 | Home > Maintenance & Modifications > BAS remap & intercooler upgrade. Insurance premiums? |
 
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| Ianh Member Since: 17 Sep 2018 Location: Essex Posts: 1981  
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Very dependant on age, NCB , accident history and cleanliness of licence.
In general going through someone like A-Plan ( site sponsors but need to use correct office) the premium won’t be much different if you have a stock vehicle or one with a map and other mods. In general “classic defender” owners don’t present as a community that pose a high risk to insure, hence premiums, especially for the more mature drivers, are low even with mods. Worth giving A plan a call to discuss as mass market insurers struggle to be competitive as their systems are geared up for mass market standard vehicle insurance. |
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27th Jan 2023 7:58pm |
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| edward Member Since: 08 Jan 2023 Location: Lincs Posts: 151
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Thanks. Im currently with A Flux but will also see what A Plan can offer. (I’m pretty low risk so hoping it won’t be an issue if I go for the mods) 👍
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27th Jan 2023 8:07pm |
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| MarkBrown Member Since: 03 Oct 2022 Location: Mid Wales Posts: 449  
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Give brentacre a try, they specialise in modified cars.
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27th Jan 2023 9:38pm |
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| andy2111 Member Since: 17 Oct 2021 Location: Kent Posts: 365 
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One of the Landy mags did a price comparison test last year and Lancaster came out as the best option. I called them and they halved my renewal quote from Adrian Flux on a fairly heavily modified truck. I'd definitely recommend getting a quote.. TD5 hardtop to Puma inspired Poptop - my build thread
2002 110 TD5 Hardtop ¦ Full Puma interior ¦ Carpathian grey / Santorini black ¦ X-Vision-X poptop |
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28th Jan 2023 10:04am |
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| Jabberwocky Member Since: 27 Oct 2021 Location: Luxembourg Posts: 222 
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I have always been surprised by the high quotes I’ve got from Adrian Flux, modified Audi S5 they wanted almost twice what I could get through a comparison site with identical cover, cost isn’t the only deciding factor obviously but twice the money is hard to swallow hoping for a good experience when you have to claim.
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31st Jan 2023 6:41pm |
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| jimbo55 Member Since: 15 Jul 2020 Location: Midlands Posts: 398
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You say your defender already has been tuned, then surely it doesn’t matter if you map it again, providing that you’ve told them that it is mapped
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31st Jan 2023 7:16pm |
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| Co1 Member Since: 19 Aug 2018 Location: North Yorkshire Posts: 3670 
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I was with LV and they never seemed unduly bothered by any of the mods, including the ones you listed. I think all in all my premium increased by £25 or so a year. I am unfortunately north of 40 and have full NCB.
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31st Jan 2023 7:18pm |
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| edward Member Since: 08 Jan 2023 Location: Lincs Posts: 151
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Well maybe, or not… they asked me what it was remapped to - 140bph and they specify that on the policy so I’m thinking I probably need to tell them if I update it to 170… |
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2nd Feb 2023 9:42pm |
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| edward Member Since: 08 Jan 2023 Location: Lincs Posts: 151
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Interestingly AF wanted an extra 5% on the premium if I add 20bhp.
Will def be checking out other options when I renew. Ed. |
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18th Feb 2023 8:34pm |
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