 | Home > General & Technical (L663) > Discounts? |
 
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| Supacat Member Since: 16 Oct 2012 Location: West Yorkshire Posts: 11018   
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I thought there were new rules in place from the beginning of this year:
"The Financial Conduct Authority (FCA) has reviewed how the motor finance industry works and found that changes were needed to increase transparency for customers. It said they should be provided with more information when buying a vehicle on finance. The new regulations, published in July 2020, set out expectations centred around two areas: * Banning discretionary pricing models linked to commission * Clarifying commission disclosure rules to increase transparency for customers The first one means dealers will no longer be able to adjust customer interest rates, and finance commission will have no link to the rates that customers’ pay. The second one means dealers must disclose any commission payments, including the amount, ahead of an agreement being signed by a customer in circumstances where: * It has the potential to affect the dealer impartiality in recommending a particular lender or product, or * It could have a material impact on the customer’s decision to take up the finance offer, or * If the customer asks The FCA estimates that consumers could save £165m a year once the ban comes into effect, by protecting them from expensive rates and increasing competition in the sector." https://cardealermagazine.co.uk/publish/co...nth/214317 Who's asked? |
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17th Mar 2021 6:46am |
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| Supacat Member Since: 16 Oct 2012 Location: West Yorkshire Posts: 11018
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Latest offering 7%:
 Click image to enlarge |
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20th Mar 2021 12:47pm |
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| DSL Member Since: 20 Aug 2007 Location: Wandering the wasteland. Posts: 837
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To save peeps squinting:
Click image to enlarge |
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20th Mar 2021 12:55pm |
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| Supacat Member Since: 16 Oct 2012 Location: West Yorkshire Posts: 11018
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Excellent ~ what did I not do to get poor resolution?
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21st Mar 2021 8:04am |
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| Supacat Member Since: 16 Oct 2012 Location: West Yorkshire Posts: 11018
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Thanks
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21st Mar 2021 8:51am |
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| Regan1980 Member Since: 23 Mar 2021 Location: England Posts: 13
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I ordered the Defender 110 S back in January.
Total OTP was just over £58K, put quite few extras on it. I offered the dealer 56K and he accepted, we didn't even talk about finance, just cash on delivery. It was all very casual - maybe I could of got more off, I didn't actually expect anything off as it was a bespoke build. Car has just arrived in the UK, they are fitting the accessories etc next week and I can collect it from Wednesday. |
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25th Mar 2021 10:55am |
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| pjm-84 Member Since: 12 Apr 2021 Location: Hampshire Posts: 666
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Blimey. I wonder if 8 years in the RMR applies? Is so another £1100 discount is not to be sniffed at. |
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12th Apr 2021 7:46pm |
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| DSL Member Since: 20 Aug 2007 Location: Wandering the wasteland. Posts: 837
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I’m 35 years out, and not exactly in for very long before medically chopped. I’m hoping that counts, and that I’ve remembered my number correctly!
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12th Apr 2021 7:54pm |
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| pjm-84 Member Since: 12 Apr 2021 Location: Hampshire Posts: 666
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No! Left too long ago. Ho hum. DTD it is then
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12th Apr 2021 7:54pm |
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| DSL Member Since: 20 Aug 2007 Location: Wandering the wasteland. Posts: 837
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Whaaaaaaat!
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12th Apr 2021 7:56pm |
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| pjm-84 Member Since: 12 Apr 2021 Location: Hampshire Posts: 666
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Should always remember your number! 23years on and I can remember mine. |
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12th Apr 2021 7:56pm |
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| pjm-84 Member Since: 12 Apr 2021 Location: Hampshire Posts: 666
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Dont panic. Only 6% on the Defender.
https://www.jaguarlandrovermilitarysales.c...fender.php Enquiry sent to DTD |
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12th Apr 2021 7:59pm |
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| DSL Member Since: 20 Aug 2007 Location: Wandering the wasteland. Posts: 837
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Re. Umber, I think I do, but will dig out my discharge papers to check. Now my TA number, in that for 4 years, I can remember some of it. Possibly, to paraphrase Eric Morecambe, all the right numbers but not necessarily in the right order.
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12th Apr 2021 8:00pm |
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| pjm-84 Member Since: 12 Apr 2021 Location: Hampshire Posts: 666
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I finally have full on SWMBO permission
for a P400 XS 110 so need to strike whilst the iron is still hot.Last edited by pjm-84 on 12th Apr 2021 8:54pm. Edited 1 time in total |
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12th Apr 2021 8:08pm |
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