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| Sulisuli Member Since: 30 Oct 2016 Location: South west Posts: 4795   
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How much do expect it to be? 2015 HT XS 90
2008 SVX 90 2000 XS TD5 90 |
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9th Dec 2021 7:37pm |
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| 47643 Member Since: 30 Sep 2021 Location: central Posts: 26 
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less than half that!
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9th Dec 2021 8:06pm |
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| Sulisuli Member Since: 30 Oct 2016 Location: South west Posts: 4795
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Is this your first quote you have had? 2015 HT XS 90
2008 SVX 90 2000 XS TD5 90 |
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9th Dec 2021 8:08pm |
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| 47643 Member Since: 30 Sep 2021 Location: central Posts: 26
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i thought i would try the site sponsor, A plan.
have since had quotes about half that and a few lower which require further investigation. the lower price ones are under written by NIG |
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9th Dec 2021 8:24pm |
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| custom90 Member Since: 21 Jan 2010 Location: South West, England. Posts: 20348
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Try compare the market.
Personally, I have no time for any form of insurance company, but unfortunately it’s something we all have to have for some things. $W33T $0U7H3RN $UG4R 🇬🇧🏴🏴🏴🇮🇪🇺🇸⛽️🛢️⚙️🧰💪 |
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9th Dec 2021 8:31pm |
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| discomog Member Since: 09 May 2015 Location: Notts/Lincs Border Posts: 2526 
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Steve - at last I've found someone who shares my sentiments about insurance companies - I hate them with a vengeance. Defender 90XS SW
Mini Countryman Cooper S Morgan Plus 8 |
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9th Dec 2021 8:39pm |
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| custom90 Member Since: 21 Jan 2010 Location: South West, England. Posts: 20348
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Yes, it’s the most unregulated, unscrupulous financial market group I think that there is.
Nearly all financial institutions from insurance, to banking, and more have every single thing in law in their favour. It’s made for a very boring place to live quite frankly, there is very little lawful that can be done in the country so it seems. I expect if we were aware of the size of the financial funds that are in their pot, that they never pay out we would be truly staggered £500 million and the rest no doubt per company. With likely double in premiums paid in, than there is paid out every year and probably with many tax privileges and cuts put in as well. Pet insurance is another one, all it has done is cost everyone in the country more money and put everyone’s expenses up across the board. More, more, and more is the answer to everything it seems and it just doesn’t and won’t work. It’s supposed to be there to protect and pay when needed, yet written in will be that effectively it’s not worth the paper it’s written on and is simply a green light on the Gov system such as DVLA and ANPR. Nothing more, and no benefit to the driver at all. I don’t trust any an inch. Glad I’m it the only one thinking such things.  $W33T $0U7H3RN $UG4R
🇬🇧🏴🏴🏴🇮🇪🇺🇸⛽️🛢️⚙️🧰💪 |
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9th Dec 2021 8:53pm |
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| 47643 Member Since: 30 Sep 2021 Location: central Posts: 26
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tried compare the market, came up with churchill at £295 a sensible quote thanks it does my head in, because different sites have access to different insurers! |
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9th Dec 2021 9:04pm |
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| Ianh Member Since: 17 Sep 2018 Location: Essex Posts: 1999
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once Getting a quote online give them a call to ensure they have all the details of your specific vehicle, inc any mods correct. Also the valuation they place on your vehicle in case of total loss plus excesses etc.
Also worth giving NFU a call as they are used to ensuring defenders and generally give a reasonable quote for a good level of cover. |
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9th Dec 2021 10:04pm |
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| Leamreject Member Since: 19 Dec 2020 Location: Middle Earth - Leamington Spa Posts: 970  
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Insurance Companies
   
Auto renewal when you have asked for it to be removed and then refusing to give you your money back once you discover it 3 months later and for a policy you didn’t need…. and holding you responsible for an accident when you weren’t even at the scene are just couple of issues. And recently a change of vehicle to the same but two years younger they refuse to modify the policy or refund the balance but are very willing to sell you another policy with fees for exactly the same at circa £500 with the same model of vehicle on. My recommendation is to keep away from Carole Nash and Markerstudy….. Thankfully through sheer determination two out of the three have now been resolved in my favour with the third still under investigation and the ombudsman has agreed to step in if my final response isn’t satisfactory Ride like you stole it!! If I’m not on a bike it’s because only a 4x4 will do… 2011 2.4 Puma 90 HT |
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10th Dec 2021 5:50am |
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| 47643 Member Since: 30 Sep 2021 Location: central Posts: 26
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hi, just investgated the cheaper quote from Budget (BISL) £250 /270 4000/5000 miles
compared it with an aviva quote at £475, the budget quote has better personal accident cover, i am not insured to drive any other vehicle, no problem. all in all this policy matches my needs. i phoned them to confirm everything i requested all answers positive from budget. |
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10th Dec 2021 10:07am |
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| scotty38 Member Since: 21 May 2011 Location: Lincolnshire Posts: 571  
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As long as they pay out if you need them to.
I pay a bit more and insure with NFU but at least I know they will be there if I need them. That's worth the extra to me at least. |
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10th Dec 2021 3:25pm |
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| 47643 Member Since: 30 Sep 2021 Location: central Posts: 26
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NFU were £647, still a bit on the high side for me
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10th Dec 2021 3:39pm |
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| bankz5152 Member Since: 02 Feb 2017 Location: South London/North Kent Posts: 2164 
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Totally agree. Insurance companies are the scum of the earth.
My 110 premium is fairly high for a number of reasons so I bought another for commuting. Reducing anual mileage from 17k to 5k and only driven once or twice a week. They offered to reduce my premium by 2%..... Instagram @defender_ventures Empire Tuning - Agent |
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11th Dec 2021 6:34am |
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