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Tonser



Member Since: 08 May 2020
Location: Surrey
Posts: 77
United Kingdom 
The variance in insurance quotes !
Hi all
I'm new here but have been on Martins RRS and Disco4 forums previously. I've just bought a 110 double cab so look forward to joining in on here.

Though I'd start with the widely varied insurance quotes I got for the car yesterday. These quotes are for the same car / driver details, and on the same basis as each other ...

A-plan ( Thatcham office ) : £840 / year Shocked
A-plan ( Weybridge office ): £650 / year
Adrian Flux : £565 / year
NFU : £464 / year

Surprising range in those numbers, particularly from forum sponsors A-Plan (not to mention a near £200 difference from their different offices). I've been with NFU previously with good experience, so will be going with them again.

Cheers
Tony
Post #839621 25th Jun 2020 11:31am
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VVS210



Member Since: 12 Nov 2016
Location: Hampshire
Posts: 953
United Kingdom 
That's a bit worrying as we're always advised that A-plan Thatcham are the ones to go to for 4x4 policies but are £190 more than a different office! Makes me wonder, sold our old Freelander at the weekend & the new buyer insurered it with Aviva for less than I was paying through A-plan for a restricted mileage policy. Think I will be looking around at renewal.
Post #839633 25th Jun 2020 1:10pm
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mk1collector



Member Since: 17 Sep 2009
Location: West Yorkshire
Posts: 6772
England 2004 Defender 110 Td5 CSW Bonatti Grey
Nfu wouldn’t even quote us On our 110 csw, they said they couldn’t compete with other company’s Shocked wouldn’t be so bad if we weren’t in the middle of farming country. Ray
My build thread
http://www.defender2.net/forum/topic17615.html
Post #839659 25th Jun 2020 2:41pm
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discomog



Member Since: 09 May 2015
Location: Notts/Lincs Border
Posts: 2532
United Kingdom 2015 Defender 90 Puma 2.2 XS CSW Santorini Black
I've just had a scary thought. I've been driving for 55 years this year and never made a claim on car insurance - I dread to think how much I have put into the insurance industry. Big Cry

I must admit when it comes to brand loyalty, I don't have any as far as insurance is concerned - all I want is a good price. (In this instance good equates to low!)

Shop around but remember to declare any mods that are already on the vehicle and any you intend to fit. Defender 90XS SW
Mini Countryman Cooper S
Morgan Plus 8
Post #839670 25th Jun 2020 3:12pm
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Supacat



Member Since: 16 Oct 2012
Location: West Yorkshire
Posts: 11018
United Kingdom 2013 Defender 110 Puma 2.2 XS DCPU Keswick Green
discomog wrote:
I've just had a scary thought. I've been driving for 55 years this year and never made a claim on car insurance


Don't worry, I'm sure others have : Whistle
Post #839686 25th Jun 2020 4:02pm
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Tonser



Member Since: 08 May 2020
Location: Surrey
Posts: 77
United Kingdom 
Thanks Chaps. I was really surprised to get such a high quote from the Thatcham office of A-Plan, having read all their great reviews on here. And to be nearly £200 more than their Weybridge office is really poor.

NFU is done, just awaiting arrival of the car now !

Tony
Post #839817 26th Jun 2020 9:20am
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TXH90



Member Since: 19 Jul 2020
Location: Worcs.
Posts: 54
United Kingdom 2007 Defender 90 Puma 2.4 HT Tamar Blue
Just got quoted £810 by A-plan that ham office Laughing Thumbs Up so who is earning the commission by touting them so hard Wink

On a serious note why the variance... and where is best to follow up? Looking at NFU but have heard various things about these guys too Big Cry Big Cry
Post #847805 3rd Aug 2020 1:38pm
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TXH90



Member Since: 19 Jul 2020
Location: Worcs.
Posts: 54
United Kingdom 2007 Defender 90 Puma 2.4 HT Tamar Blue
NFU by far the best £453 at this rate it looks like I should snap their arm off?!
Post #847811 3rd Aug 2020 2:11pm
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AMBxx



Member Since: 24 Jul 2016
Location: York
Posts: 1036
United Kingdom 2015 Defender 110 Puma 2.2 XS CSW Orkney Grey
Very odd - when I last asked NFU for a quote, they were by far the most expensive (double). I have the house insured with them and have always been happy with the service.
Post #847825 3rd Aug 2020 3:34pm
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TXH90



Member Since: 19 Jul 2020
Location: Worcs.
Posts: 54
United Kingdom 2007 Defender 90 Puma 2.4 HT Tamar Blue
Bizarre- I’ll be honest I wasn’t expecting a good quote so I was pleasantly surprised. Who do you insure with now? Picking her up next week Surprised excited!!!
Post #847832 3rd Aug 2020 4:30pm
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Scotm



Member Since: 28 Feb 2014
Location: Aberdeenshire
Posts: 672
Scotland 2012 Defender 110 Puma 2.2 SW Orkney Grey
I went with NFU this year after years with A Plan. £200 saving. Plus A plan wouldn't insure with steering guard.
Post #847847 3rd Aug 2020 5:27pm
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mk1collector



Member Since: 17 Sep 2009
Location: West Yorkshire
Posts: 6772
England 2004 Defender 110 Td5 CSW Bonatti Grey
AMBxx wrote:
Very odd - when I last asked NFU for a quote, they were by far the most expensive (double). I have the house insured with them and have always been happy with the service.


Same here. Ray
My build thread
http://www.defender2.net/forum/topic17615.html
Post #847861 3rd Aug 2020 6:29pm
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LandRoverAnorak



Member Since: 17 Jul 2011
Location: Surrey
Posts: 11324
United Kingdom 
Scotm wrote:
I went with NFU this year after years with A Plan. £200 saving. Plus A plan wouldn't insure with steering guard.

That's really odd as they've just insured mine with a steering guard, amongst many other things Confused

I sometimes think that insurers change these things on a whim just to maintain the mystery Rolling Eyes Darren

110 USW BUILD THREAD - EXPEDITION TRAILER - 200tdi 90 BUILD THREAD - SANKEY TRAILER - IG@landroveranorak

"You came in that thing? You're braver than I thought!" - Princess Leia
Post #847905 3rd Aug 2020 8:37pm
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Tim in Scotland



Member Since: 23 May 2007
Location: The Land that time forgot
Posts: 3753
 
Here’s one reason why premiums can vary a lot - if you are in a target area for thieves

Click image to enlarge Pangea Green D250 90 HSE with Air Suspension, Off-road Pack, Towing Pack, Black Contrast roof , rear recovery eyes, Front bash plate, Classic flaps all round, extended wheel arch kit and a few bits from PowerfulUK Expel Clear Gloss PPF to come
2020 D240 1st Edition in Pangea Green with Acorn interior. Now gone - old faithful, no mechanical issues whatsoever ever but the leaks and rattles all over the place won’t be missed!
Post #847955 4th Aug 2020 8:13am
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A-Plan Insurance
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Member Since: 30 Oct 2013
Location: United Kingdom
Posts: 344
United Kingdom 
not sure about the steering guard situation as no problem here usually (Thatcham branch) - happy to look into the conversation you had though if you pm me your name/postcode so i can locate you on our systems.

and yes... thefts are high at the moment Big Cry

Carlie Howden Insurance - Specialist Vehicle
Call us on 01635 874646 for a quotation
Post #850677 18th Aug 2020 11:46am
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