 | Home > Puma (Tdci) > Remap and NFU insurance - 40% increase!! |
 
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| Swine&Small Member Since: 20 Mar 2017 Location: Norfolk Posts: 1223  
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Aviva did not increase my premium at all. Suggest a change of insurers. My remap was Alive 150
 1983 Series 3 Pick up in Marine Blue
1967 Morris Traveller 1966 Morris Convertible 2012 VW T5 Camper Quod Abundat Non Obstat. |
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18th Sep 2018 11:54am |
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| bankz5152 Member Since: 02 Feb 2017 Location: South London/North Kent Posts: 2161 
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Same with Flux and Aplan. No increase. Instagram @defender_ventures
Empire Tuning - Agent |
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18th Sep 2018 12:29pm |
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| Dobby Member Since: 23 May 2012 Location: East Seaxe Posts: 187 |
Yeah, I'd spent a good while checking out the feedback of others on this forum re insurance before I even spoke to the likes of BAS and Alive at Pboro.
I couldn't believe it when NFU came back with a 40% increase. |
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18th Sep 2018 12:39pm |
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| Laurie Member Since: 22 Feb 2008 Location: Sussex, England Posts: 2897  
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I'd been with NFU for over 30 years with a protected no-claims policy. When a car overtook me and cut across too soon infront of me, resulting in damage to their rear wing, they paid them and increased my premium by 70%.
I'm now insuring both my Land Rovers through Adrian Flux.  |
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18th Sep 2018 12:56pm |
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| zsd-puma Member Since: 09 Aug 2016 Location: Kent Posts: 2720 
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Sounds standard with most insurers really. It all boils down to what they'd be able to prove in court. And its likely the other party just said you ran into the back of them, they wouldn't have paid out if they thought they'd win it in court. They all put your premium up once you've had an at fault accident, because statistically you're then a higher risk, NCB is a bit of a joke as they just raise the base premium. |
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18th Sep 2018 1:27pm |
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| Mike c Member Since: 11 Aug 2017 Location: Maldon, Essex Posts: 928 
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I think it's luck of the draw with insurance companies, they may have not charged anything for that modification for some customers, but then others they would load a large increase and hope they pay it... I think it's how they work unfortunately, it's a lottery and some people will just pay the extra to save hassle.
I am with Adrian flux and my Defender is standard apart from a snorkel, they didn't have an issue with that at all and didn't charge anymore, obviously it's a different type of mod than a remap but maybe other customers paid for me not having my premium increased!?? Mike |
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18th Sep 2018 3:44pm |
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| JOW240725 Member Since: 04 May 2015 Location: Suffolk Posts: 7904 
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Forum sponsors A-Plan only put my policy up £30 and that was only to change the policy mid-term. Well worth the remap!!
James
MY2012 110 2.2TDCi XS SW Orkney Grey - http://www.defender2.net/forum/topic43410.html MY1990 110 200TDi SW beautifully faded Portofino Red - https://www.defender2.net/forum/post743641.html#743641 MY1984 90 V8 Slate Grey - https://www.defender2.net/forum/post744557.html#744557 Instagram @suffolk_rovers |
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18th Sep 2018 3:47pm |
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| Swine&Small Member Since: 20 Mar 2017 Location: Norfolk Posts: 1223
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I insure my house and contents with NFU and it is a sizeable premium, so when I enquired with them a couple of years ago about the Defender they quoted £400 more than I pay with Aviva and that was before the remap !! They admitted that it was not really their area of expertise
 1983 Series 3 Pick up in Marine Blue
1967 Morris Traveller 1966 Morris Convertible 2012 VW T5 Camper Quod Abundat Non Obstat. |
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18th Sep 2018 6:31pm |
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| JWL Member Since: 26 Oct 2011 Location: Hereford Posts: 3443 
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With those of you having hassle with NFU are you dealing with NFU direct through their call centre/head office or are you dealing with your local office? My local office is just down the road and if I have any queries I just pop in and have a word face to face and it gets sorted out so easily. Granted some local offices are better than others but I stick with the NFU mainly due to the personal touch.
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18th Sep 2018 6:53pm |
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| Dobby Member Since: 23 May 2012 Location: East Seaxe Posts: 187 |
This was with my local office. They had no idea what I meant by remap, and it wasn’t “on their system”. I might try another office, or the central line instead. They insure two vehicles, so I can always threaten to go elsewhere I guess. |
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18th Sep 2018 7:16pm |
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| Jimmy B Member Since: 11 Nov 2017 Location: Cumbria Posts: 51 
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When I told NFU about all of my mods including a remap it didn’t increase my premium at all.
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18th Sep 2018 7:42pm |
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| jonny2tanx Member Since: 06 Jul 2014 Location: Harpenden, Herts Posts: 156 
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NFU increased my premium by about £40 for a transfer box change and remap but it was after lots of hassle. At first they wanted an Engineers report about the mods before they would even consider it, and couldnt guarantee that they would cover it even if I provided it at my cost. I sent them links to the Ashcroft and Dynachip websites and they agreed to cover me then, but it seemed to be dependant on who i spoke to at the local office. Some are more helpful than others.
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18th Sep 2018 8:38pm |
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| familymad Member Since: 13 Dec 2011 Location: Bucks Posts: 3481  
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Same as Jimmy. NFU and no cost increase with that and intercooler 1951 80" S1 2.0
1995 110 300TDI 1995 90 300TDI |
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19th Sep 2018 1:44pm |
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| Fat Cog Member Since: 19 Mar 2012 Location: Oxfordshire & Devon Posts: 502 
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NFU are an absolute joke; I rarely ring around for a quote as I've been with my present insurers for donkeys years through a work scheme...I had a few spare hours near my renewal last month so thought I'd give NFU a buzz for a quote on my 2016 Defender.
Well, after being passed around the various departments I eventually was told it would be better to ring my local branch, I did & they quoted £770 more (yes seven hundred & seventy), REPEAT MORE, than my existing renewal...I asked them if it was comedy hour at the NFU, but all I got was (I imagine) a blank stare! I live in an incredibly low crime postcode OX17, have a completely unmodified Defender 90 XS, and have been driving since 1975 with an unblemished driving license & insurance record. My thoughts are that they consider Defenders too high a risk so quote stupid prices to avoid taking the risk. Since 1973...S1, Air Portable's, Defender's, but only my Wolf TUL HS GS remains |
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19th Sep 2018 4:52pm |
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