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m33ufo



Member Since: 19 Jan 2008
Location: Cardiff
Posts: 1150

Wales 
Insurance on a Bowler.
Hoping for some assistance on insuring a Bowler Defender.

I've tried Admiral (I have 3 cars on a multi-car policy with them). However, the registration just throws up a standard Defender model so I gave up on trying to explain what the vehicle actually was. I might have to persist as that would be the simplest route for me.

So....any Bowler owners and who do you use for insurance?
Post #573962 28th Oct 2016 12:17pm
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JOW240725



Member Since: 04 May 2015
Location: Suffolk
Posts: 7907

United Kingdom 2012 Defender 110 Puma 2.2 XS CSW Orkney Grey
Not a Bowler but I have a BAS170AB remap so +50hp and A-Plan were happy to insure for an additional £30 I think it was, but they said most of this was the policy revision mid-term and probably shouldn't add much to the renewal. I'll have to wait and see on the latter. James
MY2012 110 2.2TDCi XS SW Orkney Grey - http://www.defender2.net/forum/topic43410.html
MY1990 110 200TDi SW beautifully faded Portofino Red - https://www.defender2.net/forum/post743641.html#743641
MY1984 90 V8 Slate Grey - https://www.defender2.net/forum/post744557.html#744557
Instagram @suffolk_rovers
Post #573971 28th Oct 2016 1:02pm
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m33ufo



Member Since: 19 Jan 2008
Location: Cardiff
Posts: 1150

Wales 
If it was just an ECU swap I wouldn't have an issue.

I'm currently considering two vehicle options....a Bowler Fast Road or a Bowler Challenge (insurance for road use only).
Post #573972 28th Oct 2016 1:12pm
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JOW240725



Member Since: 04 May 2015
Location: Suffolk
Posts: 7907

United Kingdom 2012 Defender 110 Puma 2.2 XS CSW Orkney Grey
Ooh what a nice decision to have to make. Good luck!

I'll leave those with Bowlers to reply Bow down James
MY2012 110 2.2TDCi XS SW Orkney Grey - http://www.defender2.net/forum/topic43410.html
MY1990 110 200TDi SW beautifully faded Portofino Red - https://www.defender2.net/forum/post743641.html#743641
MY1984 90 V8 Slate Grey - https://www.defender2.net/forum/post744557.html#744557
Instagram @suffolk_rovers
Post #573974 28th Oct 2016 1:24pm
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m33ufo



Member Since: 19 Jan 2008
Location: Cardiff
Posts: 1150

Wales 
Thanks for the reply anyway. I could just send Admiral the spec of a vehicle but I'm assuming they'd blow a gasket on something so individual. The only reason I'm considering them is that it would be less hassle and maybe cost to just change from another vehicle to the Bowler mid-term.
Post #573975 28th Oct 2016 1:28pm
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toby9946



Member Since: 23 Sep 2015
Location: Hampshire/London
Posts: 96

United Kingdom 2015 Defender 90 Puma 2.2 Landmark LE Corris Grey
I fear none of them will know what a "Bowler Defender" is when they can barely get their head around my factory Landmark edition! (admiral think mine is a van not a CSW)

Your best bet might be declaring all the modifications and getting an agreed value on it, Admiral might do this or you may have to try someone more specialist. Just make sure if you do go down this route that you have evidence of it all either in writing or recorded phone calls just incase they try and get wriggly in the event of a claim. -2015 Defender 90 XS Landmark-
Post #573998 28th Oct 2016 3:20pm
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m33ufo



Member Since: 19 Jan 2008
Location: Cardiff
Posts: 1150

Wales 
Might try that next week Toby - thank you.
Post #574015 28th Oct 2016 5:02pm
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Rickydodah



Member Since: 14 Jul 2014
Location: East Sussex
Posts: 1091

Having good just completed the insurance merry-go-round this year I became increasingly frustrated with the lack of technical knowledge of the underwriters. Surely to successfully calculate the risks you need to know a least a little about the technical side of things . NFU for instance couldn't get their heads around the term " remapped ECU". What's the ECU? I was asked, after a somewhat tedious conversation we came up with "the computer control thing ", after this was understood, "what do you mean by remapped"? I was then advised to insure the Defender with the NFU while they worked all this out and then cancel it if they couldn't underwrite it. I had no reply to my question " what is the position if I need to make a claim in the interim".
Anyway went online with L.V. whose Web site understands all these terms.......... Confused I started with nothing and still have most of it left!
Post #574039 28th Oct 2016 6:08pm
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gilarion



Member Since: 05 Dec 2013
Location: Wales
Posts: 5111

Wales 2007 Defender 90 Other CSW Trident Green
In my opinion I think it is getting harder to insure a Defender no matter what model, for two reasons which are, it has gone out of production and the high incidence of Defender thefts.

