 | Home > Finance & Insurance > Effing direct line insurance. RAI Snorkle WARNING . |
 
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| andydef90 Member Since: 09 Feb 2015 Location: yorkshire Posts: 617   
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I use Hastings for my defender they are ok as far as factory extras go not bad price either and Adrian flux for my s2
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31st Mar 2016 4:49pm |
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| andydef90 Member Since: 09 Feb 2015 Location: yorkshire Posts: 617
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I use Hastings for my defender they are ok as far as factory extras go not bad price either and Adrian flux for my s2
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31st Mar 2016 4:50pm |
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| Clive Member Since: 21 Mar 2014 Location: Littleborough Posts: 467 
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A-Plan - way to go
https://www.aplan.co.uk/motoring/specialis...rance/2455 They got mine fully covered with Markerstudy, including mods and re-map. (Site sponsor too ) |
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31st Mar 2016 4:59pm |
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| LoveTheMud Member Since: 19 Feb 2015 Location: Weybridge Surrey & Pontefract West Yorkshire Posts: 411 
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I had this a couple of weeks back... Call A-Plan they sorted me out. I was with Hastings and they don't insure cars with snorkels..... They cancelled my insurance.
Doing a little bit of digging, a number of insurance companies have changed policy T&Cs as a result of all the floods. Not sure how a defender going down a flooded road could be claimed on if the guy was driving anyway but never mind. Cheers Michael |
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31st Mar 2016 5:28pm |
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| isacs Member Since: 28 Aug 2015 Location: Leamington spa Posts: 404
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+1 for A-plan the site sponsor on here!! Loads of mods listed inc more bho and cover included off road and green landing and as a forum member I got discounted legal cover!
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31st Mar 2016 5:52pm |
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| familymad Member Since: 13 Dec 2011 Location: Bucks Posts: 3479  
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What price are you guys paying ? 1951 80" S1 2.0
1995 110 300TDI 1995 90 300TDI |
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31st Mar 2016 7:11pm |
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| strang Member Since: 16 May 2012 Location: Happy Valley Posts: 1380 
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This happened to me with a previous insurer whose name I forget, but they considered a RAI an 'off-road' mod and loaded the premium accordingly...... Euro-Leafing to infinity and beyond.....
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31st Mar 2016 7:12pm |
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| PaulG Member Since: 26 Dec 2014 Location: Dorset Posts: 4 
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Hi, slight thread drift on this but I have had exactly the same problem but with a soft LR A bar and the insurer refuses to cover it. Somewhat ironically it has a Warn winch which they have no issues with - despite the relative damage a soft a bar Vs a winch would do to anything. Likewise they are fine with the Mantec RAI. I am insured with a normal A Plan office but as a matter of course they do not refer to the specialist LR part of A Plan so if you do call them make sure you call the branch that advertises on here. Regards, Paul
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31st Mar 2016 7:32pm |
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| Cupboard Member Since: 21 Mar 2014 Location: Suffolk Posts: 2971 
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Not everyone gets on well with A-Plan - I for one found the Thatcham branch to be generally useless at communicating. Paperwork going missing, not replying to emails, telling me they'd email me and never doing so... etc.
Always very friendly when I called but never much use. I was extremely glad when my insurance expired and I'm not with a company that can manage email. |
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31st Mar 2016 7:55pm |
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| rustyboxx Member Since: 08 Oct 2012 Location: Poole Posts: 548 
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LV were pretty good when I insured mine, no probs with mods, remap, and assorted upgrades
2015 90 XS CSW TDCi - Beautiful
2007 110 XS DCPU - An itch that needed scratching 2005 90 Td5 XS CSW - Utterly brilliant 2001 Discovery 2 ES Auto - A phase I went through 1996 90 Tdi CSW - Uber reliable 1989 90 2.5 Petrol Hardtop - My first proper Landy 1985 Range Rover Vogue V8 -Troublesome |
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31st Mar 2016 9:36pm |
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| mse Member Since: 06 Apr 2008 Location: UK Posts: 5034 
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Snap - i had issues with a-plan Its interesting what they class and dont class and what you actually need to tell them or not...have a look in the policy booklet first and see what is SAYs not what the pleb interprets a snorkel (factory accessory) is not usually a modification...at least the underwriters dont view it like that Mike |
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31st Mar 2016 11:08pm |
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| Swac3 Member Since: 21 Feb 2015 Location: Aberdeen Posts: 363 |
Had a look at Direct lines policy booklet and under Modifications and all the expected blurb about informing them before modification etc it says
Modifications are changes to your cars standard specification, including optional extras So, my current Landy isn't a standard spec and never has been as it went through SV for medical duty fit before being exported to SA part of which included the snorkel. the new one well the snork was an option chosen by the original buyer I guess so that's declarable, just cant fathom why they think a snork makes the van uninsurable for them unless they have had a ton of green laneing or flood wading claims as mentioned earlier in the thread.. Hope to get new insurance tomorrow AM as i'm supposed to collect the new truck at 10 AM /doh. 3 Landrovers |
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1st Apr 2016 12:08am |
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| Nevillerover Member Since: 14 Feb 2015 Location: Suffolk Posts: 224 
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So, I called Direct Line to explain that my Landie has an official Land Rover Raised air intake (amongst other things) to make sure I am still covered and they cancelled my insurance. Not bothered about A bars, lights, roof rack, tow bar, only RAI's.
Tried Peter Best and they refused. The search continues now because I have no insurance from noon Sunday. |
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4th Apr 2016 5:23pm |
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| Projectblue Member Since: 22 Nov 2011 Location: Devon Posts: 1096 
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A Plan unless you have used them before and don't like them?
LV are good but not sure how flexible they are concerning mods. It goes through cycles. One year it was raised suspension, the next winches. New project and it's green: www.projectoverland.info |
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4th Apr 2016 5:41pm |
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