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| Adam17 Member Since: 15 May 2018 Location: Within Bedfordshire Posts: 1193   
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They'll say its a right off surely???
I hope not! but if the damage is more than 25% of the cars value they just write it off, and as that needs a new tub etc, its probably to costly for the insurance. *NOTE*( % is a guess as I cant remember the actual figures but I remember it was less than half the value anyways...) Sorry this has happened to you. absolutely gutted for you. Do you think it can be hammered back out? Id be arguing that, at least you'd get to keep it... I always argued that as its your vehical you get to keep it anyway, but someone said that when they pay out it becomes the property of the insurance?!?!? Regards Adam Loving The Duchess The Defender 110 TD5 XS My Defender story - http://www.defender2.net/forum/topic64005.html |
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4th Nov 2018 1:24pm |
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| desender Member Since: 06 Aug 2017 Location: Perthshire Posts: 34  
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Did you park on a yellow line? |
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4th Nov 2018 1:42pm |
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| JOW240725 Member Since: 04 May 2015 Location: Suffolk Posts: 7906  
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Try speaking with I think it is Ecosse1 on here he had exactly the same thing happen.
Insurance wants to right it off but he got it rebuilt. James MY2012 110 2.2TDCi XS SW Orkney Grey - http://www.defender2.net/forum/topic43410.html MY1990 110 200TDi SW beautifully faded Portofino Red - https://www.defender2.net/forum/post743641.html#743641 MY1984 90 V8 Slate Grey - https://www.defender2.net/forum/post744557.html#744557 Instagram @suffolk_rovers |
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4th Nov 2018 1:44pm |
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| Rosco Member Since: 03 Dec 2010 Location: Burntwood Posts: 1833 
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The 3rd parties insurance will want to write that off, as whilst the cost of parts won't be overly expensive (a lot of bodyshops use "recycled" parts to keep cost down, the cost of
A) the cost of putting you in a replacement vehicle will kill the repair cost B) the cost of cutting the body to fit the side locker will be a "specialism" and will kill the the repair cost. C) it's ruined the rear cross member as a minimum Either way there won't be many bodyshops willing to touch it as they know nothing will be square/simple and the man hours involved won't be worth their while. But, it's not your fault, so stand your ground, make sure it goes to a body shop of your choosing and get it repaired to a standard your happy with 2007 - Stornoway Grey 90 XS SW - Gone 2002 - Black Discovery II - Gone 2014 - Montalcino Red 110 XS SW |
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4th Nov 2018 2:05pm |
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| gilarion Member Since: 05 Dec 2013 Location: Wales Posts: 5110  
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What did the driver of the car say? And how the hell did he not see the Defender, it also looks like because of the damage the driver was moving faster in that area than perhaps they should have..
With the cross member having been bent it is a good chance the legs of the chassis has also been. You can buy a quarter chassis to replace but add the value of one with all the other body parts and the cost of respraying and it may be a right off. It all depends what the assessor values the car at. Good luck with everything and do not accept the first offer, haggle then haggle again. Not sure it matters about the yellow line as the accident does not appear to have happened on a public highway but on a private area so rules do not apply. For those who like Welsh Mountains and narrow boats have a look at my videos and photos at.. http://www.youtube.com/user/conwy1 |
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4th Nov 2018 2:11pm |
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| Gillan Member Since: 01 Apr 2016 Location: Sheffield Posts: 35 
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Thanks all I thought they would write it off like Rosco says I think the labour costs will totally out way the materials definitely going to hold my ground on it I've spent to much on it (respire etc) to lose it as a write off now
Yes I was parked on the yellow line but within the allotted time the accident was @ 3.30pm and the times are 4.00-6.00pm Just need to sort another temporary van van now |
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4th Nov 2018 2:13pm |
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| Rosco Member Since: 03 Dec 2010 Location: Burntwood Posts: 1833
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Push your insurers to sort you a replacement vehicle, or failing that engage an accident management business. They'll get you a vehicle within a couple of hours as they don't want to miss out on an extra days hire 2007 - Stornoway Grey 90 XS SW - Gone
2002 - Black Discovery II - Gone 2014 - Montalcino Red 110 XS SW |
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4th Nov 2018 2:19pm |
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| Romadog Member Since: 07 Jul 2011 Location: Powys Posts: 1749 |
Have a look online for another take-off tub
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4th Nov 2018 2:28pm |
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| Gillan Member Since: 01 Apr 2016 Location: Sheffield Posts: 35
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Ive just had a quick look on the fleabay and there a couple on not to bad on price either its the painting thats the problem as ive had mine painted to fuji white from alaska white but I'll hopefully here back from the insurers tomorrow on whats happening I'm just in the unknown at the moment and its playing on my mind
Apparently she was only going 10-15 mph and the sun blinded her |
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4th Nov 2018 2:44pm |
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| Caterham Member Since: 06 Nov 2008 Location: Birmingham Posts: 6298 
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I believe if they're looking to go down the route of a write off I believe monetary value is not the only option but you can insist on a replacement similar in spec.
I don't know this for sure but if it's true then they may find a replacement difficult and that'll bring you back to getting yours repaired. also bear in mind finding something similar might be quite expense making it a right off less likely. I'd be inclined to start having a look and push some expenses variants under the inspectors nose so he knows what he's dealing with. whatever - good luck. |
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4th Nov 2018 2:54pm |
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| Badger110 Member Since: 06 Feb 2018 Location: South hams Posts: 1039 
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Tis but a scratch
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4th Nov 2018 4:28pm |
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| Retroanaconda Member Since: 04 Jan 2012 Location: Scotland Posts: 2647
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That’s a shame.
Remember you are claiming against the other drivers insurance, not yours. They cannot ‘write off’ your car without your agreement, and legally they (on behalf of the driver) are obliged to return your vehicle to the state it was in before the accident either through repair or replacement. If this means a new chassis then so be it. |
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4th Nov 2018 4:34pm |
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| bankz5152 Member Since: 02 Feb 2017 Location: South London/North Kent Posts: 2169 
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Christ how hard did they hit you!! What an utter penis.
Could always take the value off the insurance (fight for it!) Then buy it back and repair it, depending on the damage that is. Instagram @defender_ventures Empire Tuning - Agent |
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4th Nov 2018 4:44pm |
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| gilarion Member Since: 05 Dec 2013 Location: Wales Posts: 5110
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Women Drivers  Should have gone to Specsavers for a pair of Sunshades  For those who like Welsh Mountains and narrow boats have a look at my videos and photos at..
http://www.youtube.com/user/conwy1 |
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4th Nov 2018 4:47pm |
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