I have just gone through re insuring my Fully restored 200Tdi with an agreed value, and I have had great difficulty Adrian Flux, Pete Best, NFU, Aviva Classic were all really difficult to deal with and wanted a premium that you had to be sat down to listen to. one insurance company asked for £2000.00 Then as soon as you mentioned modifications it was a no no. These were some of the refusals the companies used, can’t insure as the vehicle is not garaged, the interior is too new, non-standard engine (it has a genuine 200Tdi), Led lighting is not OEM, new galvanised chassis is not insurable, I have over modified it by fitting new panels even if they all OEM, and what I thought was the most ridiculous it has a sun roof fitted, the list goes on.
In the end AA came back with a reasonable quote but its exclusions made my eyes water.

As for the PUMA I insured that a few months back and even that was not easy and my insurer would only insure if I had a tracker and a Thatcham 2 imobiliser, both which I had fitted anyway.

Just as an adage many years ago my late father had a Rover and two years down the line after that company folded by dads insurance went through the roof, in the end he sold it because of insurance difficulties. For those who like Welsh Mountains and narrow boats have a look at my videos and photos at..

http://www.youtube.com/user/conwy1
Post #574144 29th Oct 2016 11:27am
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Grenadier



Member Since: 23 Jul 2014
Location: The foot of Mont Blanc...
Posts: 5829

France 2011 Defender 110 Puma 2.4 DCPU Corris Grey
m33ufo wrote:
If it was just an ECU swap I wouldn't have an issue.

I'm currently considering two vehicle options....a Bowler Fast Road or a Bowler Challenge (insurance for road use only).


Sadly, with everything now being computerised, if it doesn't show on their system, I guess they assume it's not 'real'. As such, I suppose you will just have to choose a Defender 90 (ask Bowler what base model they would use for each version you're considering) and then up-value it as a Bowler Special Edition. Then if anything happens, as long as Bowler have supplied you a receipt for your Defender 90 worth (for example) £50,000 then surely you're covered? Why rename it? It's a special edition Defender 90 supplied by a company called Bowler and they charged you 'Fiddy-large'.... Thumbs Up Monsieur Le Grenadier

I've not been everywhere, but it's on my list.....

2011 Puma 110DC - Corris Grey
Post #574180 29th Oct 2016 3:36pm
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Hairy Dan



Member Since: 25 Apr 2013
Location: NW Durham
Posts: 1418

United Kingdom 1998 Defender 90 V8 Petrol 50th Auto Chawton White
As mentioned above give A-Plan a call, I wanted to insure my imported 50th anniversary with an agreed valuation and I tried Flux but got an idiot on the quote line and then tried some of those advertised in the back of the LR mags but couldn't get what I wanted at a reasonable price. So I gave Henry at A-Plan a ring and gave him all the details of what I wanted and he promised to ring back the next day which he did, and managed to sort something out with an agreed value and restricted mileage which is what I was after and the price was really good too. Thumbs Up Cheers Ian
--------------------
22MY Defender 110 D200 SE, Fuji White.
Kielder 4x4 Safari
Instagram @defender_v8
Post #574208 29th Oct 2016 5:13pm
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acuss01



Member Since: 27 Jun 2014
Location: London
Posts: 225

United Kingdom 2015 Defender 110 Puma 2.2 XS CSW Montalcino Red
+1 for A Plan. They're ok with Twisted, Urban & Bowler mods Thumbs Up 2015 110 XS CSW Montalcino Red with Black Pack
Post #574660 31st Oct 2016 10:20pm
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ehhmonkey



Member Since: 28 Mar 2015
Location: United Kingdom
Posts: 4

United Kingdom 2015 Defender 110 Puma 2.2 USW Barolo Black
+ Another for A-Plan, my Bowler is currently insured with them and it was pretty straight forward. Previously it was insured with LV which was also very easy.
Post #576216 8th Nov 2016 11:26am
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Cupboard



Member Since: 21 Mar 2014
Location: Suffolk
Posts: 2971

United Kingdom 2011 Defender 110 Puma 2.4 HT Corris Grey
-1 for A-Plan, I'd be extremely reluctant to use them again after their repeated lack of communication and failure to be useful. Always friendly on the phone but not backed up by doing what they said they'd do.

Things might have got better since but they used to only offer policies underwritten by Markerstudy. Markerstudy may have improved but their customer service is/was legendarily terrible.

Saved myself a load of money and improve the experienced no end when I moved to Adrian Flux. They actually manage to email me! I don't have a remap but do have plenty of mods and they're fine with that. Can also ring up mid-term and get things added at no cost.
Post #576261 8th Nov 2016 2:15pm
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Fos_landy



Member Since: 16 Nov 2016
Location: Devon
Posts: 39

United Kingdom 2009 Defender 90 Puma 2.4 HT Keswick Green
second that on Adrian Flux, just moved my insurance over to them after they beat A Plans price (though Jamie @ A Plan was very good to deal with too)..

Had been insured with gladiator and changed due them not allowing me to take the defender off road Rolling Eyes never again! Defender 90 Puma 2.4
Post #579868 23rd Nov 2016 4:03pm
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