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CFB



Member Since: 13 Sep 2007
Location: Bradford, West Yorkshire
Posts: 803

United Kingdom 
Useless Insurance Company
Just tried to insure my new 110 with eSure, what a carry on! They don't list a 110 CSW on their system so she asked if it is OK to put it down as a 110 TDi SE Rolling Eyes

Then I advised that it will have a winch and bumper fitted, surprise surpsise that isn't listed either. "Is it a front spoiler" the girl asks? "No it isn't it's a winch for recovering a stuck caravan from a filed" I say Whistle

End of story is they won't insure me Big Cry

Will go back to NFU, should have suck with them. Andy
Post #696 16th Nov 2007 9:07am
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Martin
Site Admin


Member Since: 02 Apr 2007
Location: Hook Norton
Posts: 6605

United Kingdom 2015 Defender 90 Puma 2.2 XS CSW Montalcino Red
Moved to correct forum area.
Post #700 16th Nov 2007 2:05pm
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dshickle



Member Since: 09 Oct 2007
Location: Epsom
Posts: 36

2007 Defender 110 Puma 2.4 CSW Galway Green
Just signed up with NFU - less expensive than LR insurance.

Tried many places like Sainsburys etc... as soon as you mention winch - you might as well give up. Either they don;t know what a winch is or they just stop becuase they don;t cover it.

David Disovery 3 TDV6 SE
Defender 90 XS 2.4
Defender 110 S D250 (MY22)
Post #702 16th Nov 2007 4:06pm
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Michaels Defender



Member Since: 16 Aug 2007
Location: North Yorkshire
Posts: 269

United Kingdom 2013 Defender 110 V8 Petrol XS CSW Auto Orkney Grey
I'm insured with NFU , which I took out 10 days ago, but my fisrt enqiury with them they said the the newest defender on there system was the TD5, which they quoted, when I told them it was a 2.4 lit, they had to go there underwriters to find out if there is such an engine, 3 Days later, they wanted another £74.00 to cover me for the 2.4 Confused which we paid anyway as there were the cheapest, you would have thought the NFU would be up to speed with current defender models, dealing mainly with farmers and country folk. JE Zulu 110 now sold
Carpathian 110 also sold
Defender 110 camper now in build
Post #704 16th Nov 2007 8:58pm
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CFB



Member Since: 13 Sep 2007
Location: Bradford, West Yorkshire
Posts: 803

United Kingdom 
Got a quote from LR insurance, £200 more then eSure but will cover the winch and full off-road cover too. Waiting for NFU to come back to me. Andy
Post #705 17th Nov 2007 9:06am
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CFB



Member Since: 13 Sep 2007
Location: Bradford, West Yorkshire
Posts: 803

United Kingdom 
Sacked eSure and switched to NFU today. £550 all in including Class 1 business use, cover for the winch and full off-road cover too. Land Rover Insurance wanted £725 without business cover Rolling Eyes Andy
Post #710 19th Nov 2007 4:58pm
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Michaels Defender



Member Since: 16 Aug 2007
Location: North Yorkshire
Posts: 269

United Kingdom 2013 Defender 110 V8 Petrol XS CSW Auto Orkney Grey
Exactly the same premium as mine for business use and any driver over 25. JE Zulu 110 now sold
Carpathian 110 also sold
Defender 110 camper now in build
Post #713 19th Nov 2007 8:57pm
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jst



Member Since: 14 Jan 2008
Location: Taunton
Posts: 8030

 2011 Defender 110 Puma 2.4 USW Stornoway Grey
almost same premium as mine - £480 fully comp including all the extras winches, bash plates, tyres, suspension, etc anyone over 25 for both 90 TDI and 90 TD5 (both quite old though)

NFU - the way fwd in my opinion Cheers

James
110 2012 XS Utility
130 2011 M57 bespoke Camper
90 2010 Hardtop
90 M57 1988 Hardtop
Post #1157 23rd Jan 2008 7:30am
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mse



