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heapster



Member Since: 22 Mar 2010
Location: East Sussex
Posts: 29

good to hear you got sorted in the end. better full declaration and high premium than underinsured if something goes wrong....
Post #28716 1st Apr 2010 9:33am
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chiefstoker



Member Since: 11 Oct 2010
Location: Weston-super-Mud
Posts: 897

England 2005 Defender 90 Td5 HT Zambezi Silver
As regards listing any modifications to insurers, where do you stop - roof bars, mudflaps etc etc.. I told my insurers that i had side-runners and they were fine about it - no loading, then I thought I'd best mention the A bar fitted to the bumper, pleading dumb I said its got some sort of tubular spotlight bracket! The girl eventually deduced what it was and said they cant cover me unless I could prove it was a genuine LR part fitted when it left the factory, well how could i do this on a secondhand vehicle? They said only if it was genuine LR they would insure me but an extra £90odd on the premium and extra £300 excess Shocked . I got back to the dealers and they spoke to the ins.comp direct and blagged it for me Very Happy
But if my truck was fitted with various underbody guards when i bought it, how would i know that they werent standard equipment and i never even noticed them Whistle
Tyres for instance, what are they supposed to be? Its all boll*x designed to extract your hard earned money from you Twisted Evil 2005 TD5 90 Hard Top

Beer 'n Sex 'n Chips 'n Gravy

Post #57042 6th Feb 2011 12:44am
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markb110



Member Since: 22 May 2010
Location: Guildford
Posts: 2644

England 2002 Defender 90 Td5 HT Epsom Green
Hi Guys

Just to add my two pence worth as i work in the industry (albet the commercial broker relations side) most of the well known car insurance specialists are just call centres employing younger people who can only read what is on the screen hence the computers says no mentality.

I use the NFU office in Flimwell, East Sussex 01580 878 105 for both our 90 and D3. Michele is the co Director there and used to race Land Rovers so knows her Alisports from her Jeramy Fearns.

I have been with them for 12 years now and happy to stay as i have no patience talking to a 21 year old living at home with their parents and have no real world experience apart from insurering their own pimped up Ford Fiesta.

Mark
Post #57216 6th Feb 2011 7:03pm
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22900013A



Member Since: 23 Dec 2010
Location: Oxfordshire
Posts: 3150

United Kingdom 2011 Defender 110 Puma 2.4 USW Keswick Green
Interesting, as I am struggling to get any comeback from my local NFU about insurance or the 5% discount off a Landrover. I keep having to ring up and am always told someone will be in touch...been mucking about for nearly two weeks now. 2011 110 USW
1973 Series III 1-Ton
1972 Series III 1-Ton Cherrypicker
1969 IIA 1-Ton
1966 IIA 88"
Post #57224 6th Feb 2011 7:22pm
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