 | Home > Finance & Insurance > direct line insurance ? |
 
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| NCTT Member Since: 07 Apr 2008 Location: ESSEX Posts: 229  
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hi guys , ive had my renewal through and i wondered if anyoe uses direct line and how are they with mods ?
nthg drastic just upgraded suspension and an alive re map ? i normally use a flux but was wwondering if its worth shopping around , they were v cheap for the wifes disco? |
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26th Jan 2016 10:54am |
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| Venomator Member Since: 25 Aug 2014 Location: Peterborough Posts: 2087
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Always worth shopping around and offering a counter-quote...
A Plan are another D2.net site sponsor worth contacting... 
But ensure you discuss all mods with any insurer before getting their quote - some account for and others ignore, but you should declare everything to avoid potential issues in the event of a claim...  Rog...
The GREEN One... MY2016 Urban Truck Build Thread - http://www.defender2.net/forum/topic40548....al[/color] |
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26th Jan 2016 10:58am |
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| Martin Site Admin Member Since: 02 Apr 2007 Location: Hook Norton Posts: 6611 
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The general opinion seems to be that run-of-the-mill insurers are not good with Defenders, particularly if you have modifications of any type from factory built specification.
 1988 90 Td5 NAS soft top
2015 D90 XS SW |
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26th Jan 2016 11:04am |
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| ChrisCM Member Since: 10 Jun 2013 Location: Cornwall uk Posts: 572 
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Just insured my Wifies new (to her) Puma Soft Top conversion from a truck cab with Alloys etc with LV for just over £200 fully comp, foreign travel etc. I FULLY declared all mods, no problem, no sharp intake of breath
We've also insured a Soft Top converted from a 300TDi with them, again no problem. Chris 2010 Defender 110 Station Wagon, Santorini Black. |
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26th Jan 2016 4:07pm |
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| rustyboxx Member Since: 08 Oct 2012 Location: Poole Posts: 548 
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+1 for LV
2015 90 XS CSW TDCi - Beautiful
2007 110 XS DCPU - An itch that needed scratching 2005 90 Td5 XS CSW - Utterly brilliant 2001 Discovery 2 ES Auto - A phase I went through 1996 90 Tdi CSW - Uber reliable 1989 90 2.5 Petrol Hardtop - My first proper Landy 1985 Range Rover Vogue V8 -Troublesome |
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26th Jan 2016 4:17pm |
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| Chocolate Member Since: 18 May 2012 Location: Berkshire Posts: 153 
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-1 for LV, soon as I mentioned Intercooler, and spacers. No they said. 110XS CSW TD5.
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26th Jan 2016 4:39pm |
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| Clemmo Member Since: 03 Aug 2012 Location: Mile Oak Posts: 1219  
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NFU every time!
mods not an issue as long as listed. Best thing is..they actually pay out when required.! (accepting they are not the cheapest..but it goes back to the old adage..you pays ur money...) Clemmo Make today a little better than yesterday but not so good as tomorrow....
Defender 90 HT............Pangea Green BMW X3 Msport............Carbon Black Mini Electric................Grey. (wow!) MGB Roadster……..........Vermillion 17k miles Honda Benly CD200....Maroon --------McLouis Fusio........7.4m of fun |
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26th Jan 2016 4:46pm |
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| Rashers Member Since: 21 Jun 2015 Location: Norfolk Posts: 3514 
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I couldn't even get a quote because I had a Utility Station Wagon and the Direct Line computer said there was no such thing. Bizarrely I had spent 20 minutes on the phone to their commercial lot who knew what a USW was, but wouldn't insure me because I was not using it commercially
 A Plan for me. |
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26th Jan 2016 4:54pm |
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| Defender-Stu Member Since: 14 Jun 2012 Location: South West England Posts: 1320
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Dont touch with a barge pole..... I work for A INSURANCE company
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26th Jan 2016 4:59pm |
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| NCTT Member Since: 07 Apr 2008 Location: ESSEX Posts: 229
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WELL after a feww phone calls and flat no,s i went with a plan
200 quid cheaper than adrian flux and correct alot of firms wont touch a defender as soon as you say modification !!!!!!!! thumbs up a plan |
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29th Jan 2016 2:49pm |
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| nitram17 Member Since: 08 Jun 2014 Location: newcastle Posts: 2261 |
Are you answering the original question or being cryptic? |
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29th Jan 2016 9:19pm |
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| nitram17 Member Since: 08 Jun 2014 Location: newcastle Posts: 2261 |
I think we need a pole! no not the east european kind or invisible one where the polar bears and penguins live but a pole on who insures with who! your age or how long have you had a licence ! your mods! and more importantly the cost and have you had to make a claim and how good were they at sorting it out! ..so its not really a pole then its a bleeden survey
 Im 55 ,driving 37years with aviva, £235 F comp my2015 swb sw truck mods q release steering wheel rear bumpettes sports steering wheel! no claims yet!Thankfully |
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29th Jan 2016 9:24pm |
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| Defender-Stu Member Since: 14 Jun 2012 Location: South West England Posts: 1320
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Was being cryptic!
Mine was NFU, Defender 90 X-Tech, 32 years old and was paying £38pcm....... And still with NFU for my Beemer |
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29th Jan 2016 10:20pm |
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