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lonewolf



Member Since: 23 Oct 2013
Location: North East England
Posts: 210

United Kingdom 2010 Defender 90 Puma 2.4 CSW Zambezi Silver
The Meerkat quote, all 2 of them, were ludicrous ie £1200+and £1500+.....it beggars belief !
Post #1003114 5th Aug 2023 3:19pm
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bankz5152



Member Since: 02 Feb 2017
Location: South London/North Kent
Posts: 2179

2004 Defender 110 Td5 DCPU Epsom Green
Apparently been a bad year for claims so everyone is bumping premiums to pay for it.

They bumped my D2 from £780 to £990 I just complained and said no, its ridiculous (they didnt even argue). Dropped it back to £780.

Also interest rates, monthly premiums have jumped massively compared to annual.

Some how the insurance on my GT86 which was £500 a year, went to £800 a year after a claim then when I went to pay was only £220 Shocked

End of the day the entire industry is a corrupt scam trying to get as much money out of you as possible.

You can run the same details on Compare the Market & Go Compare youll get different prices for the same insurer. Ring said insurer and they will have a different price... Instagram @defender_ventures
Empire Tuning - Agent
Post #1003115 5th Aug 2023 3:20pm
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dainger



Member Since: 08 Feb 2022
Location: Harpenden
Posts: 67

United Kingdom 2015 Defender 90 Puma 2.2 XS CSW Corris Grey
48% increase on mine this year.. not just the landy but also all other cars. The chap I dealt with blamed it on inflation 😂. I then played with him for a while asking him how he calculated 9% inflation had a 48% price increase. 😂😂
Post #1003116 5th Aug 2023 3:32pm
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lonewolf



Member Since: 23 Oct 2013
Location: North East England
Posts: 210

United Kingdom 2010 Defender 90 Puma 2.4 CSW Zambezi Silver
I've just been speaking to my current insurer who told me that prices had gone up approximately 33%
due to it being a bad year for claims i.e. repairs and cost of courtesy cars etc.
So I said if prices have gone up by 33% how do you justify an increase of 242% on my renewal price?
Silence then ensued ........ he's now gone off to see if things can be improved!
I await the email Rolling Eyes
Post #1003119 5th Aug 2023 3:45pm
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RDR



Member Since: 27 Apr 2018
Location: Derbyshire
Posts: 592

United Kingdom 
I struggled to get quotes below £3k for my rr with 20years no claims most common excuse was because it’s easily stolen. this is the latest model with the wide band keyless system, I tried explaining different model years have different tech but to no avail. Fully expect the same run around next year ! 110 MY23.5 X Dynamic HSE
RR MY23 HSE PHEV
D5 MY19 HSE - Now Sold
D4 MY16 HSE Luxury - Now Sold
D4 MY12 HSE - Gone
D3 MY06 S - Gone but not forgotten
Post #1003120 5th Aug 2023 3:58pm
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LR Nuts



Member Since: 10 Aug 2022
Location: UK
Posts: 1147

 
Just re-insured the 110 -L663 for another year. Spoke to a Human and saved £116 !!!!
Post #1003264 7th Aug 2023 10:38am
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lightning



Member Since: 23 Apr 2009
Location: High Peak, Derbyshire
Posts: 2849

United Kingdom 
What was your premium?

There's a few scare stories with insurance on the new Defender
Post #1009126 27th Sep 2023 1:18pm
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Moo



Member Since: 01 Oct 2021
Location: UK
Posts: 1403

Ukraine 
Insurance renewal came through this morning for my D250 SE 110:

Its doubled from £1367 to £2655! Nothing has changed. Twisted Evil



Click image to enlarge


So I went on line with Compare the Market. £6072 was the cheapest! The world has gone mad!



Click image to enlarge
 Eiger Grey MY23 D250 SE with bits. Known as Noddy.
Post #1012004 21st Oct 2023 11:32am
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RDR



Member Since: 27 Apr 2018
Location: Derbyshire
Posts: 592

United Kingdom 
Just sorted a d300 x dynamic HSE I pickup this week. Added to my admiral multicar policy for £650 it was £1400 until she changed it to “immobiliser & tracker”. 15k miles a year business and pleasure 110 MY23.5 X Dynamic HSE
RR MY23 HSE PHEV
D5 MY19 HSE - Now Sold
D4 MY16 HSE Luxury - Now Sold
D4 MY12 HSE - Gone
D3 MY06 S - Gone but not forgotten
Post #1012009 21st Oct 2023 11:48am
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pjm-84



Member Since: 12 Apr 2021
Location: Hampshire
Posts: 662

United Kingdom 
I didn't add a tracker to the BMW. Difference in premium was between £12 and £15 a year.
Post #1012055 21st Oct 2023 9:27pm
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RDR



Member Since: 27 Apr 2018
Location: Derbyshire
Posts: 592

United Kingdom 
First time a tracker has had a material difference on my insurance to my knowledge. I don’t know what the l460s would have been without out. 110 MY23.5 X Dynamic HSE
RR MY23 HSE PHEV
D5 MY19 HSE - Now Sold
D4 MY16 HSE Luxury - Now Sold
D4 MY12 HSE - Gone
D3 MY06 S - Gone but not forgotten
Post #1012056 21st Oct 2023 9:30pm
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pjm-84



Member Since: 12 Apr 2021
Location: Hampshire
Posts: 662

United Kingdom 
My neighbour's has just given her new car (SUV Mini) to her daughter. Was telling me that her Daughter's DS has a few issues (DPF / Cracked sunroof) but the nail in the coffin for ownership was the massive hike in insurance this year.
Post #1012057 21st Oct 2023 9:42pm
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pjm-84



Member Since: 12 Apr 2021
Location: Hampshire
Posts: 662

United Kingdom 
Just need to point out that my neighbour doesnt really keep cars more than 6months to a year, so whilst I noted a red shiny new car a few weeks back, I hadnt realised that its has now already gone.
Post #1012058 21st Oct 2023 9:45pm
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Screbble



Member Since: 26 Apr 2015
Location: Lancashire
Posts: 2108

United Kingdom 2004 Defender 90 Td5 XS CSW Zambezi Silver
Never paid much more than £300 per year fully comp to date. It did increase at the last renewal by about £30 I think.

I tend to use the comparison sites and have been with a well-known name for a few years - aw yes.

Not looking forward to my renewal next year based on what I am reading!
Post #1012085 22nd Oct 2023 9:34am
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blackwolf



Member Since: 03 Nov 2009
Location: South West England
Posts: 17450

United Kingdom 2007 Defender 110 Puma 2.4 DCPU Stornoway Grey
I fear the propensity of LR products to burn down £20M car parks and destroy 1200+ cars won't help keep insurance premia under control either. Once was bad enough, but twice is ridiculous.
Post #1012086 22nd Oct 2023 9:42am
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