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22900013A

Member Since: 23 Dec 2010
Location: Oxfordshire
Posts: 3150

2011 Defender 110 Puma 2.4 USW Keswick Green

Makes me think of the line "you will own nothing and you will be happy".

Scary stuff. 2011 110 USW
1973 Series III 1-Ton
1972 Series III 1-Ton Cherrypicker
1969 IIA 1-Ton
1966 IIA 88"

15th Jul 2022 3:22pm

markb110

Member Since: 22 May 2010
Location: Guildford
Posts: 2647

Pretty well every car out on the roads that is less than ten years old, or more likely sitting on the driveway, is not owned by the individual behind the wheel.

It’s owned by a credit company. And thanks to a combination of depreciation and service costs, that car is replaced before it hits negative equity and the cycle starts all over again.

So yeah, they won’t own it, but they are happy to pay for it to show it off to the neighbours….not realising that it is a liability, not an asset.

15th Jul 2022 3:49pm

Mr Fox

Member Since: 10 Sep 2011
Location: green & pleasant land
Posts: 1038

2015 Defender 90 Puma 2.2 HT Keswick Green

Did the people who are concerned about the subscription option fail to notice that you could purchase the same thing for a one-off fee (in the case of heated seats £200)?

If they were only doing ‘rent a heated seat’ I could see the point of concern but when you can ‘enable them’ permanently for £200, I don’t see how that is different from paying from them as an option from new?

Do I like subscription models - NO

Do I think this is another example of the friggin media taking a slant to wind people up - YES

Am I sick of the media doing that - YES

The same media who are talking is into another economic crisis and yet were reporting this week, after banging the doom gong for months, that actually the economy didn’t shrink as much as feared last month

Rant over

15th Jul 2022 4:59pm

pjm-84

Member Since: 12 Apr 2021
Location: Hampshire
Posts: 662

markb110 wrote:
Pretty well every car out on the roads that is less than ten years old, or more likely sitting on the driveway, is not owned by the individual behind the wheel.

It’s owned by a credit company. And thanks to a combination of depreciation and service costs, that car is replaced before it hits negative equity and the cycle starts all over again.

So yeah, they won’t own it, but they are happy to pay for it to show it off to the neighbours….not realising that it is a liability, not an asset.

I nearly took the BMW on finance ,as the rate was low at 3.9%, and inflation running high. But a limit of £28k for the deposit and we must do it today to obtain that rate, changed my mind. Way too much effort.

The annoying thing was they wanted that money transfered a few days before they would register the car, and were very reluntant to take a debit payment (sales rep blaming accounts) due to the delay in receiving funds. A serious issue of trust by the BMW dealer.

15th Jul 2022 7:17pm

spudfan

Member Since: 10 Sep 2007
Location: Co Donegal
Posts: 4722

When we bought the Puma in 2008 it was done over the phone. I wanted it ready to drive away when I collected it. The insurance was arranged for a date and time. The independent did his bit. The vehicle was registered in my name with the paperwork all sorted and my name on the log book. There was no deposit paid. Legally it was mine and I could have picked it up and driven away! 1982 88" 2.25 diesel
1992 110 200tdi csw -Zikali
2008 110 2.4 tdci csw-Zulu
2011 110 2.4 tdci csw-Masai

15th Jul 2022 7:53pm

pjm-84

Member Since: 12 Apr 2021
Location: Hampshire
Posts: 662

Actually lucky I didn't do this when I bought our VW California.

I said we'll pay now on debit card, but they insisted that they demonstrate the vehicle beforehand. When I got inside I told them it was the wrong spec. They said how could I know that... it has a 3 pedals (we ordered DSG) . Turns out is was also the lower powered single turbo varient as well.

The moral was I didnt pay anything and was given this vehicle for 6months (6700miles) whilst they reordered ours.

16th Jul 2022 10:38am

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