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rodspink



Member Since: 12 Apr 2015
Location: Aberdeenshire
Posts: 187

Scotland 
Insuring a utility wagon ?
Hi all .

Iv been trying to get quotes to insure a utility wagon i was looking at buying. When they look up the reg number or go though on line quotes there is not a selection for utility. Even Land Rover insurance thinks its a double cab pick up. So what are folk telling there insurenace companies.
I insure my CSW110 for 200 quid at the mo but if I call the new one a 110 van or DCP they want 400 quid. Lose three windows add 200 quid to the policy , seems a strange situation.

Cheers.

Rod
Post #508561 26th Feb 2016 9:11pm
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Devon-Rover



Member Since: 22 Jan 2015
Location: South Devon
Posts: 916

United Kingdom 2014 Defender 110 Puma 2.2 USW Aintree Green
when I changed my policy with Adrian flux when I picked up my USW I gave them the reg and they were happy with that. After all it is a 110 Station wagon with the Utility pack as a chosen option.
Post #508577 26th Feb 2016 9:52pm
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rodspink



Member Since: 12 Apr 2015
Location: Aberdeenshire
Posts: 187

Scotland 
Devon-Rover

I totaly agree, but the issue is in the eyes of the insurer its a comercial, and I still have no idea why it comes up a DCP on land rovers own insurance database.
Iv pretty much spent all day on phone with insurers and got nowhere other than very expensive quotes and a lot of confusion to what they are actually insuring, at the rate im going I am just going to look for another station wagon and let the other one go , this would be a big dissapointment as its probably one of the only ex dem 0 miles defenders about at the mo for list price.
Post #508578 26th Feb 2016 9:58pm
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Devon-Rover



Member Since: 22 Jan 2015
Location: South Devon
Posts: 916

United Kingdom 2014 Defender 110 Puma 2.2 USW Aintree Green
In light I have just dug out and checked my certificate of insurance.

it is stated as a Land Rover Defender 110 TDI.. and under model it is estate car / station wagon. and it is down as having 5 seats.

So Adrian flux see it as a private passenger car and have insured it as such. I might suggest you give them a call in the morning.
Post #508588 26th Feb 2016 10:14pm
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camelman



Member Since: 27 Feb 2013
Location: Peak District
Posts: 3372

United Kingdom 
I've insured my UW's with both NFU and A-plan in the past without issues. 
Post #508598 26th Feb 2016 10:45pm
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jimz



Member Since: 01 Mar 2015
Location: Horsham, Sussex
Posts: 128

United Kingdom 
Mine was not an issue, insured with LR insurance at first but then they wouldn't insure with a remap so I changed to NFU, not an issue with USW or remap/other mods.
Post #508600 26th Feb 2016 10:46pm
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rodspink



Member Since: 12 Apr 2015
Location: Aberdeenshire
Posts: 187

Scotland 
Finally got sorted out.
Can go with LV, will cover pretty much most mods, snorkle , winch etc. They have decided it will come under a CSW but have noted on the insurance that its is indeed a comercial varient of the CSW.

Thanks for the replies.

Rod
Post #508758 27th Feb 2016 5:49pm
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ARC99



Member Since: 19 Feb 2013
Location: North Yorkshire
Posts: 1831

United Kingdom 2008 Defender 110 Puma 2.4 USW Cairns Blue
The Insurance companies as a group have a list of all makes and models so I was told by the N.F.U.. I was told that for some reason Land Rover did not tell the group that they made a U.S.W. model. My policy with the N.F.U. which I had no problem getting.
states Land Rover 110, 5 door, 5 seats USW model as manufactured by Land Rover. Don't make old people mad.
We don't like being old in the first place,
so it doesn't take much to Censored us off.

Richard
Post #508866 27th Feb 2016 9:21pm
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rodspink



Member Since: 12 Apr 2015
Location: Aberdeenshire
Posts: 187

Scotland 
Yeah Im going to check NFU on Monday see if I can better L.V . Although there price is excellent.

Cheers

Rod
Post #508935 28th Feb 2016 8:52am
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The Milkman



Member Since: 23 Jan 2013
Location: North Wales
Posts: 45

England 
Although I am on a fleet policy, I can also recommend the NFU. At the local office level they have always surpassed my expectations for efficiency. I have also had the misfortune of claiming and this is when a good insurance company 'shines'.
Post #508964 28th Feb 2016 11:00am
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