011
Location: Bolton
Posts: 203

England 2010 Defender 90 Puma 2.4 HT Galway Green
A Plan. Business use. 9+ years NCB 1 named driver £440.00
Post #236150 16th May 2013 8:07pm
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custom90



Member Since: 21 Jan 2010
Location: South West, England.
Posts: 20264

United Kingdom 
On the whole which would be considered cheaper for a policy, business use or personal use? Obviously for business use you'd have to have a legitimate business to have a policy for it use but then again quite a few of us do anyway. It'd also be interesting to know what annual mileage most of us do. I do as a rule under 10k a year.
Post #236160 16th May 2013 8:35pm
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RobKeay



Member Since: 19 Jul 2009
Location: Stafford
Posts: 1579

United Kingdom 2014 Defender 110 Puma 2.2 USW Corris Grey
Mines at 25k miles a year and costs about £500.
Post #236184 16th May 2013 9:44pm
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dudley472



Member Since: 15 Nov 2012
Location: wolverhampton
Posts: 96

United Kingdom 2009 Defender 90 Puma 2.4 HT Keswick Green
in the end i got mine for 350 which is a massive saving, sureterm were just taking the Censored , my mileage is set at 8k, probably about right i don't go far and prefer motorcylces in the summer anyway so that keeps the miles down
Post #236240 17th May 2013 7:44am
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Shocks



Member Since: 17 Jun 2012
Location: UK
Posts: 4

2008 Defender 110 Puma 2.4 SW Bonatti Grey
I pay about £550 for a 2008 110 xs in Devon its with the NFU. I went with them because its automatic cover when off road. Some of the main companies wont cover you on anything other than tarmac. I guess its a question of reading the small print.

I have been inspired to give my local NFU agents a hard time and see if I can drive down the price. Road tax is due next month and my wallets is already screaming
Post #240561 2nd Jun 2013 8:59pm
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mrandmrsh



Member Since: 31 May 2010
Location: Huddersfield
Posts: 692

United Kingdom 2015 Defender 110 Puma 2.2 USW Santorini Black
pjh wrote:
And finally, a 1999, 1.3 litre automatic Toyota Corolla,with no "no claims" yet on this car: £990 Shocked
Peter
Defender 11MY USW, Lotus Exige 240R, Caterham


You missed the Corolla off your signature Embarassed 2015 110 USW XS in Santorini with premium contrast leather seats in tan/black, black headlining and with Dual Finish alloys (in the garage, now on Wolf rims with Goodyear MT/Rs)

2012 '62' 2.2 X-Tech 110 USW now gone ...
1984 90 soft top with full roll cage, 200 tdi engine etc now sold
2012 USW XS 2.2 "FUU" now gone....
Post #240571 2nd Jun 2013 9:10pm
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Andy Jeff



Member Since: 11 Nov 2012
Location: Suffolk, UK.
Posts: 143

United Kingdom 1999 Defender 90 Td5 CSW Chawton White
I'm mid 40's, rural postcode, Td5 90 all mods declared (usual stuff - lifted, winch, snorkel etc.) 5K miles per year, me and the wife on the policy, business use, Rover Rescue use included, covered for off road. All done with Adrian Flux for just under £200 - Bargain!

Andy.
Post #240617 2nd Jun 2013 11:49pm
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Likeomg



Member Since: 29 Jun 2012
Location: Lake District / Newcastle
Posts: 2637

2010 Defender 90 Puma 2.4 HT Stornoway Grey
try being 20 and insured on a puma... currently at 2800 a year but have found it cheaper, when i return from work will be changing to a multi car policy and getting insured on our series or the audi a4, wont even quote me for the other car.

that's my policy with parents as named drivers, they never drive it but gets the price down...


have it in writing from the insurers, any external modifications are included as long as it doesn't alter the vehicles performance. so a bar bigger wheels etc covered.
Post #240632 3rd Jun 2013 6:57am
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familymad



Member Since: 13 Dec 2011
Location: Bucks
Posts: 3479

 2016 Defender 130 Puma 2.2 HCPU Santorini Black
TDCI covered with L&V £330 FC unlimited miles and business use 1951 80" S1 2.0
1995 110 300TDI
1995 90 300TDI
Post #240633 3rd Jun 2013 7:01am
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