 | Home > Finance & Insurance > Insuring a utility wagon ? |
 
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| Devon-Rover Member Since: 22 Jan 2015 Location: South Devon Posts: 917   
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when I changed my policy with Adrian flux when I picked up my USW I gave them the reg and they were happy with that. After all it is a 110 Station wagon with the Utility pack as a chosen option.
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26th Feb 2016 9:52pm |
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| rodspink Member Since: 12 Apr 2015 Location: Aberdeenshire Posts: 187 
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Devon-Rover
I totaly agree, but the issue is in the eyes of the insurer its a comercial, and I still have no idea why it comes up a DCP on land rovers own insurance database. Iv pretty much spent all day on phone with insurers and got nowhere other than very expensive quotes and a lot of confusion to what they are actually insuring, at the rate im going I am just going to look for another station wagon and let the other one go , this would be a big dissapointment as its probably one of the only ex dem 0 miles defenders about at the mo for list price. |
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26th Feb 2016 9:58pm |
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| Devon-Rover Member Since: 22 Jan 2015 Location: South Devon Posts: 917
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In light I have just dug out and checked my certificate of insurance.
it is stated as a Land Rover Defender 110 TDI.. and under model it is estate car / station wagon. and it is down as having 5 seats. So Adrian flux see it as a private passenger car and have insured it as such. I might suggest you give them a call in the morning. |
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26th Feb 2016 10:14pm |
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| camelman Member Since: 27 Feb 2013 Location: Peak District Posts: 3373
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I've insured my UW's with both NFU and A-plan in the past without issues.
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26th Feb 2016 10:45pm |
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| jimz Member Since: 01 Mar 2015 Location: Horsham, Sussex Posts: 128
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Mine was not an issue, insured with LR insurance at first but then they wouldn't insure with a remap so I changed to NFU, not an issue with USW or remap/other mods.
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26th Feb 2016 10:46pm |
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| rodspink Member Since: 12 Apr 2015 Location: Aberdeenshire Posts: 187
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Finally got sorted out.
Can go with LV, will cover pretty much most mods, snorkle , winch etc. They have decided it will come under a CSW but have noted on the insurance that its is indeed a comercial varient of the CSW. Thanks for the replies. Rod |
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27th Feb 2016 5:49pm |
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| ARC99 Member Since: 19 Feb 2013 Location: North Yorkshire Posts: 1831 
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The Insurance companies as a group have a list of all makes and models so I was told by the N.F.U.. I was told that for some reason Land Rover did not tell the group that they made a U.S.W. model. My policy with the N.F.U. which I had no problem getting.
states Land Rover 110, 5 door, 5 seats USW model as manufactured by Land Rover. Don't make old people mad. We don't like being old in the first place, so it doesn't take much to  us off.
Richard |
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27th Feb 2016 9:21pm |
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| rodspink Member Since: 12 Apr 2015 Location: Aberdeenshire Posts: 187
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Yeah Im going to check NFU on Monday see if I can better L.V . Although there price is excellent.
Cheers Rod |
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28th Feb 2016 8:52am |
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| The Milkman Member Since: 23 Jan 2013 Location: North Wales Posts: 45 
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Although I am on a fleet policy, I can also recommend the NFU. At the local office level they have always surpassed my expectations for efficiency. I have also had the misfortune of claiming and this is when a good insurance company 'shines'.
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28th Feb 2016 11:00am |
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