Member Since: 06 Apr 2008
Location: UK
Posts: 5035

United Kingdom 2016 Defender 110 Puma 2.2 XS CSW Scotia Grey
Adrian Flux are very good £480 with toys mentioned off road cover and thats with no noclaims as they are in my other 2 cars! Mike
Post #1810 7th Apr 2008 3:28pm
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AndrewS



Member Since: 10 Apr 2007
Location: Hereford
Posts: 3707

United Kingdom 2013 Defender 130 Puma 2.2 SW Rimini Red
Norwich Union all the extras and 4x4 no problem Thumbs Up On a mini fleet ins. So I presume that Norwich Union will be OK for extras and 4x4 ing on a standard single vehicle ins.
Post #1815 7th Apr 2008 7:52pm
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bell-auto-services



Member Since: 08 Jul 2007
Location: North Yorkshire
Posts: 2232

United Kingdom 2013 Defender 110 Puma 2.2 USW Orkney Grey
I found this very old thread and decided to post in it for a laugh Razz

My insurance is £249.75Pm and it covers me to drive, park & store,race, crash or what ever i do in any car weather it be mine or yours.

It also covers me and any public person in my garage or on my premises or any work i have done on your car.


SO


You can bring your car for tuning or a service and rest assured that im coverd for all the unexpected because AXA pull my arms and legs of every month Sad


Regards Pete loooool
Post #3421 28th Aug 2008 10:17pm
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discocuzzy



Member Since: 16 Jul 2008
Location: surrey
Posts: 1200

England 
Quality Thumbs Up Bow down Bow down ..and ouch! You cannot teach stupid people to do clever things
Post #4079 28th Sep 2008 10:26pm
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ken



Member Since: 18 Aug 2009
Location: Banging Birds with my bitches !!
Posts: 4328

United Kingdom 
Well I've been with CSMA for a while and insure with LV well no longer as they class a 110 XS Utility as a performance vehicle Rolling with laughter
Post #18482 17th Nov 2009 5:05pm
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Mad Cow



Member Since: 27 Oct 2009
Location: Hertfordshire
Posts: 292

England 2007 Defender 90 Puma 2.4 HT Zermatt Silver
I'm with Norwich Union as I had a Skoda Octavia on an 07 plate insured with them, been with them years for my "ordinary car" and as never modified, no worries and only £235 a year fully comp with business.

My old 90 was on a classic policy with Adrian Flux so no worries there and only £190 a year.

Then I got bored with the Skoda and bought a Freelander very cheap from my neighbour it was on a W plate (2000). One lady owner from new (my neighbour)!

I phoned NU and as usual got through to Bangalore (no it's not a joke they really are). First off they insisted from the registration it was a 1.8i, "No it's a 1.8Xi Millennium" wouldn't have it and insisted on insuring it as the wrong model Rolling Eyes

Then came the extras: body kit, privacy glass, A bar, driving lights, lamp guards, I managed to get them to accept they were not really "modifications" as that's how it came from the dealer (which was true).

"Oh that will be an extra £36 as an older car represents a greater risk"

Wasn't too happy with that but they wouldn't budge.

Then last month I traded in both the cars for my Defender, back to Bangalore and got told:

"Oh that will be an extra £120 as a newer car represents a greater risk"

After I told them were talking brown smelly stuff from male bovines, they brought it down to an extra £80.

As the alternative was cancelling the insurance and no doubt getting stitched up on that and having to pay a cancellation charge, I was left with little choice.

I'm certainly shopping around come renewal time. MAD COW

2007 90 Hard Top - 2009 BMW F800GS - 2002 CCM 604E Dual Sport

Project90
Post #18488 17th Nov 2009 6:27pm
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the gamekeeper



Member Since: 01 Jan 2010
Location: Surrey
Posts: 96

England 2007 Defender 110 Puma 2.4 DCPU Tonga Green
useless insurance company
If there was a award for this category it would have to go to NFU. Sent an enquiry and they returned by phone a simple question, does the landrover get parked in a garage over night. I repied no on my drive they said Sorry we wouldn't be able to insure you.

Has anybody else experienced this ?

Come to think of it who has a garage the size of a barn to park there landy in.
Post #21333 5th Jan 2010 7:45pm
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