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| markalpha Member Since: 23 Apr 2008 Location: Downham Market Posts: 690   
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They wanted over £1000 for me on chipped 130. So sticking with NFU £680.
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11th Aug 2011 5:06pm |
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| Pam W Member Since: 25 Oct 2011 Location: North Yorkshire Posts: 1169 
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I was thinking of changing this year as my Defender insurance is getting more complicated year by year, as it is now seen as most underwriters as a commercial vehicle because I need business use and some other odd things.
So called Sureterm as people said they were good - they were not interested in insuring my Defender (with business use) unless I had took a limited mileage policy for under 10K miles pa OR it was over 15 years old (it is a 2008) on a classic policy (also limited mileage). I average about 12K as I commute in mine as well as use it for the odd business trip here and there. I got in touch with NFU for a quote but it was over Christmas / New Year and took too long as the broker had to keep tooing and froing with the underwriter who, instead of asking all the questions in one lot, asked one thing, which they got back to me about and then passed my reply on, then another thing and so on. In the end they wanted a modification list AND an engineers report before they would give a fixed quote. So I stayed with Adrian Flux.  |
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19th Jan 2012 6:44pm |
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| GREENI Member Since: 22 Aug 2010 Location: staffs Posts: 10379 
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Funny that, ! Just got in from a soaking freezing cold bike ride to find my renewal from NFU...£635
 spunk!
First thing I thought was "no way" After a hot bath and thinking about it, I can ring my local office, speak to the same girls, they put up with me over the past 3 years swapping cars and addresses like it's musical chairs, never charging me admin fees, I'm insured off road and towing trailers.... I'll pay the extra I think  |
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19th Jan 2012 7:35pm |
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| Glynparry25 Member Since: 16 Feb 2009 Location: Miserable Midlands Posts: 3015  
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Nowerdays in the UK there is no single insurance company which will cater for everyone... I have found that I have had the same car as someone else in the same area and less than a couple of years age gap and the difference has been staggering (nearly double). It is all about stats, from previous years.
Insurance out here in Cyprus is just right. Me (29) on the defender is £600 (£200 of it being because it is N1), where the missus (21) pays £500 on a Daihatsu 4x4..... Fact of life is that she has only been driving 6 months- If she lived in the UK she would have to pay £1.5-2000 for a 1 litre hatchback, and probably wouldn't get insured on a 4x4. I think I will stay here for now. Glyn   |
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19th Jan 2012 8:14pm |
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| pom Member Since: 01 Jun 2010 Location: Worcester Posts: 1343 |
sureterm, sounds like a pregnancy test to me!
Pom |
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19th Jan 2012 8:18pm |
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| Glynparry25 Member Since: 16 Feb 2009 Location: Miserable Midlands Posts: 3015
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At first I thought it was thee over 80's life insurance plan that Parkinson sells!!! Glyn |
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19th Jan 2012 8:21pm |
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| bm52 Member Since: 04 Apr 2010 Location: Kent Posts: 2189 
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 BM52 |
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19th Jan 2012 8:23pm |
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| 18stone Member Since: 16 Dec 2010 Location: Mid Essex Posts: 137 
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Renewal from NFU today.....+37%!!! No claim in the year. Quite unbelievable. Time to walk, just out of principal if nothing else. D300 HSE 110
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21st Jan 2012 8:26am |
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