 | Home > Puma (Tdci) > Is it worth taking out an extended warranty? |
 
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| AKL Member Since: 12 May 2017 Location: Nyumbani Posts: 18   
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Vehicle is less then 6 years old and was refused under the 6 year corrosion warranty as well.
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16th Feb 2018 4:49pm |
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| zsd-puma Member Since: 09 Aug 2016 Location: Kent Posts: 2720 
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It would have just been refused under the 6 year anti corrosion warranty, whether it had the extended warranty or not is irrelevant.
Common reasons for rejecting claims under the anti corrosion warranty are "impact damage from road debris". |
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16th Feb 2018 6:33pm |
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| LR90XS2011 Member Since: 05 Apr 2011 Location: bickenhill Posts: 3640 
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I took out a warranty on my 08 BM once it was 3 and paid just short of £500 per year for it in anticipation of the cam chain failing, I got £500 bill paid for a water pump but paid a £100 excess, I could have replaced the pump myself for less than £100. found that anything else that failed that could possible be blamed on corrosion such as an ABS fault was not covered. If I were to do it again I would just put £50 per month in a separate account and chances are it would cover any impending repair. in fact that is exactly what I have done with the landy and there is now £2ks worth of insurance against failure sitting in my bank.
like most insurances its a gamble and on average the insurers win the insured loose, all a gamble. DEFENDER 90 TDCI XS, I hope everyone is well and your land rovers make you happy |
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16th Feb 2018 7:47pm |
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| AMBxx Member Since: 24 Jul 2016 Location: York Posts: 1030 
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Has anyone taken out an extended warranty from a provider other than Land Rover? I've just had a couple of quotes and there's not much difference in price.
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18th Feb 2018 9:04am |
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| zsd-puma Member Since: 09 Aug 2016 Location: Kent Posts: 2720
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I looked into third party ones a few years ago.
While they can be about the same in price, the third party ones tend to have much smaller claim limits on them. So for example the hourly rate for labour that they will pay is much lower. They don't generally include AA (or similar) cover either. That's not to say there aren't good ones out there. But certainly the ones I looked at didn't offer the same level of cover as the factory backed one. You just have to download the policy booklet and read the T's&C's. You can get a policy booklet for the Land Rover one from your local dealer, most of the third party ones are available for download. With all warranties, they won't cover your car unless you can show you've had it serviced by a garage, so if you service it yourself the warranty will be worthless. However you're not required to use Land Rover dealers for servicing to maintain the factory warranty, any garage will do. |
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18th Feb 2018 11:00am |
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| Likeomg Member Since: 29 Jun 2012 Location: Lake District / Newcastle Posts: 2640 
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For me, i paid it for 3 years,
in the last year i had a new clutch, gearbox and bunch of other stuff... the gearbox alone offset the 3 years of paying for it.. the car was also modified with a hybrid turbo - they still didn't mind warrantying things. i only stopped paying as the car went from doing 6-7k miles / year to maybe 1-2k. |
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18th Feb 2018 7:49pm |
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| Balvaig Member Since: 19 Feb 2016 Location: Fife Posts: 730  
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I have had a Warrantywise one on another car - paid out on a leaking radiator OK. You can specify the level of cover and set the garage hourly rate with this one too.
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19th Feb 2018 11:47am |
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| mick Member Since: 08 Feb 2010 Location: Yorkshire Posts: 2109  
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Yes but stick to the Land Rover one.
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19th Feb 2018 2:54pm |
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| Vitesse Member Since: 21 Mar 2014 Location: Sussex Posts: 381 
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My factory warranty ran out today (although the car is currently in for new side steps reported last month) but have gone for the extended option including Landrover assist, offered by the dealer. I have used LR assist twice now and found them very good. But I will Be servicing myself from now on following correct schedule and LR approved parts. Hopefully nothing major will go wrong. I agree it is all a big gamble.
 2015 90 XS Santorini Black |
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20th Mar 2018 7:57pm |
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| Low-Range Member Since: 30 Sep 2016 Location: BC Posts: 41 
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Have made both choices. Most of the time it paid off. The most important thing to look at is what is included and what are some of the clauses that allow them to exclude a claim. For example I had a GM with a diesel. It went in for a new alternator, and after that it would burn out the glow plugs in about two months. As these were considered consumable, they did not want to replace them. Eventually they did because I was a pric. about it and had kept all receipts. But as I said make sure you look at what's included and what clauses are there for exclusion. One transfer case would probably pay for the warranty cost.
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20th Mar 2018 8:28pm |
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| LRnovice Member Since: 08 May 2008 Location: Cardiff Posts: 59 
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If you do decide to take out extended warranty check the exclusions very carefully. I took out an extended warranty buut they wouldnt pay for ANY of the repairs on my Landrover. Wear and tear sir. Well, unless its a design fault or a fault during manufacture why else would something fail?
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24th Mar 2018 2:56pm |
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| NinetyTD4 Member Since: 22 Apr 2011 Location: North Posts: 397  
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My question always - What do you want to accomplish by an extended warranty? You have a purpose, fine, you can calculate the odds. Take into account that insurances like the extended warranty will spend your money only to a very little extend back to anybody having a problem - the vast majority of your money will go to employees, stakeholder, management of the insurance company. What is the ratio of money collected to money spent on claims, 10 percent? So, 90 percent will go to something else, not what you would like to see. My path is always to insure things with major impact and threat to my life. If a bad case causes inconvenience only, never insure it. You make your living on the car, insure it properly. You don't, don't waste money on insurances (unless you are working at one). Never forget: cars have owner, Landrover have field service personnel.
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31st Mar 2018 1:19pm |
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| m3vert Member Since: 15 Mar 2018 Location: Central Scotland Posts: 162 
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My warranty provided by the garage I bought it at runs out next month.
I am an AA member through our bank, and was going to just increase the cover to get the Parts & Garage cover (extra 70 quid a year I think). That gives you up to 5 claims per year of a maximum 500quid a time if they cant repair your vehicle. Anyone else using this and had good or bad experience?? Thought it was a cheap alternative to a warranty? |
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22nd Apr 2018 11:57am |
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| andydef90 Member Since: 09 Feb 2015 Location: yorkshire Posts: 617 
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iv just extended mine with land rover for a second time just for my peace of mind . its expensive to say the least but if a gearbox fails I don't have the facilities to repair it
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25th Apr 2018 11:24am |
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