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Sonarmender



Member Since: 04 Apr 2013
Location: Guz
Posts: 338
England 2015 Defender 90 Puma 2.2 HT Corris Grey
Agreed value insurance.
Due to trip to the local dealers for a couple of warranty issues and after a chat with a salesman it would appear that my Defender is worth a great deal more than to them and me than the actual book price (By a considerable amount).

So my question is.... does anyone know of an insurance company who will give agreed value insurance on a Defender just shy of three years old, at present I can only find companies that will insure agreed value on vehicles manufactured upto and including 2000.

Bow down Bow down Bow down You only have one life, live it....forget the cost.
90XS Hardtop
Post #713538 20th Jun 2018 8:05pm
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Staftly



Member Since: 06 Jul 2012
Location: Lancashire
Posts: 55
United Kingdom 2012 Defender 110 Puma 2.2 USW Orkney Grey
A Plan - they are a site sponsor. I've just changed over to them for both my 110 UTE XS and Series 2A. Both are on agreed value policies. You will need to get the underwriter agreement (KGM from memory), so will be necessary to send a few photos and some justification. They are understanding as regards modifications etc, and seem very accommodating.

Staftly
Post #713563 20th Jun 2018 9:13pm
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foggydave



Member Since: 29 Nov 2012
Location: Midlands
Posts: 263
United Kingdom 2014 Defender 110 Puma 2.2 USW Bonatti Grey
I am in the process of trying to get an agreed value from Adrian Flux with whom I am insured. They use a Danish company called Qudos. I asked for an assesment /agreed price thinking they would assess the motor at what its market value would be regardless of what I paid for it. After paying £42 all I got back was them stating that they agreed with the price I paid. which as in your case was not what I wanted. On complaining I was told to use an independant assessor. They suggested The Institute of Automotive Engineers. who just assess the state of the vehicle not its value. Also tried Hooper Assessors in Liverpool again the do not give valuations.
I am still looking. but will try A PLan though
Post #713684 21st Jun 2018 2:48pm
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zsd-puma



Member Since: 09 Aug 2016
Location: Kent
Posts: 2720
United Kingdom 2010 Defender 110 Puma 2.4 USW Santorini Black
most owners clubs can value them. Ask them if they would accept a valuation from a Land Rover dealer.
Post #713693 21st Jun 2018 3:07pm
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foggydave



Member Since: 29 Nov 2012
Location: Midlands
Posts: 263
United Kingdom 2014 Defender 110 Puma 2.2 USW Bonatti Grey
Thanks zsd not thought of that one.
Post #713710 21st Jun 2018 4:03pm
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Sonarmender



Member Since: 04 Apr 2013
Location: Guz
Posts: 338
England 2015 Defender 90 Puma 2.2 HT Corris Grey
Thanks for the replies, a job for the morning.

Thumbs Up You only have one life, live it....forget the cost.
90XS Hardtop
Post #713774 21st Jun 2018 9:23pm
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pj2106



Member Since: 20 Dec 2012
Location: Huntingdon AKA The Shire
Posts: 1500
United Kingdom 2008 Defender 110 Puma 2.4 USW Stornoway Grey
A plan for sure they were great with mine and really worked hard for me to get the right payout when it was written off can recommend highly enough 2008 110 2.4 XS Utility (Hagrid)
2002 90 TD5 Hardtop (Sully) Sold
1998 300TDi D1 (Billy) Sold
Post #713803 22nd Jun 2018 6:40am
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BLACK LAB



Member Since: 07 Dec 2016
Location: AYRSHIRE
Posts: 165
United Kingdom 2006 Defender 90 Td5 XS CSW Tonga Green
Think I will give A-Plan a call next time my renewal as I was not impressed last year with Flux who I'm with now . 2006 DEFENDER 90 TD5 CSW XS
2018 RANGE ROVER SPORT HSE DYNAMIC
Post #713832 22nd Jun 2018 9:51am
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Laurie



Member Since: 22 Feb 2008
Location: Sussex, England
Posts: 2897
England 2005 Defender 90 Td5 XS CSW Bonatti Grey
I have an agreed value cover through Adrian Flux for my '05 Defender.
I just have to send seven current photos to them on each renewal. 
Post #713849 22nd Jun 2018 10:29am
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BobT



Member Since: 13 Jan 2017
Location: North Yorkshire
Posts: 110
United Kingdom 2015 Defender 110 Puma 2.2 USW Santorini Black
A Plan agreed mine too.
Post #713853 22nd Jun 2018 11:03am
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A-Plan Insurance
Site Sponsor


Member Since: 30 Oct 2013
Location: United Kingdom
Posts: 344
United Kingdom 
A-Plan
Thanks for the recommendations everyone Smile - make sure when you call you speak to the Thatcham branch as local branches don't have the facilities we have here in the Specialist Branch 01635 874646

Carlie Howden Insurance - Specialist Vehicle
Call us on 01635 874646 for a quotation
Post #716834 9th Jul 2018 7:06am
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foggydave



Member Since: 29 Nov 2012
Location: Midlands
Posts: 263
United Kingdom 2014 Defender 110 Puma 2.2 USW Bonatti Grey
Hi A PLan
I do agree you have a good rep with people on the forum and I will be contacting you next year.

I am in the process of getting a valuation from Institute of Automotive Engineer Assessors. Would their valuation be acceptable to A Plan when I renew my insurance early next year. Note it has a Cat D insurance tag.

For others information I have been told by the assessors that a cat D is valued at 20% less than standard market value.

I also notice that Land Rover International mag do not include the XS in their valuations. Why is this?
Post #716850 9th Jul 2018 9:14am
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A-Plan Insurance
Site Sponsor


Member Since: 30 Oct 2013
Location: United Kingdom
Posts: 344
United Kingdom 
Hi Foggydave,

Apologies I didn't get a notification of your reply, a valuation like this will be great to support the value you're looking to agree on the policy - most insurers will also require the photos of the vehicle in addition - these can just be emailed over to us Smile hope to have you on board next year!

Thanks
Carlie Howden Insurance - Specialist Vehicle
Call us on 01635 874646 for a quotation
Post #721189 3rd Aug 2018 8:08am
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foggydave



Member Since: 29 Nov 2012
Location: Midlands
Posts: 263
United Kingdom 2014 Defender 110 Puma 2.2 USW Bonatti Grey
Thanks for that Carlie
Speak to you soon. Smile
Post #721256 3rd Aug 2018 4:56pm
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