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| JOW240725 Member Since: 04 May 2015 Location: Suffolk Posts: 7904   
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I've always had my home insured with NFU and whilst I know it's expensive I've always felt it's worth it.
Change in circumstance where we're renting out our house and needing contents on our new rental. NFU "yes no problem we can just change your existing policy" net result almost doubles annual premium to over £1k 
So I'm looking around for GOOD home insurance companies? Complicated as our home is a barn conversion so not easy to insure. Any recommendation gratefully received. TIA  James
MY2012 110 2.2TDCi XS SW Orkney Grey - http://www.defender2.net/forum/topic43410.html MY1990 110 200TDi SW beautifully faded Portofino Red - https://www.defender2.net/forum/post743641.html#743641 MY1984 90 V8 Slate Grey - https://www.defender2.net/forum/post744557.html#744557 Instagram @suffolk_rovers |
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4th Oct 2020 7:14am |
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| Muddybigdog Member Since: 11 Apr 2014 Location: Suffolk Posts: 1016 
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Did spend one afternoon recently going through all of the comparison sites for home insurance, Saga was about the best for our needs, but it’s a horrible click to buy admitting your a Saga customer Jumped ship to reliability - Mitsubishi L200
Puma 90 XS - Sold D3 - 2.7 S x2 (both Sold) Freelander 2 HSE - Sold Freelander 1 - Sold Disco 2 - Sold |
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4th Oct 2020 8:28am |
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| nick345345 Member Since: 05 Dec 2016 Location: Dunbar Posts: 71  
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After some hunting around recently I ended up with Halifax Home Insurance Ultimate, more cover than with Barclay’s previously, but 1/3 of the price.
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4th Oct 2020 8:45am |
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| JOW240725 Member Since: 04 May 2015 Location: Suffolk Posts: 7904
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Thank you for the comments so far. Not sure I'd resign myself to Saga just yet
 Halifax is a possibility as I bank with them and will try A-Plan as they offer discounts for exisiting customers.
Clemmo, that's exactly why I've been with NFU for 15 years, I just think doubling the premium for what is basically the same policy is a bit much. As we are now not occupying our own house we loose at our discounts. Frustrating. James MY2012 110 2.2TDCi XS SW Orkney Grey - http://www.defender2.net/forum/topic43410.html MY1990 110 200TDi SW beautifully faded Portofino Red - https://www.defender2.net/forum/post743641.html#743641 MY1984 90 V8 Slate Grey - https://www.defender2.net/forum/post744557.html#744557 Instagram @suffolk_rovers |
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4th Oct 2020 9:55am |
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| ARC99 Member Since: 19 Feb 2013 Location: North Yorkshire Posts: 1831 
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Did you make the enquiries through the call Centre of at the local branch ? I know that when we acquired the 110 we were quoted a price by the local branch with the "just give us a call when you when you are at the garage and we will sort it out" but due to work we couldn't do it until a Saturday when the branch was closed, the call centre doubled the cost when we rang which was sorted out on the Monday by the branch. Don't make old people mad. We don't like being old in the first place, so it doesn't take much to  us off.
Richard |
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4th Oct 2020 10:16am |
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| Barneyboy Member Since: 19 Nov 2014 Location: Exmoor Posts: 1619  
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Hi we live in a conventional brick and mortar home and have had house and contents insurance with Aplan for 25 years and have made 2 claims in that time and they have been faultless, I would definitely recommend giving them a try
Paul
I should of mentioned both of these claims were on contents PaulLast edited by Barneyboy on 4th Oct 2020 1:29pm. Edited 2 times in total |
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4th Oct 2020 10:21am |
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| JOW240725 Member Since: 04 May 2015 Location: Suffolk Posts: 7904
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Tried my local NFU branch, I was wondering if the main call centre may fare better.
