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BigRuss

Member Since: 15 May 2010
Location: Norfolk
Posts: 2785

2010 Defender 110 Puma 2.4 USW Santorini Black

NFU insurance for tuned defenders?

So I've just been told my turbo is goosed after 5 years and 52,000 miles

which leaves me with 2 options;

1. just replace it for a standard turbo like for like

2. or look at a vgt turbo from BAS

But before I go down this road the question to people insured by NFU what are your experiences with insuring a tuned defender through NFU?

Although my insurance is up for renewal in 2 weeks I'm not looking at changing from them as they have served me well for the last 5 years.

Cheers

Russell Russell
2011MY 110 XS USW Black

Last edited by BigRuss on 11th Aug 2015 1:42pm. Edited 1 time in total

11th Aug 2015 12:46pm

JR

Member Since: 07 Dec 2012
Location: Auchtermuchty
Posts: 532

1984 Defender 90 200 Tdi SW Coniston Green

NFU have been insuring my modified cars for 30 years, from Group 2 Mk1 Escort steel arched big-winged RS1600 to my current 200Tdi with tweaked pump & Turbo & big Intercooler.

Best deal through a Branch rather than their Call Centre though.

11th Aug 2015 1:07pm

BigRuss

Member Since: 15 May 2010
Location: Norfolk
Posts: 2785

So Land Rover have just quoted £1117.68 for a new turbo fitted including gaskets etc Russell
2011MY 110 XS USW Black

11th Aug 2015 1:54pm

bpman

Member Since: 21 May 2008
Location: Oslo
Posts: 8069

2008 Defender 110 Puma 2.4 SVX Station Wagon Santorini Black

How was it before the service ?

11th Aug 2015 2:06pm

BigRuss

Member Since: 15 May 2010
Location: Norfolk
Posts: 2785

Ha ha, it was fine, the test carried out today proved that it is not loosing pressure but the actuator and control side is goosed and they come as one part.

I did a search on here and the issues talked about regarding it goi g into limp mode with no MIL coming on are exactly what is happening. They all found 2 stored fault codes when the diagnosed it. Russell
2011MY 110 XS USW Black

11th Aug 2015 2:17pm

markalpha

Member Since: 23 Apr 2008
Location: Downham Market
Posts: 690

2013 Defender 110 Puma 2.2 XS CSW Santorini Black

NFU North Walsham office have always been great re mods including Remap.

20th Aug 2015 8:03am

Disco_Mikey

Member Since: 16 Nov 2014
Location: Dundee
Posts: 531

2009 Defender 110 Puma 2.4 DCPU Keswick Green

BigRuss wrote:
So Land Rover have just quoted £1117.68 for a new turbo fitted including gaskets etc

At that sort of money, it is well worth sticking a hybrid on there, for an extra couple of hundred quid

http://www.alivetuning.com/product/billet-...ender-2-4/

20th Aug 2015 8:08am

BigRuss

Member Since: 15 May 2010
Location: Norfolk
Posts: 2785

It's been a few years since I've been to North Walsham when I spent my time at Paston College, but far from down Market!

Well NFU can back last Friday saying no problem and the called up on Monday to say they would ad a minimum 30% loading to my policy for the turbo and the add an additional loading for the BHP increase once the final figure was know!

I contacted BAS direct and PM'd Pete last Friday and haven't had a response so took the cheaper and quicker option and have booked it in to have the turbo replaced by Land Rover on Monday. Russell
2011MY 110 XS USW Black

20th Aug 2015 9:09am

couplands

Member Since: 31 Aug 2011
Location: Peak District & Cornwall
Posts: 1826

Was that your local agent or NFU Central...?

20th Aug 2015 9:31am

blackwolf

Member Since: 03 Nov 2009
Location: South West England
Posts: 17364

2007 Defender 110 Puma 2.4 DCPU Stornoway Grey

There was an issue with the wiring harness to the turbo actuator being stretched too tight over the A/C compressor and consequently suffering damage resulting in actuator malfunctions.

I don't know if you have A/C or are aware of this, but it might be worth checking if not already done before splashing the cash on a new turbo.

20th Aug 2015 10:01am

party monkey

Member Since: 31 Dec 2010
Location: Oxon.
Posts: 1311

2005 Defender 110 Td5 XS CSW Cairns Blue

NFU Buckingham office refused to quote on my 110 last year as once I told them about the remap and the other minor odds & sods they came back saying my vehicle was 'too modified'! Anyone knowing my 110 would hardly describe it as such....

They then asked if they could quote me for my home/contents insurance! NFU were then told to FRO Jon - 110 td5 [sold]. Currently Defenderless.

20th Aug 2015 6:19pm

Supacat

Member Since: 16 Oct 2012
Location: West Yorkshire
Posts: 11018

2013 Defender 110 Puma 2.2 XS DCPU Keswick Green

Not very user friendly - my g/f rang up this week to ask for a quote on our Defender. First queston was "Are you the registered keeper", to which she replied no as my name is on the paperwork. NFU then refused to continue as they could only speak to the registered keeper!

Well done NFU

9th Dec 2015 1:07pm

blackwolf

Member Since: 03 Nov 2009
Location: South West England
Posts: 17364

The actuator is generally available on its own, albeit not from Land Rover.

There are also specialists who will repair and overhaul turbos for reasonable prices.

9th Dec 2015 1:10pm

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