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Iggle piggle



Member Since: 10 Sep 2014
Location: Wales
Posts: 378
United Kingdom 1989 Defender 90 V8 Petrol ST Alpine White
Insurance valuation
The insurance renewal on my Ninety is due in the new year, I am currently on an Adrian Flux classic policy (3k miles pa / market value) £88 per year
AF last year gave me the option to set an agreed value (at a fee) which I didn't take up at the time,

I'm thinking I should this time round but how does this work? & what do people think is a fair valuation?

1989 CSW V8
115.000miles


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Post #471480 10th Nov 2015 11:48pm
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LR90XS2011



Member Since: 05 Apr 2011
Location: bickenhill
Posts: 3641
United Kingdom 2011 Defender 90 Puma 2.4 XS CSW Galway Green
that looks well tidy and as such is probably worth more than the average, also makes it more pinchable, I would therefore agree a value if the premium is not too high, saves any argument if the worst should happen. £88 per year is a bargain anyway DEFENDER 90 TDCI XS,

I hope everyone is well and your land rovers make you happy
Post #471491 11th Nov 2015 6:25am
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ian series 1



Member Since: 17 Nov 2014
Location: south
Posts: 3127
United Kingdom 2008 Defender 90 Puma 2.4 CSW Bonatti Grey
Hi
I've got an agreed value policy on some of my LRs.
They will simply ask you for 6 clear photos, front, back, side, interior, etc.
Ask you for a list of any restoration costs, price of parts paid, who done them etc.

Basicly tell them how much you want it insured for, they will then agree a value for you.
If then the worst happens, and it's a total loss, you will get your agreed value back.
Rather than the book price minus a few grand, with no arguments.
Well worth it if you have ploughed a few quid into it.
Thumbs Up

There is a fee, but it's nothing compared to what they will offer you without it.

Thumbs Up 80" 80" 86" 88" 90"

Wanted, Forward Control Anything considered.
Post #471493 11th Nov 2015 7:07am
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Iggle piggle



Member Since: 10 Sep 2014
Location: Wales
Posts: 378
United Kingdom 1989 Defender 90 V8 Petrol ST Alpine White
Thanks Ian, just need a realistic value now!
Looking at what's for sale, prices vary wildly from £3000 to £30.000!
Post #471753 11th Nov 2015 8:45pm
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