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Fra1l



Member Since: 11 Apr 2014
Location: Derbyshire
Posts: 5

United Kingdom 
17 year old and trying to get insurance!
Hi all,

I could really do with some help and guidance please. The situation is that I am trying to get my nephew insurance on his recent rebuild of a series 2a....OK it's not a defender but got to start him somewhere with the green oval! Plus the gearbox on them things should teach him old school driving techniques!

However, I seem to be hitting a real brick wall over it all, it would appear that Footman James will not insure him until he is 23! I thought they were the classic car insurance company for young people. The rest of the mainstream insurance companies range from the polite "no way" to "Yes.......the premium should cover the bosses new Range Rover"

I appreciate the inevitable expense of a young driver but the quotes so far are £5k Big Cry

Any tips hints or guidance would be welcome..... The only other alternative is a sad euro box.......nnnnnoooooooooo!
Post #368091 29th Oct 2014 7:39pm
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JR



Member Since: 07 Dec 2012
Location: Auchtermuchty
Posts: 532

Scotland 1984 Defender 90 200 Tdi SW Coniston Green
NFU Mutual weren't as dear as that for my son but that was about 6 years ago.
Post #368099 29th Oct 2014 7:53pm
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Lou Sparts



Member Since: 15 Apr 2012
Location: Kent
Posts: 1501

United Kingdom 2005 Defender 90 Td5 XS CSW Zambezi Silver
Have you tried our forum sponsor A Plan insurance ? May be worth a look.

I had similar issues trying to insure my son in a ten year old micro and eventually got him insured with a company called I Kube who fitted a Tracker that monitors their driving he was also curfewed between 11pm and 5 am these conditions got the premium down to only £1700 ! 2005 Td5 90 XS

Steve
Post #368100 29th Oct 2014 7:55pm
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shaggydog



Member Since: 12 Aug 2012
Location: Kent
Posts: 3347

United Kingdom 1991 Defender 110 200 Tdi USW Arles Blue
I got quite a good deal Via adrian flux. By quite good deal I mean they would insure me and it not cost more than £2k a year Shocked

Best advice is shop around and consider adding yourself to HIS policy not the other way around. If he is on your policy he will effectively not earn any no clams whereas if he has his own policy and you are a named driver he can still earn no claims and get a bit of a discount due to having a more experienced driver on it.

Good luck, I know how hard it can be to get insurance as a youngster! And remember to read the small print! Some insurers put lots of restrictions on younger drivers Evil or Very Mad Running Restoration Thread http://www.defender2.net/forum/post323197.html#323197

Self confessed mileage hunter Very Happy
Post #368101 29th Oct 2014 7:55pm
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custom90



Member Since: 21 Jan 2010
Location: South West, England.
Posts: 20337

United Kingdom 
NFU aren't very interested in under 25's from my experience, nor am I keen on their attitude as I think they are mostly only interested in businesses (large ones) or farms etc.
I had Co- Op in early years, they were quite good.
Then Aviva but they've got expensive so will be changing away soon.
Use a comparison site and add named driver(s) with a penalty free licence might improve things.
It might also be useful too, if someone needs to drive it other than yourself.
Post #368106 29th Oct 2014 8:21pm
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Fra1l



Member Since: 11 Apr 2014
Location: Derbyshire
Posts: 5

United Kingdom 
Thanks everyone, it looks like it's going to be a few days on the phone to get this sorted. Will certainly give the site sponsors a go.

And I thought the rebuild was expensive! Should have left the V8 engine in and had a really good laugh trying to insure that!
Post #368114 29th Oct 2014 8:34pm
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X4SKP



Member Since: 29 Nov 2013
Location: Berkshire
Posts: 2295

United Kingdom 2010 Defender 90 Puma 2.4 SW Stornoway Grey
Hello Fra1l

Just going through this myself...

You may get some help from this thread...
http://www.defender2.net/forum/topic32194.html

-------------------------------------------------
Site Admin, (Martin) probably better to move my thread to this Finance & Insurance section Question
(will try harder to post correctly in future Embarassed ) SKIP
https://www.defender2.net/forum/topic83242.html
Post #368132 29th Oct 2014 9:14pm
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Fra1l



Member Since: 11 Apr 2014
Location: Derbyshire
Posts: 5

United Kingdom 
Thanks SKIP

Got some good hints and tips from your post.

Cheers
Post #368204 30th Oct 2014 8:34am
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Defender-Stu



Member Since: 14 Jun 2012
Location: South West England
Posts: 1320

United Kingdom 
Adrian Flux 4x4 Department maybe able to help?
Post #368220 30th Oct 2014 10:02am
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Fra1l



Member Since: 11 Apr 2014
Location: Derbyshire
Posts: 5

United Kingdom 
Thanks for everyone's help on the post. It looks like Aviva have come up with the best quote! When i say best, I mean the pile of bank notes required is not as large as the rest!

Thanks again

Cheers

Fra1l
Post #369102 2nd Nov 2014 7:40pm
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