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lightning

Member Since: 23 Apr 2009
Location: High Peak, Derbyshire
Posts: 2757

Struggling with insurance quote

Looking for an insurance quote for my 2005 110 SW

Current insurers Adrian Flux have quoted £500

But l can’t find anybody else who will offer personal business use with agreed value on my 2005 110. Due to the big range of values (from
£5,000 to £20,000) on similar vehicles to mine, depending on condition, l want agreed value.

Has anybody got any ideas? I guess l will be staying with Adrian Flux but they’d biffed up the renewal price by a fair amount which is why l wanted an alternative quote.

Last edited by lightning on 12th Nov 2018 9:02am. Edited 3 times in total

12th Nov 2018 8:57am

Yatesy

Member Since: 19 Jul 2018
Location: North West
Posts: 72

2011 Defender 90 Puma 2.4 HT Zambezi Silver

I use Adrian Flux, for an extra £65 a year you can have an agreed value which is negotiable at the start of the policy.

12th Nov 2018 9:00am

lightning

Member Since: 23 Apr 2009
Location: High Peak, Derbyshire
Posts: 2757

I called Adrian Flux this morning and they reduced their quote by £40 but the policy moves from Ageas to Trinity Lane.

I looked online and Trinity Lane don’t get good reviews....guess l’ll have to renew at £500

12th Nov 2018 9:30am

gazman

Member Since: 17 Aug 2015
Location: Liverpool
Posts: 652

I got a quote on a Audi r8 a few days back. It wasnt that dissimilar to my defender!

Not that I can afford a r8 🙄😂 2014 - current ..... 2003 defender td5 90 (my car)
2009 - current .... 2005 zx10r

12th Nov 2018 9:57am

JOW240725

Member Since: 04 May 2015
Location: Suffolk
Posts: 7905

2012 Defender 110 Puma 2.2 XS CSW Orkney Grey

Have you tried forum sponsor A-Plan? Give them a call to discuss, you must speak to the Thatcham Office.

James
MY2012 110 2.2TDCi XS SW Orkney Grey - http://www.defender2.net/forum/topic43410.html
MY1990 110 200TDi SW beautifully faded Portofino Red - https://www.defender2.net/forum/post743641.html#743641
MY1984 90 V8 Slate Grey - https://www.defender2.net/forum/post744557.html#744557
Instagram @suffolk_rovers

12th Nov 2018 10:56am

A-Plan Insurance
Site Sponsor

Member Since: 30 Oct 2013
Location: United Kingdom
Posts: 344

Thanks JOW240725!

lightning give us a call for a quote on 01635 874646 and mention the forum for club discounts - That's the number for Club Sponsor and Specialist Branch in Thatcham as local offices of A-Plan don't have this facility

Thanks!
Carlie Howden Insurance - Specialist Vehicle
Call us on 01635 874646 for a quotation

14th Nov 2018 8:48am

ppad

Member Since: 16 Nov 2012
Location: now, UK S Coast
Posts: 223

Yuk 500 quid is a lot isn't it.

In the end my 2005 '90 came in at GPB155 2 weeks ago. Swiss keyboard can't do a pound sign ...

Needed to sit on the phone a bit.

Way different to you as I didn't ask the value, didn't ask for business use and yet rather weirdly they classified me as a van (even tho the rear has windows and dickie side seats and they know that .. )

Point is, try to find a helpful agent on the phone who will manipulate the tick boxes on their screen Sold the much modified 110 2.8, in Oz
Brought the 90 home from Switzerland ...

14th Nov 2018 8:46pm

AndyT66

Member Since: 19 Sep 2016
Location: Bedford
Posts: 148

2004 Defender 90 2.5 TD XS CSW Zambezi Silver

Aviva blew the competition away for me this year. 2004, 90, £14999 value, one non fault accident on company car. Fully comp. Premium was £195 with £250 excess.

14th Nov 2018 9:45pm

OsloBlue

Member Since: 14 Jul 2018
Location: Essex
Posts: 822

I can’t believe you’re complaining it’s expensive I pay over £2k annually for insurance, no criminal convictions but a crash that is still unresolved after 3 years I'm on IG: https://www.instagram.com/osloblue42/
Current: TD5 '110 "Lucinda" Thread here: https://www.defender2.net/forum/topic62562.html

15th Nov 2018 8:40am

miker

Member Since: 13 Sep 2015
Location: Surrey
Posts: 1763

I ended up re-insuring with admiral, at £850

None of the specialist insurers would touch me (well, those that actually came back with pricing) due to a combination of 9 seats, my age, my postcode and who knows what else. It does seem to be more of a battle each year.

15th Nov 2018 9:40am

JOW240725

Member Since: 04 May 2015
Location: Suffolk
Posts: 7905

LV are normally very competitive and open minded to mods. James
MY2012 110 2.2TDCi XS SW Orkney Grey - http://www.defender2.net/forum/topic43410.html
MY1990 110 200TDi SW beautifully faded Portofino Red - https://www.defender2.net/forum/post743641.html#743641
MY1984 90 V8 Slate Grey - https://www.defender2.net/forum/post744557.html#744557
Instagram @suffolk_rovers

15th Nov 2018 1:52pm

A-Plan Insurance
Site Sponsor

Member Since: 30 Oct 2013
Location: United Kingdom
Posts: 344

JOW240725 they are actually an insurer we use - but not for our modified vehicle risks.
With many 'standard market' insurers some will cover modified cars/vehicles... but will exclude the mods in a claim so the mods themselves aren't covered - it's really important to check this when quoting as just because an insurer will cover your modified car could still mean that you are paid out market value for the standard car in a claim, worth noting if you've put a lot into your modifications

Howden Insurance - Specialist Vehicle
Call us on 01635 874646 for a quotation

19th Nov 2018 9:17am

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