 | Home > Off Topic > Mis-addressed letters |
 
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| hank Member Since: 12 Sep 2016 Location: South Wales Posts: 2302   
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As frustrating as this is, and I feel your pain after having credit companies chasing the previous occupant at my address and even a vehicle repossession company turning up once, you shouldn't be opening letters addressed to somebody else be it at your address or not. Just put a line through the address and return to sender.
Sender will (eventually) get the message. They are correct in that they have to make reasonable attempt to contact the recipient at the provided address before pursuing other means of contact (or give up) Will be interested to hear if you have any luck with the handling fee!! |
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22nd Jun 2017 8:14am |
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| Rashers Member Since: 21 Jun 2015 Location: Norfolk Posts: 3521  
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Yes, I can relate to this.
I am only the second person to have lived in my house. A few years back, I started receiving mail for persons who had never lived in this house. When the mail started looking 'financial', I decided to have a look (yes I know I shouldn't open letters not addressed to me but I was quite concerned). Credit card applications, personal loans, car insurance  all from 'proper' banks and insurance companies. I tried calling some of them. None were very interested which did freak me out a bit by their lack of interest.
A few years back, I also started getting letters from TV licencing telling numerous persons who had never lived in my house that they had bought a TV but had not bought a licence. The address obviously had a TV licence because I had one. I phoned them up and again they were really unconcerned and just told me to ignore them. In all fairness, I haven't received anything in the last couple of years. |
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22nd Jun 2017 8:17am |
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| excossack Member Since: 22 Feb 2012 Location: North West Posts: 5857 
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Thanks for the reply chaps. I will be interested to see if I get any money/vouchers as compo!
I opened the letters to get the correct number to call to try and get them stopped. 1999 Defender TD5 110 Regards John M0VAZ Econet Station 48 no clock |
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22nd Jun 2017 8:25am |
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| hank Member Since: 12 Sep 2016 Location: South Wales Posts: 2302
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I wasn't being aggy, I too opened the letters after a while as the return address on them was credit related. Got to do what you've got to do!
Also equally frustrating is receiving previous occupants mail at all! Just inform your bank/phone provider/insurance provider etc. that you have moved and set up a short term mail forwarding service! It's not rocket science! |
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22nd Jun 2017 8:32am |
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| excossack Member Since: 22 Feb 2012 Location: North West Posts: 5857
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No aggy taken. I will keep poking if I get any more letters. 1999 Defender TD5 110
Regards John M0VAZ Econet Station 48 no clock |
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22nd Jun 2017 8:39am |
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| AMBxx Member Since: 24 Jul 2016 Location: York Posts: 1034 
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Check your credit rating quick! We had problems with someone insuring their car at our address. Then started getting letters about an accident it had been involved in. Insurance company involved just wasn't interested in the obvious fraud.
You can get the free credit check by taking a 3 month trial, just don't forget to stop it. You'll see if anyone has applied for anything at your address. |
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22nd Jun 2017 12:16pm |
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| Lightningtweeds Member Since: 16 May 2017 Location: Fintry Posts: 461  
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I rip them up and if an agent calls or visits i set them right. It may affect your credit rating but i dont have any.
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22nd Jun 2017 12:16pm |
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| excossack Member Since: 22 Feb 2012 Location: North West Posts: 5857
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A company such as Clearscore? 1999 Defender TD5 110 Regards John M0VAZ Econet Station 48 no clock |
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22nd Jun 2017 12:31pm |
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| hank Member Since: 12 Sep 2016 Location: South Wales Posts: 2302
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Experian
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22nd Jun 2017 12:35pm |
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| excossack Member Since: 22 Feb 2012 Location: North West Posts: 5857
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Is there a difference between then companies with regards to what they check/report on? 1999 Defender TD5 110
Regards John M0VAZ Econet Station 48 no clock |
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22nd Jun 2017 12:40pm |
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| Procta Member Since: 03 Dec 2016 Location: Sunderland Posts: 5201
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20 years ago, we moved into a council house, the people who lived in there before us, had done a bail. Said to the council there's your keys. That was it, my mum had mail and court letters addressed to the previous owner. Got to the point where the police came to the door, and asked for him, My mum offered the police in and there and then he radioed in after he had a quick look. He said that the previous owner and his family are not at the this address anymore. After that nothing more was sent through, and I think the previous owner was tracked down. Defender TD5 90 ---/--- Peugeot 306 HDI hatch back
Success is 90% Inspiration and 4 minutes Preparation # you can make it! |
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22nd Jun 2017 1:12pm |
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| hank Member Since: 12 Sep 2016 Location: South Wales Posts: 2302
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Similar to what happened when the repo man came to my property shortly after I moved in seeking the previous owner.
He said he would report back to the credit company/update some database!? After which letters reduced greatly. Probably helped I buttered him up with the previous owner's new address  Revenge is a dish best served cold as they say - previous owner caused me much heartache during the purchase  |
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22nd Jun 2017 1:40pm |
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| excossack Member Since: 22 Feb 2012 Location: North West Posts: 5857
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I sent the post back to Very asking for either £25 payment or vouchers...so lets see what comes back.. 1999 Defender TD5 110
Regards John M0VAZ Econet Station 48 no clock |
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23rd Jun 2017 9:44pm |
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| excossack Member Since: 22 Feb 2012 Location: North West Posts: 5857
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Finally got a reply from Very regarding this issue. The letter I sent to them has made it to the Fraud team. An internal request will be made to stop letters to our address but this can take up to 90 days.
The lady on the phone mentioned my request for a £25 returned mail fee or vouchers, and asked me if I wanted this passing to customer services (as she could not deal with this) so I said yes please. Let’s see what comes back from this request. 1999 Defender TD5 110 Regards John M0VAZ Econet Station 48 no clock |
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3rd Jul 2017 10:23am |
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