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jst



Member Since: 14 Jan 2008
Location: Taunton
Posts: 8220
 2011 Defender 110 Puma 2.4 USW Stornoway Grey
Tractor insurance NOW SORTED
Just after some pointers on a broker for tractor insurance please.

Everyone I have tried either insists the house is insured with them too or its part of a business agri schedule.

It's for occasional use on a small holding. 2016 vintage. Cheers

James
110 2010 XS Utility
130 2011 M57 bespoke Camper
90 2010 Hardtop
90 M57 1988 Hardtop

Last edited by jst on 24th Apr 2025 4:18pm. Edited 1 time in total
Post #1066075 22nd Apr 2025 6:27pm
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willyj



Member Since: 23 Oct 2009
Location: Carmarthenshire
Posts: 199
United Kingdom 2011 Defender 110 Puma 2.4 USW Stornoway Grey
NFU but can be steep.
Have you tried the vintage tractor magazine?
Post #1066079 22nd Apr 2025 8:08pm
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MarkBrown



Member Since: 03 Oct 2022
Location: Mid Wales
Posts: 536
Wales 1983 Defender 110 Other HT Auto Keswick Green
I think I used cherished car insurance. Much older machine though. 1983 110 automatic OM606
Post #1066080 22nd Apr 2025 8:09pm
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jst



Member Since: 14 Jan 2008
Location: Taunton
Posts: 8220
 2011 Defender 110 Puma 2.4 USW Stornoway Grey
Nfu won't do it as not been used as part of a business. Cheers

James
110 2010 XS Utility
130 2011 M57 bespoke Camper
90 2010 Hardtop
90 M57 1988 Hardtop
Post #1066088 22nd Apr 2025 9:15pm
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jst



Member Since: 14 Jan 2008
Location: Taunton
Posts: 8220
 2011 Defender 110 Puma 2.4 USW Stornoway Grey
Too new for vintage specific therefore hadn't looked at vintage mag optoptions. Cheers

James
110 2010 XS Utility
130 2011 M57 bespoke Camper
90 2010 Hardtop
90 M57 1988 Hardtop
Post #1066090 22nd Apr 2025 9:15pm
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RFT



Member Since: 13 Nov 2010
Location: Cheshire
Posts: 690
United Kingdom 2010 Defender 130 Puma 2.4 HCPU Zermatt Silver
We use Rowett for our mini tractor insurance it is a stand alone policy

https://rowett-insurance.co.uk/insurance/a...fault.html 130 Puma HCPU with an Artica 240LR Demountable Camper
Post #1066121 23rd Apr 2025 8:21am
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discomog



Member Since: 09 May 2015
Location: Notts/Lincs Border
Posts: 2539
United Kingdom 2015 Defender 90 Puma 2.2 XS CSW Santorini Black
Hi James, I know yours isn't a vintage tractor but when I was looking to insure my vintage tractor I had a very mixed response from NFU. The NFU branches seem inconsistent, something I have noticed in the past, so if you've only tried your local branch it may be worthwhile trying another one. I thought my tractor insurance with NFU was very reasonable at £51 Defender 90XS SW
Mini Countryman Cooper S
Morgan Plus 8
Post #1066122 23rd Apr 2025 8:23am
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lohr500



Member Since: 14 Sep 2014
Location: Skipton
Posts: 1338
United Kingdom 2013 Defender 110 Puma 2.2 XS CSW Santorini Black
RFT wrote:
We use Rowett for our mini tractor insurance it is a stand alone policy

https://rowett-insurance.co.uk/insurance/a...fault.html


I also use Rowett for my Chinese Mahinda 254 compact tractor.
Renewal this year was £120 including road use cover.
Stand alone policy provided by KGM, effectively for hobbyist/small-holder.

I've insured the tractor through Rowett for a number of years and have always found them friendly and helpful to deal with. Never needed to claim though.
Post #1066132 23rd Apr 2025 10:39am
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excossack



Member Since: 22 Feb 2012
Location: North West
Posts: 5938
United Kingdom 1999 Defender 110 Td5 SW Caledonian Blue
Is the tractor insurable under a house policy as a declared item? 1999 Defender TD5 110

Regards
John M0VAZ
Econet Station 48 no clock
Post #1066136 23rd Apr 2025 11:37am
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custom90



Member Since: 21 Jan 2010
Location: South West, England.
Posts: 20751
United Kingdom 
You could try a broker like A plan with a knowledge of auto industry, possibly places for things such as caravan and horsebox insurance.
If they don’t do the insurance themselves, they likely know a company that does. WeWillWin🇬🇧🇺🇸
⛽️🛢️⚙️🧰💪
Post #1066163 23rd Apr 2025 5:50pm
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jst



Member Since: 14 Jan 2008
Location: Taunton
Posts: 8220
 2011 Defender 110 Puma 2.4 USW Stornoway Grey
excossack wrote:
Is the tractor insurable under a house policy as a declared item?


House with Nfu and rhey said nope.

Corniche mutual wouldn't insure it unless my house was insured with them..... Cheers

James
110 2010 XS Utility
130 2011 M57 bespoke Camper
90 2010 Hardtop
90 M57 1988 Hardtop
Post #1066185 23rd Apr 2025 9:20pm
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jst



Member Since: 14 Jan 2008
Location: Taunton
Posts: 8220
 2011 Defender 110 Puma 2.4 USW Stornoway Grey
custom90 wrote:
You could try a broker like A plan with a knowledge of auto industry, possibly places for things such as caravan and horsebox insurance.
If they don’t do the insurance themselves, they likely know a company that does.


A plan have never been that helpful to me in the past trying to get quotes for multi policies. Cheers

James
110 2010 XS Utility
130 2011 M57 bespoke Camper
90 2010 Hardtop
90 M57 1988 Hardtop
Post #1066186 23rd Apr 2025 9:20pm
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jst



Member Since: 14 Jan 2008
Location: Taunton
Posts: 8220
 2011 Defender 110 Puma 2.4 USW Stornoway Grey
discomog wrote:
Hi James, I know yours isn't a vintage tractor but when I was looking to insure my vintage tractor I had a very mixed response from NFU. The NFU branches seem inconsistent, something I have noticed in the past, so if you've only tried your local branch it may be worthwhile trying another one. I thought my tractor insurance with NFU was very reasonable at £51


Will do, good tip Cheers

James
110 2010 XS Utility
130 2011 M57 bespoke Camper
90 2010 Hardtop
90 M57 1988 Hardtop
Post #1066187 23rd Apr 2025 9:21pm
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jst



Member Since: 14 Jan 2008
Location: Taunton
Posts: 8220
 2011 Defender 110 Puma 2.4 USW Stornoway Grey
RFT wrote:
We use Rowett for our mini tractor insurance it is a stand alone policy

https://rowett-insurance.co.uk/insurance/a...fault.html


Thank you, already onto them earlier today, someone else suggested rhem, awaiting a call back. Seems promising. Cheers

James
110 2010 XS Utility
130 2011 M57 bespoke Camper
90 2010 Hardtop
90 M57 1988 Hardtop
Post #1066188 23rd Apr 2025 9:21pm
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martinf



Member Since: 30 Nov 2020
Location: Sussex
Posts: 105
United Kingdom 
I have a 35hp smallholder tractor insured with NFU including road use for £270 at the last renewal.

I have the house insured with NFU and do not use the tractor for business. It sounds as if NFU branches vary in their approach


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Post #1066211 24th Apr 2025 12:32pm
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