 | Home > Finance & Insurance > Adrian Flux - Good Insurance Company? |
 
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| K9F Member Since: 12 Nov 2009 Location: Bournemouth Posts: 9610   
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Saw the other thread in this category and thought I'd place a positive one.....
I have just been to these individuals upon the recommendation of a mate of mine who has been with them for years....Gotta be said everything owned up to....ALL modifications....protected no claims, green laning and off-roading covered, courtesy car etc. etc. Result was that I got to talk to an individual to tailor the cover to suit my needs, get protected no claims and reduce my excess by 50% above the benefits already mentioned in comparison to one of the internet comparison sites. How much???? Just a paltry £43 above the cheapest on line quote. You get what you pay for and these will be my insurers in May when it's due....Costs nowt to get a quote. This caught my eye... 'And green laning and off-roading use is included as standard on most policies.' Linky fingy: http://www.adrianflux.co.uk/ If you go through life with your head in the sand....all people will see is an ar5e!! Treat every day as if it is your last....one day you will be right!! |
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22nd Mar 2010 4:43pm |
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| stevie d Member Since: 09 Nov 2009 Location: Bishops Stortford Posts: 342 
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I would agree....
But I was quoted about £100 less with NFU for a more comprehensive policy. NFU gave me 7 years protected no claims on a defender 
- this was a third car so had not built up any no claims 
I guess it pays to look around as individual circumstances can make quite a difference to the quotes. (As a side issue, I was amazed that most of the insurance companies that advertise in the LRO Mag, won't cover Green Laning or Off Roading - interesting  ) Defender 90 TD5 Station Wagon
Discovery 3 HSE BMW 330i Coupe |
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22nd Mar 2010 5:12pm |
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| K9F Member Since: 12 Nov 2009 Location: Bournemouth Posts: 9610
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NFU were a non-starter! As soon as they discovered I was an aircraft engineer their underwriters refused to insure as 'there was a possibility my vehicle would go airside!'
No worries I went somewhere else! As you state individual circumstances can affect premiums! NFU are also 'reluctant to insure if you are a serviceman!' I called NFU on a Saturday and they had no-one to deal with my query. They arranged a call back Monday evening. On the call back when they discovered my renewal wasn't within the next 30 days they wanted to 'call back Tuesday as they had higher priority customers!!!' What 'TOSH' what would you do? Hope a representative from NFU sees this post and recorded my call! Thumbs down from me I'm afraid! Best to hunt round, speak to someone from the company and get it to suit your own criteria! Adrian Flux was respectful, courteous, paid attention to detail and was well worth the money in my opinion. Shame NFU didn't pay the same courtesy and respect, after all it costs nothing and can impress a potential customer!!!! If you go through life with your head in the sand....all people will see is an ar5e!! Treat every day as if it is your last....one day you will be right!! Last edited by K9F on 23rd Mar 2010 8:05am. Edited 1 time in total |
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22nd Mar 2010 5:59pm |
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| Laurie Member Since: 22 Feb 2008 Location: Sussex, England Posts: 2897  
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My Defender and its predecessors have been with NFU for some 20 years.
They didn't want to know my Dakar RR conversion so that's with Adrian Flux. Both covers are good prices. |
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22nd Mar 2010 9:18pm |
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| alantd Member Since: 14 Dec 2008 Location: Northamptonshire Posts: 1513 
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What's with the 'airside' thing? Every time I talk to NFU they ask "will the vehicle be used airside?". There's obviously a very specific set of cases that have triggered that in their standard list of questions. At least they didn't ask whether I would be driving in the sea (like a hire company recently asked me).  One that started out as a 2.4 TDCi 110 XS
+ New Defender 110 First Edition |
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22nd Mar 2010 10:16pm |
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| RLD Member Since: 29 Jun 2007 Location: Lancs Posts: 858
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yes i am with them with my 130 but the down side is no Morocco insurance but D3 is with Land Rover and they do
 but they wont insure it  RLD fabricator of Hidden Winch Mount for D3/4 roof racks jerry can holders CB aerial mounts and much more and agent for Helsport Tents and gear |
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23rd Mar 2010 6:04pm |
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| v40mav Member Since: 25 Aug 2008 Location: UK Posts: 206 
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Been with AF now for a number of years and the service I received recently when changing from the D3 to Defender was fantastic -
Speaking to Emma - told her what was happening all the change over and also that vehicle is used for what it is meant to do - ie - Off Road and also used for the Response Group - result a change in insurers as the original one didn't cover vehicles over £20k Also noted all mods - AND a reduction in overall premium of nearly £100
I insisted on getting email confirmation that the cover was as requested - offroad / response group and this was sent from within the hr - I've 3 policies with them for the landies - and no issues to date - Defender 110 County SW Disco 3 HSE Freelander 2 HSE - SOLD going back to a car www.lothian4x4response.org |
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2nd Mar 2011 8:28am |
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| BigMike Member Since: 13 Jul 2010 Location: Lancashire Posts: 2253
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Ray, there is insurance for Morocco available, and fully comp at that. In fact I have a letter from them confirming it on my policy for specific dates this year. |
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2nd Mar 2011 8:30am |
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| Surrey Rover Member Since: 20 Dec 2010 Location: Surrey Posts: 360 |
My Defender is with AF and I have just been through its first renewal. Despite max no claims my policy went up but by very little compared to my policy on another car. So in the dodgy world of insurance brokers they seem like a good choice.
Good only knows what will happen to the costs now that insurance companies can't risk based on the individual, I can see costs going through the roof. |
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2nd Mar 2011 8:51am |
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| MONKEYCOPPER Member Since: 26 Feb 2011 Location: Gloucestershire Posts: 4 
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i reckon the insurers will use it to THERE advantage, they always do ............ |
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2nd Mar 2011 11:01am |
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| mse Member Since: 06 Apr 2008 Location: UK Posts: 5035 
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Yes planes are expensive  well the ones i fly are and they arent that expensive compared to many  what a £1million when you have multi-million plans. I know someone who bought a squirrel helicopter for £4million
Adrian Flux are a good insurance company. Cover everything, good rates, price match, better cover than many who you think have cover and arent scared by modifications. You get a discount if you are a club member. Been with them for 10 years nearly i think from memory...maybe 9 or 11 - but still. Mike |
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2nd Mar 2011 7:26pm |
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| ickle Member Since: 22 Jul 2010 Location: South Vendee Posts: 1780 
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I had my 100" total bitsa insured with AF for 6 years, on renewal I asked for price for 110 puma sw and it was £100 less - as expected, halfway through policy changed to 110 sw and they tried to increase price by £200!
Cancelled policy, insured with Insure then AF tried to charge huge cancellation charge - kicked up a fuss and their customer services resolved everything - hopefully back with them next year. |
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2nd Mar 2011 10:19pm |
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| mse Member Since: 06 Apr 2008 Location: UK Posts: 5035
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Apparently one of their insurers is much more expensive for some things defender related. They put me on the other and it was a much better deal, worth asking them Mike |
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2nd Mar 2011 10:31pm |
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| heapster Member Since: 22 Mar 2010 Location: East Sussex Posts: 29 |
AF are a broker so will know which underwriters to go to for the best cover based on your requirements - and those underwriters change almost on a daily basis depending on their risk profiles and claims experience. As opposed to NFU who base their quote on one set of risk parameters.
There are other good brokers out there - Footman James for one - who will also get better prices for non-standard cover such as offroad and modified vehicles. Go direct to underwriters (NFU, Direct Line etc) if you have a standard car or circumstances, otherwise brokers are generally better value. |
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3rd Mar 2011 1:08pm |
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