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Buz



Member Since: 24 Jan 2014
Location: Forest of Dean
Posts: 238
United Kingdom 1987 Defender 90 200 Tdi HT Barolo Black
How the hell do you all get insurance for your Landy’s?
Mine is an 87, LR90, Diesel 200tdi Disco (petrol on log book) mods are, Engine obviously, roof bar with lights, winch bumper with winch and boost alloys. I was insured with Markerstudy through A-Plan, and worked for BT.
Renewal came through for £276
Circumstance have changed since i renewed in 2016, i took early retirement and now work with my brother, part time doing Property Maintenance, so went self employed for tax reasons (not that I earn a lot). Markerstudy now say they won’t insure it.
A-Plan then approached Thatchem who state they won’t insure me as its my main vehicle! if it was a 2nd vehicle they could!

NFU have now taken all my details and seeing if there’s anything they can do.
Is it worth contacting Admiral or the like? assume they do ‘off the shelf’ type vehicles?

Surely my circumstance isn’t unique, looking at all the Landy’s out there modded to the extreme….or do they say its standard and hope they never have an accident.
Post #634161 28th Jun 2017 4:09pm
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Tiger



Member Since: 06 Jul 2012
Location: Wales
Posts: 2265
2004 Defender 110 Td5 CSW Java Black
Try LV

(though they made me remove my light bar)
Post #634163 28th Jun 2017 4:15pm
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JOW240725



Member Since: 04 May 2015
Location: Suffolk
Posts: 7908
United Kingdom 2012 Defender 110 Puma 2.2 XS CSW Orkney Grey
Like above try LV, I'd also try Heritage. The LRO magazine has a list of insurers to try if that helps. James
MY2012 110 2.2TDCi XS SW Orkney Grey - http://www.defender2.net/forum/topic43410.html
MY1990 110 200TDi SW beautifully faded Portofino Red - https://www.defender2.net/forum/post743641.html#743641
MY1984 90 V8 Slate Grey - https://www.defender2.net/forum/post744557.html#744557
Instagram @suffolk_rovers
Post #634169 28th Jun 2017 4:49pm
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CarMan



Member Since: 29 Nov 2010
Location: Cotswolds
Posts: 1875
United Kingdom 
Always had good experiences and great service with NFU personally and I am not a farmer Thumbs Up Rob

1993 200tdi 90 hard-top
1998 300tdi 90 soft-top
2016 2.2 XS 90 hard-top (sold)
Post #634171 28th Jun 2017 4:51pm
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Stacey007



Member Since: 25 Sep 2015
Location: Cheshire
Posts: 3789
United Kingdom 
I'm with LV and chose them as they would insure with spacers / remap etc.

Try Admiral they used to be good when I had modified cars.
Post #634172 28th Jun 2017 4:53pm
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Leviathan



Member Since: 24 Oct 2015
Location: Staffs
Posts: 248
United Kingdom 
Try Adrian Flux.

They came up with the best price for me after I told my previous insurers about my mods. Wheel spacers, different steering wheel and LED indicators/sidelights and they refused to quote!!!
Post #634175 28th Jun 2017 5:05pm
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GREENI



Member Since: 22 Aug 2010
Location: staffs
Posts: 10383
United Kingdom 
Adrian Flux just lost 3 of my policies. A-Plan picked 2 of them up.

If you like immediate attention and not waiting days for an email response, A-Plan for the win.
Post #634178 28th Jun 2017 5:10pm
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Stacey007



Member Since: 25 Sep 2015
Location: Cheshire
Posts: 3789
United Kingdom 
A Plan's offer was not great for me,


Guess it does depend on many circumstance.... Smile


Shame as you only know how good the insurance company is when you need them. Google reviews though and look at customer service and support.
Post #634180 28th Jun 2017 5:18pm
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ickle



Member Since: 22 Jul 2010
Location: South Vendee
Posts: 1804
France 2008 Defender 110 Puma 2.4 CSW Alpine White
E Sure, part of hastings IIRC

50:50 business : domestic, self employed handyman, 110 mods declared £270 ish.
Post #634186 28th Jun 2017 5:40pm
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Buz



Member Since: 24 Jan 2014
Location: Forest of Dean
Posts: 238
United Kingdom 1987 Defender 90 200 Tdi HT Barolo Black
Thanks everyone, i'll see what NFU come back with tomorrow, then it will be a few hours making phone calls it would seem!!!
Post #634188 28th Jun 2017 5:41pm
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Rashers



Member Since: 21 Jun 2015
Location: Norfolk
Posts: 3535
United Kingdom 2014 Defender 110 Puma 2.2 USW Corris Grey
I would assume that you have hit the perfect insurance storm. I don't suppose your employment and employment status has done you the world of good add to it a non-standard vehicle and they all go running for cover. That is a real pain in the ar$e.

I had to add business cover to my policy (I am employed rather than self employed), it didn't cost much more, but then I don't use my vehicle much for work and I have a standard un-modified wagon.

As above, try Flux. They are good for modified vehicles, but whether they are as good for business policies, I can't say.

Good luck. Someone will insure you, it's just the case of how much, I'm afraid. If it is any consolation, I have never managed to get a cheap policy.
Post #634195 28th Jun 2017 6:01pm
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Ramsay



Member Since: 30 Sep 2015
Location: Moffat, Dumfries & Galloway
Posts: 631
Scotland 1995 Defender 110 300 Tdi CSW Auto Keswick Green
Anybody out there with a 9 plus seat 110 station wagon. Possibly with an auto conversion that has it insured for more than 7000 miles a year.

I am hitting a problem for a reasonable quote from the usual suspects. So I'm interested in examples where this combination has been insured. 1995 Defender 110 CSW
1971 SIIA Lightweight
Post #634199 28th Jun 2017 6:14pm
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Buz



Member Since: 24 Jan 2014
Location: Forest of Dean
Posts: 238
United Kingdom 1987 Defender 90 200 Tdi HT Barolo Black
Rashers wrote:
I would assume that you have hit the perfect insurance storm. I don't suppose your employment and employment status has done you the world of good add to it a non-standard vehicle and they all go running for cover. That is a real pain in the ar$e.

I had to add business cover to my policy (I am employed rather than self employed), it didn't cost much more, but then I don't use my vehicle much for work and I have a standard un-modified wagon.

Good luck. Someone will insure you, it's just the case of how much, I'm afraid. If it is any consolation, I have never managed to get a cheap policy.


My Business use will be very little, i'm only doing 1 or 2 days a week and my brothers transit (not white) will be used mainly, mine is just to get me to the location and home.
I'm with you re the amount paid, i always seem to be 250-300 no matter what i drive be it a bog standard car or this Defender, mates always seem to get their insurances cheaper....oh well, as long as i get the cover needed rather than lie and pay the price when making a claim
Post #634216 28th Jun 2017 6:57pm
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Paddie42



Member Since: 24 Apr 2014
Location: Hamphire
Posts: 230
England 2003 Defender 110 Td5 SW Belize Green
I have a 9 seat 110 station wagon. My local NFU insured it for less than £300. The main NFU call centre couldn't insure me and the other quotes I got where for about £600.
Post #634219 28th Jun 2017 7:01pm
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Ramsay



Member Since: 30 Sep 2015
Location: Moffat, Dumfries & Galloway
Posts: 631
Scotland 1995 Defender 110 300 Tdi CSW Auto Keswick Green
Hi Paddle42

Thanks for that. I have an Enquiry with my local NFU office. It is taking a while but nice to know it can be worth preserving with them. 1995 Defender 110 CSW
1971 SIIA Lightweight
Post #634227 28th Jun 2017 7:24pm
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