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| Swine&Small Member Since: 20 Mar 2017 Location: Norfolk Posts: 1223  
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I think it all comes down to Market Share, or the lack of. Catch the right company on the right day and they will compete with themselves for your business, ie phone vs internet vs broker vs comparison site. One company told me they could not get anywhere near a quote I had, and when I told them it was from themselves they were not surprised.
Funny old world 1983 Series 3 Pick up in Marine Blue 1967 Morris Traveller 1966 Morris Convertible 2012 VW T5 Camper Quod Abundat Non Obstat. |
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11th Mar 2019 4:25pm |
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| custom90 Member Since: 21 Jan 2010 Location: South West, England. Posts: 20412
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As I said Aviva will think nothing of secretly wiping your NCB out and reducing it by years to suit their systems. They’ll owe no explanation either and if you don’t keep past records to prove your point they’ll get away with it. Be warned $W33T $0U7H3RN $UG4R
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11th Mar 2019 4:31pm |
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| Scotm Member Since: 28 Feb 2014 Location: Aberdeenshire Posts: 666  
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I can't vouch for claiming under Aviva car insurance though I am insured with them via A-Plan.
I did however claim under a travel policy with them a couple of years ago when Easy Jet abandoned me and family in Pisa due to air traffic control strikes - Aviva covered my claim for whole family using a mix of bus/train/hotels and scheduled flights back via Geneva to Aberdeen without a problem. Their support throughout the whole process was brilliant unlike Easy Jet. |
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11th Mar 2019 4:45pm |
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| m3vert Member Since: 15 Mar 2018 Location: Central Scotland Posts: 162 
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I have just renewed my insurance and was astounded at the way the quotes were coming in! Last year I was with Admiral and from memory it was 435quid, renewal was 530quid! Nothing changed except I had an additional years no claim (11years NCB) Called them and they offered to reduce by 20quid. Told them to cancel and send me proof of NCB.
Called NFU who were very confident they would improve on the quote, the guy said he was embarrassed to tell me the quote and said simply that they were "not competitive", when I pushed for the figure it was more than 600quid!!! Used the Meercat and loads came up with decent prices. Ended up with a like for like policy with Churchill, protected NCB, courtesy car, no breakdown cover (already have that), fully comp. £213.92!!! That is less than half the price I paid last year, how can there be such a variation for ultimately the same thing??? Robbing barstewards comes to mind! |
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14th Mar 2019 5:40am |
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| custom90 Member Since: 21 Jan 2010 Location: South West, England. Posts: 20412
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I use compare the market (meerkat one) every year and it goes down nearly year on year. Sometimes significantly others just £5 a month.
Very good for that and little hassle and lets you get prices without these companies harassing you for business or babbling over the phone. Plus you get the toy as well at the end of it which are even worth a few £ unless you want to keep or let’s children have it etc. 👍🏻 $W33T $0U7H3RN $UG4R 🇬🇧🏴🏴🏴🇮🇪🇺🇸⛽️🛢️⚙️🧰💪 |
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14th Mar 2019 12:11pm |
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| doublea Member Since: 12 Jul 2011 Location: Aberdeenshire Posts: 495 
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The insurance industry seems to be a complete mystery with little transparency to the end user. If you ask for an explanation about how a factor has such a large effect on premium or even availability of cover, it seems to come down to - "Algorithms"
We had our heritage insured with Direct Line at reasonable premium. Sold it and bought an Adventure. Won't cover it, even as a change of vehicle which is on cover, insurance cancelled. They said they would ask the underwriter - "it's got a snorkel thing, so more likely to be used off road". What utter bull. I'm sure I read on here that cover was declined when someone declared a removable steering wheel! So long as there is sufficient competition, a deal should be out there. We now have ours insured with LV, sub £300 each. This year we saved a little more by going multi vehicle, which works out well, as each vehicle is taken on cover when the existing policy expires. Single renewal date next year and each vehicle maintains its NCB and each has its own claims record, so can go back to individual policies, if necessary in the future. In the past, I went multi bike and lost individual NCB on a couple of the bikes. Current Steeds: 2015 110 UW in Grasmere Green 2003 BMW F650 the Hack 2000 Elise 1992 Ducati 888 (no longer in bits, yahoo) 1990 TDR 250 (in bits again) 1988 TDR 250 (no longer in bits) and for sale |
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14th Mar 2019 9:12pm |
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| SteveK Member Since: 21 Jan 2015 Location: Bromsgrove Posts: 333 
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Just had my Churchill renewal - £215, slightly cheaper than last year which was £229!
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10th Apr 2019 8:20pm |
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