 | Home > Maintenance & Modifications > Have I Modified My Defender |
 
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| custom90 Member Since: 21 Jan 2010 Location: South West, England. Posts: 20645  
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Technically any part that is not LR made is a modification or non standard items. That would pretty much make all of us the same. I don't see the point personally nearly all parts are actually better hence why we fit them. I think there must only be around 1 in 10 LR's that are so called non modified. TheThunder Rollsπ¬π§πΊπΈ
β½οΈπ’οΈβοΈπ§°πͺ |
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23rd Oct 2013 7:52pm |
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| BigRuss Member Since: 15 May 2010 Location: Norfolk Posts: 2785 
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It's quite a simple question....
1. Have you enhanced the vehicles performance from when it rolled off the production line? No if you replaced the suspension and brakes for the similar type. 2. Have you replaced the parts on a like for like basis? yes if you replaced the suspension and brakes for the similar type. Russell 2011MY 110 XS USW Black |
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23rd Oct 2013 8:05pm |
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| DRW58 Member Since: 23 Feb 2013 Location: Perthshire Posts: 167  
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Thanks I kind of thought the same but don't want to fall foul of the insurers who would in the event of a claim be just as inclined to refuse it on the basis that some original parts have been replaced.
A couple of new shockers / springs might not be noticed but a shiny new chassis is hard to miss 
The old Compare the Meerkat modification section had the usual stuff for boy / girl racers about wings spoilers skirts etc, but I also noticed beside non standard paint jobs a bit about decals and stickers!!! As you say most of the work we do to our vehicles is to protect them i.e. steering guards but this could be construed as an intention to lash your landy about the countryside in an irresponsible manner. 
DRW I built a garage for my Mini With a place for everything and everthing in its place. Ten years down the line there's a Mini in there somewhere, and  all's where it should be!!!! Ho hum |
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23rd Oct 2013 8:13pm |
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| Mdm Member Since: 11 Sep 2013 Location: Sunny Lancashire Posts: 1640
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These days I would tell the insurance show them receipts etc and ask for an agreed valuation .
But no I don't think its a mod just refurb |
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23rd Oct 2013 8:16pm |
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| blackwolf Member Since: 03 Nov 2009 Location: South West England Posts: 17619 
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Tell them. A galv chassis alters the risk since it increases the value of the vehicle, can affect repair costs, and may also make it more attractive to thieves.
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23rd Oct 2013 9:35pm |
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| BigWheels Member Since: 21 Mar 2010 Location: Somerset Posts: 1405 
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When declaring a remap (performance improvement), are there levels, or would you advise them what the theoretical raised figures are? Land Rover Defenders. 67 years heritage, minimal appearance changes, still going strong all over the world. Not a fashion vehicle, but fashionable to own. Made for the needy, not the greedy. Ta ta Defender
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24th Oct 2013 6:35pm |
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| GUM97 Member Since: 05 Feb 2012 Location: Cheshire Posts: 3555 
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Yep Galv Chassis is a modification. Apparently (according to my insurers) the galvanised steel is thicker (which it is by 1mm) than standard, and therefore stronger. A structural modification as they called it
 An engine to TDi for!
"Land Rover- Proudly turning drivers into mechanics since 1948"  |
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24th Oct 2013 6:39pm |
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| custom90 Member Since: 21 Jan 2010 Location: South West, England. Posts: 20645
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The question is once declared do they A. Refuse to offer you the policy or B. Not understand what your talking about or C. Charge you even more. TheThunder Rollsπ¬π§πΊπΈ
β½οΈπ’οΈβοΈπ§°πͺ |
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24th Oct 2013 6:42pm |
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| DRW58 Member Since: 23 Feb 2013 Location: Perthshire Posts: 167
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I suspect a variation of all three but probably the last option, they'll view this as an opportunity to pillage my wallet cos I 've spent cash improving my wheels.
Better to declare it now than to risk the alternative. How bad can it be? DRW I built a garage for my Mini With a place for everything and everthing in its place. Ten years down the line there's a Mini in there somewhere, and all's where it should be!!!! Ho hum |
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24th Oct 2013 6:54pm |
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| custom90 Member Since: 21 Jan 2010 Location: South West, England. Posts: 20645
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My guess will be it'll be difficult to get someone to offer a policy. When they don't understand what your stating which most likely they won't you'll probably get "unfortunately we cannot offer insurance to you at this time, Sir"
If it's a single thing perhaps there will be less issue but multiple the more they will probably play up. What gets me is do they really think people will fit inferior parts? I guess they do because a minority perhaps... There used to be an adage at one time that I'd you were part of a club you may get a discount as you'd be viewed as having a good interest in your vehicle thus keeping it in great condition. That seems to be non existent pretty much. Then there is extra security, you'd think they'd like that wouldn't you? IMO not that fussed at all really if it's standard security spec or you've got £1000's of extra security layers fitted. TheThunder Rollsπ¬π§πΊπΈ β½οΈπ’οΈβοΈπ§°πͺ |
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24th Oct 2013 7:44pm |
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