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| Bongo1 Member Since: 02 Nov 2018 Location: Cheshire Posts: 815  
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Im Still wound up why a snorkel can be an extra £50 , Not exactly going to make a 300tdi go at warp speed with or without it .
Would like to take a look at the auto express TIM , Another thing i guess i need to declare is an after market radio , Would that be a reason not to pay out . Has everyone declared theres if changed . Im paranoid now lol , ie what about dash bulbs from white to green , Boost gauge . |
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29th Sep 2019 8:42pm |
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| Sulisuli Member Since: 30 Oct 2016 Location: South west Posts: 4795 
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Bongo I spent a whole Saturday morning sending Aplan a list of every mod, dated fitted, cost etc, I had to keep looking at the Defender because I couldn’t remember every mod , apart from scaring myself how much I have spent
 I know every single mod has been declared totally  it’s worth making sure every mod is listed just to be on the safe side. 2015 HT XS 90
2008 SVX 90 2000 XS TD5 90 |
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29th Sep 2019 8:49pm |
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| Bongo1 Member Since: 02 Nov 2018 Location: Cheshire Posts: 815
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Will do ive come this far i may as well dot the i's , ie radio/cd , couple of gauges and dual charge . I doubt it will effect it much, soon as the proposal comes i will contact them and get them added before it starts .
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29th Sep 2019 9:28pm |
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| Bongo1 Member Since: 02 Nov 2018 Location: Cheshire Posts: 815
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 I had that very same thought in my head how much this bit and that cost . |
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29th Sep 2019 9:30pm |
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| Sulisuli Member Since: 30 Oct 2016 Location: South west Posts: 4795
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I can’t imagine it will add much if anything, when I changed my exhaust a couple of weeks ago, I rang them (after I had brought it but before fitting, should have asked pre purchase
) let them know I was planning to fit it and there was no increase whatsoever 2015 HT XS 90
2008 SVX 90 2000 XS TD5 90 |
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29th Sep 2019 9:31pm |
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| Bongo1 Member Since: 02 Nov 2018 Location: Cheshire Posts: 815
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just done another list , when will it end .
batt dual charge batt isolator Switch radio/cd anderson socket rear 12volt socket Dog guard ????? rev , EGT ,boost gauges pending . Hope your right Sulisuli , here goes edit update final list . including all the above + alloys , moto s/wheel , rear interior led , spots , rock sliders , swing away , silencer removal pipe , 7 seats . .. do have limited mileage but i dont do any mileage price stayed at £310 even adding the extras . |
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29th Sep 2019 10:16pm |
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| Albion Member Since: 08 Dec 2014 Location: Oxfordshire Posts: 141 
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I”m currently with NFU and advised them I was thinking of doing a BAS2 remap from 122bhp to 165bhp...they have just advised that their underwriter is more than happy to accommodate this change - for a 30% increase in the premium!
Interestingly , no increase for any of the many mods including new ICE, LEDs, wheels, wheel carrier etc etc. |
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15th Oct 2019 12:10pm |
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| rallysteve Member Since: 10 Feb 2014 Location: Cumbria Posts: 2227 
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NFU are a joke when it comes to modifications. I am sure our previous policy document included:
- Alloy wheels - the only one they actually specifically listed! - Additional engine cooling - aftermarket inter cooler - Special adaption for disabled use (e.g. tail lift or winch) - as they claimed they didnt have 'winch' listed - Other modification x 4 - they apparently couldn't list spotlights, rock sliders, snorkel etc. 02' 110 TD5 Double Cab Rebuild Thread |
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15th Oct 2019 12:35pm |
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| JOW240725 Member Since: 04 May 2015 Location: Suffolk Posts: 7904 
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^^^^ Unfortunately, I agree. My local NFU were over twice the premium based on a standard 110 compared to A-Plan including all the modification. As soon as I mentioned remap they didn't even want to quote! No consistancy!
Going back 20 years the NFU insured my converted 90V8 as a standard diesel turbo James
MY2012 110 2.2TDCi XS SW Orkney Grey - http://www.defender2.net/forum/topic43410.html MY1990 110 200TDi SW beautifully faded Portofino Red - https://www.defender2.net/forum/post743641.html#743641 MY1984 90 V8 Slate Grey - https://www.defender2.net/forum/post744557.html#744557 Instagram @suffolk_rovers |
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15th Oct 2019 2:00pm |
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| othorton Member Since: 22 Jul 2019 Location: London Posts: 104 
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I had a fairly interesting experience with Adrian Flux and NFU (ended up with Flux as was almost £600 cheaper).
In both cases, my Twisted wheels were not covered as an extra value due to them being aftermarket and not manufacturer fitted. Neither company was aware of what a removable steering wheel was/were unable to input it into the system. NFU tried to input it as Interior trim upgrade, and Adrian Flux told me they couldn't put it down. For reference my insurance is £900 for a 25y/o, 3years NCB |
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17th Oct 2019 1:20pm |
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| Bongo1 Member Since: 02 Nov 2018 Location: Cheshire Posts: 815
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Not everything i told them about is on my policy and i queried this , They said they cant always enter everything into the system like rock sliders and spots as there's no category for certain items , but said as long as its in there notes your good to go .
Does make you wonder , ie if its ON there list they charge you stupid , if not on the list its a free mod . |
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17th Oct 2019 7:29pm |
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| Sulisuli Member Since: 30 Oct 2016 Location: South west Posts: 4795
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Oh the joys of insurance companies
 2015 HT XS 90
2008 SVX 90 2000 XS TD5 90 |
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17th Oct 2019 8:40pm |
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| Bongo1 Member Since: 02 Nov 2018 Location: Cheshire Posts: 815
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But i cant complain £310 with A-PLAN for everything all the long list of mods , when i was paying SABRE £345 for bog standard and started to leap up with mods , all as previously stated.
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19th Oct 2019 8:27pm |
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| Sulisuli Member Since: 30 Oct 2016 Location: South west Posts: 4795
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Pleased you got it assorted
2015 HT XS 90
2008 SVX 90 2000 XS TD5 90 |
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19th Oct 2019 8:35pm |
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