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stephan123



Member Since: 18 Mar 2015
Location: London
Posts: 282

United Kingdom 
Insurance renewal
Can anyone suggest a competitive insurance provider for Defenders? Just had my renewal quote from one of the major insurance companies and my premium has jumped by 20% for no apparent reason Big Cry
Post #779624 30th Jun 2019 12:59am
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Sulisuli



Member Since: 30 Oct 2016
Location: South west
Posts: 4795

United Kingdom 2015 Defender 90 Puma 2.2 HT Corris Grey
Try forum sponsor A Plan insurance or LV Thumbs Up 2015 HT XS 90
2008 SVX 90
2000 XS TD5 90
Post #779632 30th Jun 2019 5:59am
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Zed



Member Since: 07 Oct 2017
Location: In the woods
Posts: 3312

United Kingdom 2010 Defender 110 Puma 2.4 XS CSW Santorini Black
Re: Insurance renewal
stephan123 wrote:
Can anyone suggest a competitive insurance provider for Defenders? Just had my renewal quote from one of the major insurance companies and my premium has jumped by 20% for no apparent reason Big Cry


Mine also quoted 20% more renewal time. I rang them to say I would be looking elsewhere if they couldn't do a better deal and they did for the same price as year before. I think many insurers just try it on hoping customers can't be arsed with the hassle of switching or complaining.
Post #779633 30th Jun 2019 6:14am
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lohr500



Member Since: 14 Sep 2014
Location: Skipton
Posts: 1317

United Kingdom 2013 Defender 110 Puma 2.2 XS CSW Santorini Black
It's close to a year ago now, but the last time I renewed the insurance for my Defender (110 XS Station Wagon with winch and 150 BAS remap), LV came out best and were quite a bit lower than my previous insurer.

And that included the winch and remap mods, plus the fact that three years earlier I had suffered a total loss claim from the theft of the previous Defender.

I ended up taking out a multi car policy with them because they were lower priced for my wife and daughters cars as well.

I tried a number of specialists and they were all a lot more expensive.
Post #779645 30th Jun 2019 9:30am
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Mike c



Member Since: 11 Aug 2017
Location: Maldon, Essex
Posts: 930

England 2004 Defender 90 Td5 CSW Belize Green
Just renewed mine, I was with Lancaster but there renewal was too high, I got a quote from LV which was much better, however when I went back to Lancaster informing them of this they suddenly decided to just slightly beat it so I stayed with them for another year. A miraculous "discount"...
I really dislike the way insurance companies work but I think they are all the same.

LV maybe next year though....
Post #779662 30th Jun 2019 1:15pm
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ickle



Member Since: 22 Jul 2010
Location: South Vendee
Posts: 1786

France 2008 Defender 110 Puma 2.4 CSW Alpine White
LV for me too - I asked to renew with A plan but wanted 180 days European cover, they came back with a quote but didn't say it was a straight renewal with only 90 days cover until pressed - LV 180 days European cover, all mods disclosed and cheaper too!

Keith
Post #779664 30th Jun 2019 1:28pm
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Mike c



Member Since: 11 Aug 2017
Location: Maldon, Essex
Posts: 930

England 2004 Defender 90 Td5 CSW Belize Green
I found you do need to phone LV up rather than online as their system seemed to be a bit funny with Defenders, also with modifications. For example I had to put my 2004 Defender 90 on as a Land Rover 90 for it to display the correct years, it then tried to tell me it was a 110 Whistle

They eventually got their head around vehicle I actually had and what a snorkel was, they then quoted me 😂
Post #779665 30th Jun 2019 1:35pm
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Albion



Member Since: 08 Dec 2014
Location: Oxfordshire
Posts: 141

United Kingdom 2010 Defender 90 Puma 2.4 XS CSW Stornoway Grey
I’m with NFU and they actually reduced their premium, when I renewed a couple of weeks ago
Post #779674 30th Jun 2019 2:35pm
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SJM2018



Member Since: 06 Jul 2018
Location: Bristol
Posts: 296

United Kingdom 2011 Defender 90 Puma 2.4 XS CSW Aintree Green
I’ve been really happy with A Plan as a broker.

They got me insured with KGM Insurance who have 4/5 stars on TrustPilot (most of the one star reviews appear to be from halfwits).

I’ve paid £740 for the year. Not bad considering I live in the centre of Bristol, it covers a BAS remap + intercooler and 10,000 miles p.a. They also gave me 1,000 business miles per year for free (I don’t normally drive the defender for work, but it’s nice to have should I need to!).

Deffo worth a call! 2011 CSW XS 90
Post #779680 30th Jun 2019 3:30pm
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SteveK



Member Since: 21 Jan 2015
Location: Bromsgrove
Posts: 333

United Kingdom 2002 Defender 110 Td5 HT Rimini Red
It's worth trying Direct Line £229.
Post #779716 30th Jun 2019 10:02pm
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jst



Member Since: 14 Jan 2008
Location: Taunton
Posts: 8051

 2011 Defender 110 Puma 2.4 USW Stornoway Grey
Albion wrote:
I’m with NFU and they actually reduced their premium, when I renewed a couple of weeks ago


Ditto. And you get to speak to same person year on. Cheers

James
110 2012 XS Utility
130 2011 M57 bespoke Camper
90 2010 Hardtop
90 M57 1988 Hardtop
Post #779719 30th Jun 2019 10:08pm
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22900013A



Member Since: 23 Dec 2010
Location: Oxfordshire
Posts: 3150

United Kingdom 2011 Defender 110 Puma 2.4 USW Keswick Green
I find these days the stack the price up at renewal time, you get a better deal elsewhere, ring up to cancel and suddenly they can do a better deal. Awful way of doing business. I've had the old "this quote must be accepted now, we can't hold it" too which I think is appalling. 2011 110 USW
1973 Series III 1-Ton
1972 Series III 1-Ton Cherrypicker
1969 IIA 1-Ton
1966 IIA 88"
Post #779729 1st Jul 2019 5:56am
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Helstoon



Member Since: 08 Mar 2012
Location: West Cornwall
Posts: 32

United Kingdom 1997 Defender 90 300 Tdi HT Tamar Blue
+1 for direct line van insurance, includes breakdown cover too £177 all in, slightly more if you pay monthly
Post #779767 1st Jul 2019 7:00pm
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SteveK



Member Since: 21 Jan 2015
Location: Bromsgrove
Posts: 333

United Kingdom 2002 Defender 110 Td5 HT Rimini Red
22900013A wrote:
I find these days the stack the price up at renewal time, you get a better deal elsewhere, ring up to cancel and suddenly they can do a better deal. Awful way of doing business. I've had the old "this quote must be accepted now, we can't hold it" too which I think is appalling.



Not always! My Fiesta renewal doubled to £300 this year because I had an accident last October!

When I rang up Direct Line to cancel the automatic renewal, they did just that and made no attempt to haggle!

After a lot of searching, I got a better deal at Peter Best!
Post #780058 3rd Jul 2019 6:18pm
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Nevillerover



Member Since: 14 Feb 2015
Location: Suffolk
Posts: 224

United Kingdom 2007 Defender 110 Puma 2.4 XS CSW Sumatra Black
Don’t forget, Direct Line won’t cover you if you have a raised intake.
Adrian Flux for me, good price, friendly and efficient service.
Post #780070 3rd Jul 2019 8:36pm
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