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Joe90

Member Since: 21 Jan 2010
Location: UK
Posts: 95

2008 Defender 90 Puma 2.4 HT Tonga Green

Rear Windows

Afternoon gents,

For those of you who may know, I own a Rutland Red Defender 90 300Tdi Panel Van. Question today is whether fitting windows in the back or replacing the current sides with sliding windows will affect my commercial status and therefore increase my road tax?

Cheers,
Joe90.

4th Apr 2010 2:16pm

Laurie

Member Since: 22 Feb 2008
Location: Sussex, England
Posts: 2897

2005 Defender 90 Td5 XS CSW Bonatti Grey

It's old enough to be unaffected.
Even fitting seats shouldn't make any difference.

4th Apr 2010 3:25pm

Joe90

Member Since: 21 Jan 2010
Location: UK
Posts: 95

Thank you Mr.Laurie!

4th Apr 2010 6:43pm

stevie d

Member Since: 09 Nov 2009
Location: Bishops Stortford
Posts: 342

I have a 52/03 defender hard top, that's been converted to county spec. Still paying £185 road tax!!

I'm not sure who would report you,

Steve Defender 90 TD5 Station Wagon
Discovery 3 HSE
BMW 330i Coupe

4th Apr 2010 8:14pm

peterl

Member Since: 08 Jan 2009
Location: Pembrokeshire
Posts: 308

If you are with the NFU insurance, it may save you some money on insurance as it will no longer be classified on their commercial policy (no windows now puts you in a commercial class) and revert to a cheaper car policy.

4th Apr 2010 8:18pm

Joe90

Member Since: 21 Jan 2010
Location: UK
Posts: 95

So my insurance will be cheaper with or without rear windows?

Cheers.

5th Apr 2010 12:49pm

peterl

Member Since: 08 Jan 2009
Location: Pembrokeshire
Posts: 308

If you are with the NFU, landrovers with side windows come under a standard car policy (private) but if you no windows (van) then they class it under their commercial policies which are more expensive. It beats me, but that's what they have told me and I pay accordingly.

5th Apr 2010 3:45pm

Laurie

Member Since: 22 Feb 2008
Location: Sussex, England
Posts: 2897

peterl wrote:
If you are with the NFU, landrovers with side windows come under a standard car policy (private) but if you no windows (van) then they class it under their commercial policies which are more expensive. It beats me, but that's what they have told me and I pay accordingly.

I think it depends a lot on which branch of NFU you're with.
My local branch manager's a member of the SROC and understands better than most.

5th Apr 2010 3:56pm

peterl

Member Since: 08 Jan 2009
Location: Pembrokeshire
Posts: 308

Cheers, ours also drives a land rover, but not so under standing..............

5th Apr 2010 4:17pm

stevie d

Member Since: 09 Nov 2009
Location: Bishops Stortford
Posts: 342

I am insured with NFU, told them I had windows still on commercial policy - light van I think.

£310 a year with no no claims - they gave me 7 years no claims and protected it all in the price

e (personally no no claims as 3rd car)

Steve Defender 90 TD5 Station Wagon
Discovery 3 HSE
BMW 330i Coupe

5th Apr 2010 8:16pm

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