DEFENDER2.NET - View topic - Insurance with agreed value

↓ Advertise on Defender2 ↓

Home · FAQ · New Posts · My Posts · PMs · Search · Members · Map · Calendar · Profile · Donate · Register · Log In

Home > Finance & Insurance > Insurance with agreed value

Page 1 of 1

Print this entire topic ·

LandymanStefan

Member Since: 30 Aug 2017
Location: Surrey
Posts: 881

Insurance with agreed value

So my landy has been insured with footman james for the last year, my renewal has come through (more expensive of course).
One of the reasons i went with them was because they offer an agreed value that you can specify.

Before renewing i want some quotes to compare with, what other companies that you know offer an agreed value type thing?
Obviously its not a box you can just tick on go compare so instea of going hunting i thought id ask you lot first

2nd Aug 2019 7:10pm

Sulisuli

Member Since: 30 Oct 2016
Location: South west
Posts: 4795

2015 Defender 90 Puma 2.2 HT Corris Grey

A Plan a forum sponsor here will give you an agreed value policy

2015 HT XS 90
2008 SVX 90
2000 XS TD5 90

2nd Aug 2019 7:19pm

LandRoverAnorak

Member Since: 17 Jul 2011
Location: Surrey
Posts: 11324

Adrian Flux also offer agreed value policies. Darren

110 USW BUILD THREAD - EXPEDITION TRAILER - 200tdi 90 BUILD THREAD - SANKEY TRAILER - IG@landroveranorak

"You came in that thing? You're braver than I thought!" - Princess Leia

2nd Aug 2019 9:31pm

Matt110

Member Since: 29 Jun 2014
Location: UK
Posts: 680

I've found the trouble with Adrian flux agreed value policies is they only offer an agreed value that they themselves specify.... Which, as we know with defenders, isn't easy unless you know what you're looking at! Photos are always requested but it's the accuracy of the guy the other end estimating it that's the issue.

Is the footman James one literally you send in evidence and what you want it insured for?

3rd Aug 2019 11:02am

LandymanStefan

Member Since: 30 Aug 2017
Location: Surrey
Posts: 881

Thanks for the suggestions, will look into those two.

With footman James you just get a form to fill in with the car details, age, model, mileage, condition of certain aspects and the price you want it insured for. If they agree then great no questions asked. If they feel your value is inaccurate they can ask you to take your car to a garage to have it confirmed. I guess this is more with high value classics where the discrepancy can be very large.

3rd Aug 2019 10:04pm

90 Dreamer

Member Since: 13 Jul 2019
Location: Oop North
Posts: 2143

2016 Defender 90 Puma 2.2 HT Corris Grey

Regardless of 'agreed value' or not has anybody actually got back what they thought.........

Given how much wriggling insurance companies seem to undertake I'm intrigued as to whether anyone actually gets whats agreed......

4th Aug 2019 10:18am

foggydave

Member Since: 29 Nov 2012
Location: Midlands
Posts: 263

2014 Defender 110 Puma 2.2 USW Bonatti Grey

I am with Adrian Flux with an agreed value.
As I understand it Adrian Flux insure it for the book value and the additional agreed value is insured through Adran Flux with an independant company.
At themoment my 2014 110 XS is valued at 20% above book price.
As mine is a Cat D motor I employed an independant assessor to give a desk valuation which was based on selling prices within a 50 mile radius of my post code which was agreed by Adrian Flux.

Although I did not buy my motor to make a profit it is nice to know that should the worse happen I will get back what I paid. Any extra would be a bonus.

6th Aug 2019 7:19pm

LandymanStefan

Member Since: 30 Aug 2017
Location: Surrey
Posts: 881

Adrian flux came in £150 cheaper than footman James with my agreed value too

13th Aug 2019 5:15pm

A-Plan Insurance
Site Sponsor

Member Since: 30 Oct 2013
Location: United Kingdom
Posts: 344

Agreed Value

looks like I missed the party lol but we do agreed value here at A-Plan Thatcham and we do not charge for agreed value unlike some insurers/brokers. If you're still looking for a quote call us on 01635 874646 and mention the forum for discounts

Carlie Howden Insurance - Specialist Vehicle
Call us on 01635 874646 for a quotation

14th Aug 2019 1:01pm

Hairy Dan

Member Since: 25 Apr 2013
Location: NW Durham
Posts: 1414

1998 Defender 90 V8 Petrol 50th Auto Chawton White

I've got my 50th anniversary insured with A Plan on an agreed valuation policy and it was so easy to set up, I have to send them photos in from time to time to make sure the car is in good condition and they then insure it. I've just renewed with them again in April for the 3rd year, even though my premium had gone up by £1

Cheers Ian
--------------------
22MY Defender 110 D200 SE, Fuji White.
Kielder 4x4 Safari
Instagram @defender_v8

14th Aug 2019 2:11pm

A-Plan Insurance
Site Sponsor

Member Since: 30 Oct 2013
Location: United Kingdom
Posts: 344

Depending on who you're with insurer wise AV photos need refreshing either every 2 or every 3 years

£1 Hairy Dan

Carlie Howden Insurance - Specialist Vehicle
Call us on 01635 874646 for a quotation

16th Aug 2019 10:28pm

Page 1 of 1

All times are GMT

Jump to

< Previous Topic | Next Topic >

Posting Rules

You cannot post new topics in this forum
You cannot reply to topics in this forum
You cannot edit your posts in this forum
You cannot delete your posts in this forum
You cannot vote in polls in this forum