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Moo



Member Since: 01 Oct 2021
Location: UK
Posts: 1374

Ukraine 
I always take out GAP. For the sake of a few hundred quid, why wouldn't you? Eiger Grey MY23 D250 SE with bits. Known as Noddy.
Post #1019806 1st Jan 2024 9:43pm
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lightning



Member Since: 23 Apr 2009
Location: High Peak, Derbyshire
Posts: 2775

United Kingdom 
Remember in most cases it has to be taken out in the first six months of first registration. lt does mean you're paying six months when the insurance company will still give you new for old, but it's difficult to find companies that will do GAP insurance on a 12 months old vehicle
Post #1019833 2nd Jan 2024 12:59pm
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Moo



Member Since: 01 Oct 2021
Location: UK
Posts: 1374

Ukraine 
All ours are with ALA. My Defender was £250 for four years. Eiger Grey MY23 D250 SE with bits. Known as Noddy.
Post #1019837 2nd Jan 2024 1:48pm
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lightning



Member Since: 23 Apr 2009
Location: High Peak, Derbyshire
Posts: 2775

United Kingdom 
ALA are okay but they struggle with the Defender "Commercial" because being a Commercial Vehicle it's not in the car price guides.

l called them several times over a period of weeks and after three months am still waiting for their promise of a return call after they've "referred it to the underwriter"
Post #1020244 5th Jan 2024 6:54pm
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Mr Fox



Member Since: 10 Sep 2011
Location: green & pleasant land
Posts: 1037

United Kingdom 2015 Defender 90 Puma 2.2 HT Keswick Green
Moo wrote:
I always take out GAP. For the sake of a few hundred quid, why wouldn't you?


Not sure if this is new but NFU provide gap for 24-months as standard.
Post #1022028 21st Jan 2024 1:08pm
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lightning



Member Since: 23 Apr 2009
Location: High Peak, Derbyshire
Posts: 2775

United Kingdom 
The O/P hasn't posted since he started this thread. He should have found out by now if the vehicle is a write off.

It had done nearly 90,000 miles so hopefully GAP insurance was in place as that mileage would definitely hit the value quite hard.
Post #1022032 21st Jan 2024 1:35pm
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