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LandymanStefan



Member Since: 30 Aug 2017
Location: Surrey
Posts: 881
England 2001 Defender 90 Td5 SW Epsom Green
Insurance with agreed value
So my landy has been insured with footman james for the last year, my renewal has come through (more expensive of course).
One of the reasons i went with them was because they offer an agreed value that you can specify.

Before renewing i want some quotes to compare with, what other companies that you know offer an agreed value type thing?
Obviously its not a box you can just tick on go compare so instea of going hunting i thought id ask you lot first
Post #784573 2nd Aug 2019 7:10pm
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Sulisuli



Member Since: 30 Oct 2016
Location: South west
Posts: 4795
United Kingdom 2015 Defender 90 Puma 2.2 HT Corris Grey
A Plan a forum sponsor here will give you an agreed value policy Thumbs Up 2015 HT XS 90
2008 SVX 90
2000 XS TD5 90
Post #784576 2nd Aug 2019 7:19pm
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LandRoverAnorak



Member Since: 17 Jul 2011
Location: Surrey
Posts: 11324
United Kingdom 
Adrian Flux also offer agreed value policies. Darren

110 USW BUILD THREAD - EXPEDITION TRAILER - 200tdi 90 BUILD THREAD - SANKEY TRAILER - IG@landroveranorak

"You came in that thing? You're braver than I thought!" - Princess Leia
Post #784603 2nd Aug 2019 9:31pm
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Matt110



Member Since: 29 Jun 2014
Location: UK
Posts: 680
United Kingdom 
I've found the trouble with Adrian flux agreed value policies is they only offer an agreed value that they themselves specify.... Which, as we know with defenders, isn't easy unless you know what you're looking at! Photos are always requested but it's the accuracy of the guy the other end estimating it that's the issue.

Is the footman James one literally you send in evidence and what you want it insured for?
Post #784656 3rd Aug 2019 11:02am
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LandymanStefan



Member Since: 30 Aug 2017
Location: Surrey
Posts: 881
England 2001 Defender 90 Td5 SW Epsom Green
Thanks for the suggestions, will look into those two.

With footman James you just get a form to fill in with the car details, age, model, mileage, condition of certain aspects and the price you want it insured for. If they agree then great no questions asked. If they feel your value is inaccurate they can ask you to take your car to a garage to have it confirmed. I guess this is more with high value classics where the discrepancy can be very large.
Post #784745 3rd Aug 2019 10:04pm
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90 Dreamer



Member Since: 13 Jul 2019
Location: Oop North
Posts: 2147
United Kingdom 2016 Defender 90 Puma 2.2 HT Corris Grey
Regardless of 'agreed value' or not has anybody actually got back what they thought.........

Given how much wriggling insurance companies seem to undertake I'm intrigued as to whether anyone actually gets whats agreed......
Post #784804 4th Aug 2019 10:18am
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foggydave



Member Since: 29 Nov 2012
Location: Midlands
Posts: 263
United Kingdom 2014 Defender 110 Puma 2.2 USW Bonatti Grey
I am with Adrian Flux with an agreed value.
As I understand it Adrian Flux insure it for the book value and the additional agreed value is insured through Adran Flux with an independant company.
At themoment my 2014 110 XS is valued at 20% above book price.
As mine is a Cat D motor I employed an independant assessor to give a desk valuation which was based on selling prices within a 50 mile radius of my post code which was agreed by Adrian Flux.

Although I did not buy my motor to make a profit it is nice to know that should the worse happen I will get back what I paid. Any extra would be a bonus.
Post #785274 6th Aug 2019 7:19pm
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LandymanStefan



Member Since: 30 Aug 2017
Location: Surrey
Posts: 881
England 2001 Defender 90 Td5 SW Epsom Green
Adrian flux came in £150 cheaper than footman James with my agreed value too Thumbs Up
Post #786646 13th Aug 2019 5:15pm
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A-Plan Insurance
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Member Since: 30 Oct 2013
Location: United Kingdom
Posts: 344
United Kingdom 
Agreed Value
looks like I missed the party lol but we do agreed value here at A-Plan Thatcham and we do not charge for agreed value unlike some insurers/brokers. If you're still looking for a quote call us on 01635 874646 and mention the forum for discounts Smile

Carlie Howden Insurance - Specialist Vehicle
Call us on 01635 874646 for a quotation
Post #786781 14th Aug 2019 1:01pm
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Hairy Dan



Member Since: 25 Apr 2013
Location: NW Durham
Posts: 1414
United Kingdom 1998 Defender 90 V8 Petrol 50th Auto Chawton White
I've got my 50th anniversary insured with A Plan on an agreed valuation policy and it was so easy to set up, I have to send them photos in from time to time to make sure the car is in good condition and they then insure it. I've just renewed with them again in April for the 3rd year, even though my premium had gone up by £1 Laughing Cheers Ian
--------------------
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Post #786792 14th Aug 2019 2:11pm
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A-Plan Insurance
Site Sponsor


Member Since: 30 Oct 2013
Location: United Kingdom
Posts: 344
United Kingdom 
Depending on who you're with insurer wise AV photos need refreshing either every 2 or every 3 years Smile

Bow down £1 Hairy Dan Rolling with laughter

Carlie Howden Insurance - Specialist Vehicle
Call us on 01635 874646 for a quotation
Post #787284 16th Aug 2019 10:28pm
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