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V8_110

Member Since: 23 Apr 2016
Location: Lancashire
Posts: 40

1986 Defender 110 V8 Petrol CSW Corris Grey

110 insurance for 20y/o

My 110 v8 restoration project will soon be on the roads and have been looking at insurance quotes.
The cheapest quote was from flux direct , which is less than what he pays on a 1.2 fiesta but lets just say I haven't exactly heard the nicest things about them so is there anyone you would recommend?

4th Dec 2018 4:13pm

JOW240725

Member Since: 04 May 2015
Location: Suffolk
Posts: 7905

2012 Defender 110 Puma 2.2 XS CSW Orkney Grey

Try forum Sponsor A-Plan at the Thatcham Office, always quote me happy. However, I'm not sure they're too keen on young drivers? If you don't go off-road LV are quite good.

Photos of the project would be great!

James
MY2012 110 2.2TDCi XS SW Orkney Grey - http://www.defender2.net/forum/topic43410.html
MY1990 110 200TDi SW beautifully faded Portofino Red - https://www.defender2.net/forum/post743641.html#743641
MY1984 90 V8 Slate Grey - https://www.defender2.net/forum/post744557.html#744557
Instagram @suffolk_rovers

4th Dec 2018 4:18pm

V8_110

Member Since: 23 Apr 2016
Location: Lancashire
Posts: 40

They will be coming soon very sooon!

4th Dec 2018 4:30pm

Mike c

Member Since: 11 Aug 2017
Location: Maldon, Essex
Posts: 928

What age is the 110? I am assuming 80's if it was originally a V8? It should easily qualify for classic insurance which should help a lot with getting quote down, despite the age of driver.
Maybe try Heritage or Lancaster as they seem to be classic orientated going by their adverts.

Mike

4th Dec 2018 4:56pm

OsloBlue

Member Since: 14 Jul 2018
Location: Essex
Posts: 822

How much was quoted if you don't ask my poking.

Mid 20s, no criminal record or traffic offences, two crashes, one not at fault, one still ongoing after 3 years £2200 annually with 9000 mpy I'm on IG: https://www.instagram.com/osloblue42/
Current: TD5 '110 "Lucinda" Thread here: https://www.defender2.net/forum/topic62562.html

4th Dec 2018 4:56pm

V8_110

Member Since: 23 Apr 2016
Location: Lancashire
Posts: 40

Mike c wrote:
What age is the 110? I am assuming 80's if it was originally a V8? It should easily qualify for classic insurance which should help a lot with getting quote down, despite the age of driver.
Maybe try Heritage or Lancaster as they seem to be classic orientated going by their adverts.

Mike

you're right it is an original 1986 v8sw, i didn't think of classic car insurance. I'll have a look at them tomorrow thanks

Last edited by V8_110 on 4th Dec 2018 5:08pm. Edited 1 time in total

4th Dec 2018 5:05pm

V8_110

Member Since: 23 Apr 2016
Location: Lancashire
Posts: 40

OsloBlue wrote:
How much was quoted if you don't ask my poking.

Mid 20s, no criminal record or traffic offences, two crashes, one not at fault, one still ongoing after 3 years £2200 annually with 9000 mpy

I was quoted 1600 by flux direct with 7000 miles sdp with all the modifications. I've had my licence for around 2 and a half years, no ncb but do have over a year as a named driver

4th Dec 2018 5:07pm

Likeomg

Member Since: 29 Jun 2012
Location: Lake District / Newcastle
Posts: 2640

2010 Defender 90 Puma 2.4 HT Stornoway Grey

Try admiral multi car

Mods declared including brakes turbo etc about 1200 / year

Also 3 other cars on the policy.. 2 of which are performance and half the cost of the def.

24 at the time.

A plan won’t touch younger drivers

4th Dec 2018 6:45pm

Procta

Member Since: 03 Dec 2016
Location: Sunderland
Posts: 5164

V8_110 wrote:
OsloBlue wrote:
How much was quoted if you don't ask my poking.

Mid 20s, no criminal record or traffic offences, two crashes, one not at fault, one still ongoing after 3 years £2200 annually with 9000 mpy
I was quoted 1600 by flux direct with 7000 miles sdp with all the modifications. I've had my licence for around 2 and a half years, no ncb but do have over a year as a named driver

try brentacre insurance, they maybe able to beat flux. but for the record, 1600 for a V8 isn't bad at all! when you get that for a 1.1 fiesta tpft! Defender TD5 90 ---/--- Peugeot 306 HDI hatch back

Success is 90% Inspiration and 4 minutes Preparation # you can make it!

4th Dec 2018 7:26pm

V8_110

Member Since: 23 Apr 2016
Location: Lancashire
Posts: 40

Likeomg wrote:
Try admiral multi car

Mods declared including brakes turbo etc about 1200 / year

Also 3 other cars on the policy.. 2 of which are performance and half the cost of the def.

24 at the time.

A plan won’t touch younger drivers

its funny you should say that as admiral quoted me 1800 with mods, but I'll have to check if it's an agreed valuation. And also check if they would insure me with a bigger engine

4th Dec 2018 9:02pm

Lwb97

Member Since: 10 Sep 2015
Location: Powys
Posts: 75

I’m 21 and with nfu. On my own policy with 3 years No claims 10k a year with a td5 90 with a lot of mods is costing £450 a year.

4th Dec 2018 9:40pm

V8_110

Member Since: 23 Apr 2016
Location: Lancashire
Posts: 40

I thought NFU only insured young drivers if they worked on farms or If their parents were insured with them. I'll pop into my local brank tomorrow if i have time.

4th Dec 2018 9:42pm

V8_110

Member Since: 23 Apr 2016
Location: Lancashire
Posts: 40

Procta wrote:
V8_110 wrote:
OsloBlue wrote:
How much was quoted if you don't ask my poking.

Mid 20s, no criminal record or traffic offences, two crashes, one not at fault, one still ongoing after 3 years £2200 annually with 9000 mpy
I was quoted 1600 by flux direct with 7000 miles sdp with all the modifications. I've had my licence for around 2 and a half years, no ncb but do have over a year as a named driver

try brentacre insurance, they maybe able to beat flux. but for the record, 1600 for a V8 isn't bad at all! when you get that for a 1.1 fiesta tpft!

my friend is paying 2k for a 1.2 fiesta and wasnt to happy to hear about the initial quotes I found

4th Dec 2018 9:48pm

Lwb97

Member Since: 10 Sep 2015
Location: Powys
Posts: 75

I do have another policy with them on a vintage tractor so don’t know if this affects the quote at all? I don’t work on a farm and neither of my parents have a policy with them but I do think your area affects wether they insure you but if you have a local branch I can’t see a problem.

4th Dec 2018 9:55pm

Defendermatt

Member Since: 15 Sep 2016
Location: Derbyshire
Posts: 313

I am currently insured with A-plan for my defender, all mods declared. (23 y/o)

They don't like younger drivers but if you have a good previous driving history (I have 6 years) then they might consider.

5th Dec 2018 8:21am

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