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I only found out because I queried the 18% price hike on remewal. "I have here Land Rover Defender 110 Utility, value £2k, yada yada..." "Sorry, did you say £2000?????".
| GeorgeE Member Since: 10 Feb 2025 Location: Wanborough Posts: 15   
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I'm with Lancaster, mostly because mine is too old (1991) for the main players to touch it - compare the market was coming up with quotes in the four digit range, but they have been pretty competitive on more modern kit as well (though not EV's for some reason)
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27th Feb 2025 11:27am |
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| DSC-off Member Since: 16 Oct 2014 Location: North East Posts: 1462 
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I've just renewed with Flux, 36% less than last year's premium, after switching to them last year.
With that I didn't bother trying elsewhere. The cost is back down to where it was 2 or 3 year's ago, with a little lower mileage than I had then. ... I'd better check the documents thoroughly incase of mistakes! |
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27th Feb 2025 1:03pm |
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| keith Member Since: 15 Aug 2012 Location: Edinburgh Posts: 2237 
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Saga
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27th Feb 2025 2:43pm |
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| Bluest Member Since: 23 Apr 2016 Location: Lancashire Posts: 4251 
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Despite them saying they were getting away from Defenders, I've continued to get a good price and service from Howdens (formerly A Plan) 2007 110 TDCi Station Wagon XS
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27th Feb 2025 3:44pm |
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| Cragster69 Member Since: 15 Jun 2021 Location: Scotland Posts: 217 
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Same here, still with Howdens via the Thatcham Office, renewal this year was surprisingly cheaper than last year
Craig.
“Don't believe everything you read on the internet.” ― Abraham Lincoln www.scotgrc.co.uk |
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27th Feb 2025 5:18pm |
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| scotsstag Member Since: 17 Jun 2012 Location: D+G Posts: 541 
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And me  04' 90 Td5 CSW.. |
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27th Feb 2025 6:12pm |
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| Rashers Member Since: 21 Jun 2015 Location: Norfolk Posts: 3589 
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Me too, but not with the Thatcham Office, I am with Ipswich. I was ready to be told to go whistle last year but was pleasantly surprised. |
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27th Feb 2025 6:20pm |
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| Markb Member Since: 05 Jul 2010 Location: Kent Posts: 7 
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Have used NFU insurance for about 15 years on my current Defenders, one after the other, and been a member of the organisation for some 15 years prior to that.
Unfortunately, this year, I feel completely ripped me off. My vehicle is a 2016 90 Hardtop; I've never had a claim; have a full NCB; vehicle is just used for social, domestic, and pleasure; no modifications; limited mileage; £250 deductible; and for 2025 my premium has increased from £444 to £701. When I queried it, a young lady in my local office thought they'd made a mistake and kindly said that she's refer it back to the underwriter and revert. Well, they reverted today, one day before renewal, to say that the premium was correct and that there was nothing more they could do. So with just a few hours before the policy was due to expire, I've had to pay them £701. It's an outrageous price and I can now see why so many people don't even bother with insurance. Not happy. |
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3rd Mar 2025 7:59pm |
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| Crazymind Member Since: 11 Jun 2024 Location: Glasgow Posts: 232
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They have realised how cheap your insurance was and now they want their money back.
I would have not insured the car with them just by principle. |
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3rd Mar 2025 8:06pm |
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| HuddyM Member Since: 28 Jan 2025 Location: Yorkshire Posts: 47 
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Wow that’s lucky, good job you didn’t have to make a claim like you say …
I’m with Adrian Flux, have been for the last 3 years. Though I have just checked my paperwork and all looks ok! My renewal is in the next few months, I’m trepidatious around what it will bring… 2009 Stornaway Grey Puma Build Thread |
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3rd Mar 2025 8:28pm |
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| USCG23 Member Since: 14 Jan 2025 Location: Arizona Posts: 34 
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I am using USAA and for full coverage it’s $110 a month on a 2023 Defender X. 23 LBW/Urban Defender X
20 Velar Autobiography |
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9th Mar 2025 7:42pm |
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| Wonderdust2 Member Since: 12 Jun 2023 Location: Bucks Posts: 7
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Don't you get 14 days to cancel, if you do look around for a better price!
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11th Mar 2025 6:59am |
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| Landymatt Member Since: 31 Dec 2018 Location: York Posts: 195
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I've also gone back to Howden, following a year of having to move away from them. It's strangely all or nothing with them - either fantastic, competitive service or simply can't insure me!
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11th Mar 2025 8:48am |
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