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| CFB Member Since: 13 Sep 2007 Location: Bradford, West Yorkshire Posts: 803  
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Just tried to insure my new 110 with eSure, what a carry on! They don't list a 110 CSW on their system so she asked if it is OK to put it down as a 110 TDi SE
Then I advised that it will have a winch and bumper fitted, surprise surpsise that isn't listed either. "Is it a front spoiler" the girl asks? "No it isn't it's a winch for recovering a stuck caravan from a filed" I say 
End of story is they won't insure me 
Will go back to NFU, should have suck with them. Andy |
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16th Nov 2007 9:07am |
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| Martin Site Admin Member Since: 02 Apr 2007 Location: Hook Norton Posts: 6634 
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Moved to correct forum area.
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16th Nov 2007 2:05pm |
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| Michaels Defender Member Since: 16 Aug 2007 Location: North Yorkshire Posts: 274 
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I'm insured with NFU , which I took out 10 days ago, but my fisrt enqiury with them they said the the newest defender on there system was the TD5, which they quoted, when I told them it was a 2.4 lit, they had to go there underwriters to find out if there is such an engine, 3 Days later, they wanted another £74.00 to cover me for the 2.4
 which we paid anyway as there were the cheapest, you would have thought the NFU would be up to speed with current defender models, dealing mainly with farmers and country folk. JE Zulu 110 now sold
Carpathian 110 also sold Defender 110 camper now in build |
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16th Nov 2007 8:58pm |
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| CFB Member Since: 13 Sep 2007 Location: Bradford, West Yorkshire Posts: 803
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Got a quote from LR insurance, £200 more then eSure but will cover the winch and full off-road cover too. Waiting for NFU to come back to me. Andy
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17th Nov 2007 9:06am |
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| CFB Member Since: 13 Sep 2007 Location: Bradford, West Yorkshire Posts: 803
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Sacked eSure and switched to NFU today. £550 all in including Class 1 business use, cover for the winch and full off-road cover too. Land Rover Insurance wanted £725 without business cover
Andy |
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19th Nov 2007 4:58pm |
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| Michaels Defender Member Since: 16 Aug 2007 Location: North Yorkshire Posts: 274
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Exactly the same premium as mine for business use and any driver over 25. JE Zulu 110 now sold
Carpathian 110 also sold Defender 110 camper now in build |
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19th Nov 2007 8:57pm |
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| jst Member Since: 14 Jan 2008 Location: Taunton Posts: 8155  
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almost same premium as mine - £480 fully comp including all the extras winches, bash plates, tyres, suspension, etc anyone over 25 for both 90 TDI and 90 TD5 (both quite old though)
NFU - the way fwd in my opinion Cheers James 110 2012 XS Utility 130 2011 M57 bespoke Camper 90 2010 Hardtop 90 M57 1988 Hardtop |
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23rd Jan 2008 7:30am |
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| mse Member Since: 06 Apr 2008 Location: UK Posts: 5059 
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Adrian Flux are very good £480 with toys mentioned off road cover and thats with no noclaims as they are in my other 2 cars! Mike
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7th Apr 2008 3:28pm |
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| AndrewS Member Since: 10 Apr 2007 Location: Hereford Posts: 3709 
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Norwich Union all the extras and 4x4 no problem
 On a mini fleet ins. So I presume that Norwich Union will be OK for extras and 4x4 ing on a standard single vehicle ins. |
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7th Apr 2008 7:52pm |
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| bell-auto-services Member Since: 08 Jul 2007 Location: North Yorkshire Posts: 2233 
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I found this very old thread and decided to post in it for a laugh
My insurance is £249.75Pm and it covers me to drive, park & store,race, crash or what ever i do in any car weather it be mine or yours. It also covers me and any public person in my garage or on my premises or any work i have done on your car. SO You can bring your car for tuning or a service and rest assured that im coverd for all the unexpected because AXA pull my arms and legs of every month 
Regards Pete loooool |
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28th Aug 2008 10:17pm |
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| discocuzzy Member Since: 16 Jul 2008 Location: surrey Posts: 1200 
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Quality
 ..and ouch! You cannot teach stupid people to do clever things |
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28th Sep 2008 10:26pm |
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| ken Member Since: 18 Aug 2009 Location: Banging Birds with my bitches !! Posts: 4328
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Well I've been with CSMA for a while and insure with LV well no longer as they class a 110 XS Utility as a performance vehicle
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17th Nov 2009 5:05pm |
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| Mad Cow Member Since: 27 Oct 2009 Location: Hertfordshire Posts: 292 
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I'm with Norwich Union as I had a Skoda Octavia on an 07 plate insured with them, been with them years for my "ordinary car" and as never modified, no worries and only £235 a year fully comp with business.
My old 90 was on a classic policy with Adrian Flux so no worries there and only £190 a year. Then I got bored with the Skoda and bought a Freelander very cheap from my neighbour it was on a W plate (2000). One lady owner from new (my neighbour)! I phoned NU and as usual got through to Bangalore (no it's not a joke they really are). First off they insisted from the registration it was a 1.8i, "No it's a 1.8Xi Millennium" wouldn't have it and insisted on insuring it as the wrong model
Then came the extras: body kit, privacy glass, A bar, driving lights, lamp guards, I managed to get them to accept they were not really "modifications" as that's how it came from the dealer (which was true). "Oh that will be an extra £36 as an older car represents a greater risk" Wasn't too happy with that but they wouldn't budge. Then last month I traded in both the cars for my Defender, back to Bangalore and got told: "Oh that will be an extra £120 as a newer car represents a greater risk" After I told them were talking brown smelly stuff from male bovines, they brought it down to an extra £80. As the alternative was cancelling the insurance and no doubt getting stitched up on that and having to pay a cancellation charge, I was left with little choice. I'm certainly shopping around come renewal time. MAD COW 2007 90 Hard Top - 2009 BMW F800GS - 2002 CCM 604E Dual Sport Project90 |
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17th Nov 2009 6:27pm |
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| the gamekeeper Member Since: 01 Jan 2010 Location: Surrey Posts: 96 
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If there was a award for this category it would have to go to NFU. Sent an enquiry and they returned by phone a simple question, does the landrover get parked in a garage over night. I repied no on my drive they said Sorry we wouldn't be able to insure you.
Has anybody else experienced this ? Come to think of it who has a garage the size of a barn to park there landy in. |
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5th Jan 2010 7:45pm |
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