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| Sulisuli Member Since: 30 Oct 2016 Location: South west Posts: 4795   
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Jamie I would hold out, insurance companies will always try and wriggle and get away with the cheap option
 2015 HT XS 90
2008 SVX 90 2000 XS TD5 90 |
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28th Jan 2019 8:24pm |
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| leeds Member Since: 28 Dec 2009 Location: West Yorkshire Posts: 8582
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Many years ago I had a vehicle stolen.
The insurance company first offer was low, so objected strongly, second offer much better and then got a much smaller increase on third offer. Was told that insurance companies would make 3 offers and then basically stick at that offer unless there were exceptional circumstances. Get as much information about your vehicle and get as many adverts of comparable vehicles. If you can get a valuation from your local dealer who knows your vehicle it would be good for your case. Good luck. Brendan |
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28th Jan 2019 9:25pm |
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| VVS210 Member Since: 12 Nov 2016 Location: Hampshire Posts: 953
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When my old Freelander was written off I was initially offered a very low figure for it on the basis that it was 12 years old & had 195,000 miles on it. However, when I explained that I had it from new & that it had a complete service history the figure went up considerably. All I was asked to do was to send in photos of the completed service books ( the original one plus the extension one ) & all was good.
Another thought, when I bought the DCPU I got a full HPI check done on it, this cost £20 & included a vehicle valuation figure which is based on Glasses Guide. Might be worth you getting one done quick before it shows up as stolen on the database? Final thing, ask you insurer to provide a like for like replacment vehicle for you, let them see how difficult it is to find one for the money they're offering you! |
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29th Jan 2019 8:35am |
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| PRENT1 Member Since: 02 Sep 2015 Location: bromley Posts: 42 
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I had a Landy stolen a few years back. When the insurance company made their first offer i declined as i thought they were way off. I then supported my claim for a greater amount by showing paper work and receipts (the week before i had just paid for a full dealer service).
In the end i petitioned for the insurance company to provide a like for like ..Low mileage/colour etc... they then substantially increased there offer.. It is a long winded process but worth carrying through. |
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29th Jan 2019 9:54am |
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| discomog Member Since: 09 May 2015 Location: Notts/Lincs Border Posts: 2530 
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I've recently had two friends who's Morgans were total losses due to accident. They both received initial offers which to be honest weren't far off the mark but they rejected them. The got prices and photos of similar cars for sale in the UK through dealers and then did further battles with their respective insurers.
As stated above just keep going back to them until you get a realistic price offer. It wont happen quickly but at least it gives you time to look around for a replacement until such time as they have coughed up. Defender 90XS SW Mini Countryman Cooper S Morgan Plus 8 |
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29th Jan 2019 10:59am |
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| Jamie1992 Member Since: 26 Jan 2019 Location: Haxey Posts: 18 
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Emailed my insurance today and included a list of similar land rovers that are currently for sale on auto trader. I also mentioned I’d rather have them try and find me a replace defender of like for like condition and age than except what they’d offered me! So I’ll see what they come back with!
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29th Jan 2019 6:10pm |
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| Swine&Small Member Since: 20 Mar 2017 Location: Norfolk Posts: 1223
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Good Luck Jamie
let us know how you get on. often wondered about this 1983 Series 3 Pick up in Marine Blue 1967 Morris Traveller 1966 Morris Convertible 2012 VW T5 Camper Quod Abundat Non Obstat. |
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29th Jan 2019 6:45pm |
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