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Waldo



Member Since: 18 Jul 2010
Location: Bit South of Manchester
Posts: 240

United Kingdom 
Being Young is less than ideal
So I'm now 21 so thought that getting insurance for my LR would come cheaper.

Apparently not,

Rang A-Plan today who were incredibly helpful... However the minimum price the people they use will charge is £800 because i'm under 25.
Doesn't matter about my 4 year no claims or zero convictions


Think I'm going to struggle if I want to put my winch on and not pay a fortune.
Is anyone able to provide me with fake age documents so I can get a decent price.
Not happy

Rant over Defender 90 XS TD5 (03 Reg)
Post #343696 8th Jul 2014 1:03pm
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EddieB



Member Since: 08 Apr 2013
Location: Durham
Posts: 57

United Kingdom 1994 Defender 110 300 Tdi PU Firenze Red
Try flux, at 22 with 4 years ncb It cost me 500 living in the centre of Edinburgh, parked on the street. And I could list any mod I liked.
Post #343702 8th Jul 2014 1:22pm
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K9F



Member Since: 12 Nov 2009
Location: Bournemouth
Posts: 9610

United Kingdom 2008 Defender 90 Puma 2.4 XS CSW Stornoway Grey
Waldo.....How ironical (see thread link below).....

Bet it was with a company called Markerstudy too. Apparently they 'target drivers under 25.'

A-Plan Insurance wrote:
and in particular drivers under 25, again which Markerstudy target.


With a sniper and the crosshairs of a high powered rifle apparently.

Rolling with laughter Rolling with laughter Rolling with laughter Rolling with laughter Rolling with laughter

http://www.defender2.net/forum/topic30055-15.html

When you go to Flux please make sure you are aware who the insurers are and choose wisely. Thumbs Up If you go through life with your head in the sand....all people will see is an ar5e!!

Treat every day as if it is your last....one day you will be right!!
Post #343703 8th Jul 2014 1:22pm
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Thor



Member Since: 17 Dec 2011
Location: Didcot
Posts: 446

United Kingdom 2002 Defender 110 Td5 CSW Bonatti Grey
I had my VW Transporter insured with Markerstudy with all mods declared etc. They were great to deal with and a good price........until my house was broken into and van stolen. They became difficult to deal with and if anything added to the stress by taking 9 months ish to pay out.

Not accompany where I would spend my money again. Sad Strong people are harder to kill and generally more useful!
Post #343705 8th Jul 2014 1:33pm
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Waldo



Member Since: 18 Jul 2010
Location: Bit South of Manchester
Posts: 240

United Kingdom 
I didn't ask because 800 made me choke

Currently on the phone to adrian flux and it's looking good so far Very Happy

Not with marker study.... it's equity red star

Will keep you informed Defender 90 XS TD5 (03 Reg)
Post #343708 8th Jul 2014 1:47pm
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K9F



Member Since: 12 Nov 2009
Location: Bournemouth
Posts: 9610

United Kingdom 2008 Defender 90 Puma 2.4 XS CSW Stornoway Grey
Good luck Waldo..... Thumbs Up

Youth, thankfully sometimes, is not an affliction I am acquainted with anymore. But I do sympathise with a 19 and 23 year old.

Thumbs Up If you go through life with your head in the sand....all people will see is an ar5e!!

Treat every day as if it is your last....one day you will be right!!
Post #343711 8th Jul 2014 1:51pm
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Waldo



Member Since: 18 Jul 2010
Location: Bit South of Manchester
Posts: 240

United Kingdom 
Adrian Flux came back with £580 which i'm impressed with, best quote from anyone so far.

Only problem is I'm towing a trailer to France at the end of the summer and the other person who is towing isn't 21.... and they are not willing to insure her even for a week because of this.

Going to keep digging.

Will Defender 90 XS TD5 (03 Reg)
Post #343713 8th Jul 2014 1:55pm
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custom90



Member Since: 21 Jan 2010
Location: South West, England.
Posts: 20453

United Kingdom 
17 - 21 I can understand to a degree but 25 is frankly ridiculous. By which time you could have an 8 yr NCB which is a lot more than many twice that age on the road and they still get it cheaper.
Some even with speeding offences points etc and such like.
And they wonder why young people find it difficult to work... Rolling Eyes
NFU won't even have anyone under 25, one could say that is discrimination...
Imagine if you just turn 60 and your insurance said we won't insure you your now too old. I don't think that would be acceptable in their or my book personally.
Doing this to younger drivers is just the reverse discrimination.
All just because a minority won't behave themselves.
Post #343715 8th Jul 2014 1:59pm
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shaggydog



Member Since: 12 Aug 2012
Location: Kent
Posts: 3347

United Kingdom 1991 Defender 110 200 Tdi USW Arles Blue
The insurance industry in this country is a joke and desperately needs overhauling.

They have far too much power to wiggle out from any claim but charge you through the nose for any reason.

If it is the law to have a minimum of 3rd party insurance why doesn't the government provide cheep affordable 3rd party only insurance which everyone can afford and get so they can get some form of no claims and undercut all the insurers. I bet they would make a fortune from it!
Post #343778 8th Jul 2014 6:34pm
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Interlet



Member Since: 10 Oct 2011
Location: Norwich
Posts: 461

United Kingdom 1998 Defender 110 300 Tdi HT Alpine White
Whilst Adrian Flux were cheaper (I'm 25 now, and driven LR's since getting driving license in 2008), I found their customer services pretty unhelpful, and the terms and conditions sometimes dubious, and the credit agreement for me at least had an insulting level of interest.

I switched back to NFU, which I admit are a bit more expensive, but have been very helpful, and surprisingly understanding of mods. The local nature of their service is also favourable, to me at least, as the Huntingdon NFU office manager owns and drives a Defender himself. 1998 110 300Tdi White Hard Top
Post #343811 8th Jul 2014 7:49pm
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