Good to hear recommendations for A-Plan, cant fault them on the Defender policies. James MY2012 110 2.2TDCi XS SW Orkney Grey - http://www.defender2.net/forum/topic43410.html MY1990 110 200TDi SW beautifully faded Portofino Red - https://www.defender2.net/forum/post743641.html#743641 MY1984 90 V8 Slate Grey - https://www.defender2.net/forum/post744557.html#744557 Instagram @suffolk_rovers |
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4th Oct 2020 10:25am |
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| lohr500 Member Since: 14 Sep 2014 Location: Skipton Posts: 1316 
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Can't help with a recommendation but can I suggest you avoid Hastings Direct.
No sense of urgency when a tree fell on our oil tank a few months ago, causing a crack in the tank and a big risk of 2000 litres of heating oil flowing down the hillside. Paid out in the end but I had to move quickly and find someone myself to transfer the oil into a holding tank until the replacement was approved. Took many calls to Hastings and their loss adjustors over several days to get any action. Last edited by lohr500 on 4th Oct 2020 5:04pm. Edited 1 time in total |
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4th Oct 2020 12:17pm |
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| bob neville Member Since: 30 Apr 2009 Location: Marbella Posts: 3248  
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Just had a very similar thing with NFU.
Sold our house and temporarily renting so wanted to stop the buildings insurance but continue with contents. Had to be a new contents policy and it worked out to be more expensive than the buildings plus contents ! Now have contents with Halifax on their Ultimate policy. Much better cover and far cheaper than NFU. 2015 Jaguar XE240 R Sport - goes like ....... !! 2013 Defender 90 CSW - sold 2009 Defender 110 Double Cab - sold 2001 TD5 90 CSW - offroad project - sold to a forum member 2011 Porsche Boxster - for the sunny days ! |
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4th Oct 2020 12:43pm |
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| LR90XS2011 Member Since: 05 Apr 2011 Location: bickenhill Posts: 3641 
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Im with Esure, never made a claim so never tested how good they are DEFENDER 90 TDCI XS,
I hope everyone is well and your land rovers make you happy |
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4th Oct 2020 12:53pm |
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| Bian Considine Member Since: 25 Jul 2020 Location: Margate Posts: 53
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Currently with Direct Line for Buildings & Contents.
However, not many companies will even quote us because we contract to Social Services to provide "Supported Accommodation" for vunerable young people/adults. Even then there are a fair few exclusions. |
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4th Oct 2020 4:07pm |
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| Finchy13 Member Since: 07 Apr 2019 Location: North East Posts: 20 
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I use a broker called cornmarket https://www.cornmarketinsurance.co.uk/ Admittedly, I get discount with my union but they have been great the last 2 years. Better coverage than any comparison site and cheaper. The 1 claim I've made was sorted very quickly and professionally even with the problems Covid put in place.
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4th Oct 2020 4:57pm |
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| excossack Member Since: 22 Feb 2012 Location: North West Posts: 5842 
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We are happy with Shelias wheels, but never made a claim. 1999 Defender TD5 110
Regards John M0VAZ Econet Station 48 no clock |
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4th Oct 2020 5:30pm |
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| Clemmo Member Since: 03 Aug 2012 Location: Mile Oak Posts: 1217 
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Frustrating for sure...but I get it. Suddenly a couple of years ago NFU decided Defenders were "high risk"..premiums went up massively and made it prohibitive. Ive claimed twice with NFU at home in 3 years and the settlement has been superb. My opposite Neighbour had a house fire 7 months ago...They are still not living there due to insurance wrangles. Awful for them. He told me he always got the cheapest deal off the comparison sites and saved £100s...now he is fighting over £1000s 
Clemmo Make today a little better than yesterday but not so good as tomorrow.... Defender 90 HT............Pangea Green BMW X3 Msport............Carbon Black Mini Electric................Grey. (wow!) MGB Roadster……..........Vermillion 17k miles Honda Benly CD200....Maroon --------McLouis Fusio........7.4m of fun |
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4th Oct 2020 5:41pm |
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