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| Rye54 Member Since: 09 Jul 2017 Location: Scotland Posts: 48  
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Evening all,
My insurance is due for renewal and seeing the good press A-plan are getting on here I thought I would give them a call and get a quote for an agreed value policy (AVP). Unfortunately they have been back in touch to say that only vehicles kept in a garage and doing less than 5,000 miles per year qualify for AVP. As I would be doing roughly 10,000 miles per year and it would be kept on my driveway it wasn't open to me, though they did offer me a competitive standard insurance policy. There looks to be quite a few people on here with an AVP through A-plan so I'm interested as to the whether you met these conditions to get a policy. Adrian Flux seem a bit more relaxed regarding conditions for an AVP. Cheers |
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28th Jan 2020 7:50pm |
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| X4CAC Member Since: 30 Apr 2018 Location: Midlands Posts: 212 
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I'm with A-Plan and have an agreed value in place. My car is on my driveway (with security posts) and my mileage is set to 8k. No issues with my policy and wasn't told there were any restrictions such as those you have mentioned. Might be worth another phone call or dropping Carlie a message through the site??
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29th Jan 2020 9:21am |
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| Rye54 Member Since: 09 Jul 2017 Location: Scotland Posts: 48
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Yeah I'll give them a message and ask if they can clarify further, it may be the additional security measures you have in place which swung it...?
Regardless, very helpful to deal with but I think Adrian Flux may come out on top this time round. |
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29th Jan 2020 10:30am |
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| Martin Site Admin Member Since: 02 Apr 2007 Location: Hook Norton Posts: 6611 
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Was it A Plan Thatcham you were talking to or just your local office?
 1988 90 Td5 NAS soft top
2015 D90 XS SW |
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29th Jan 2020 10:45am |
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| Rye54 Member Since: 09 Jul 2017 Location: Scotland Posts: 48
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Yeah I called the number on the banner and the emailed quote came from the Thatcham office.
Carlie is taking a look into it for me now ๐ From what I can gather postcode also seems to hold some influence on whether you qualify, though I wouldn't have thought I was a high risk postcode, living in the sticks in Central Scotland. |
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29th Jan 2020 11:39am |
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| A-Plan Insurance Site Sponsor Member Since: 30 Oct 2013 Location: United Kingdom Posts: 344
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Post code is considered if it's on the drive so a bit more exposed than say if it was garaged or under a carport. I've handed it over to the quotes team manager to have a look at the risk and see if we can refer to insurers
Carlie Howden Insurance - Specialist Vehicle Call us on 01635 874646 for a quotation |
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29th Jan 2020 12:41pm |
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| Rye54 Member Since: 09 Jul 2017 Location: Scotland Posts: 48
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Perfect, thank you very much ๐
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29th Jan 2020 1:01pm |
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| boxoftricks Member Since: 06 Feb 2019 Location: Home Counties Posts: 747 
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Charlie, My insurance is up soon. Does keeping the vehicle secure behind a heavy-duty steel bollard impact the quote? Thanks Jeremy |
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29th Jan 2020 1:16pm |
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| A-Plan Insurance Site Sponsor Member Since: 30 Oct 2013 Location: United Kingdom Posts: 344
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Generally not as it's additional security which is optional - more for your own peace of mind really... it's not usually recorded on insurance because in the off chance you forgot to put the bollard up and the worst happened you wouldn't want the insurers putting it as a security requirement.
That being said we list it on our quotation record so we know you've got some additional measures in place so the risk of theft is lower. Thanks Carlie Howden Insurance - Specialist Vehicle Call us on 01635 874646 for a quotation |
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29th Jan 2020 1:34pm |
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| A-Plan Insurance Site Sponsor Member Since: 30 Oct 2013 Location: United Kingdom Posts: 344
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Hi Rye,
It doesn't fit the criteria because of a mixture of things, I can't disclose the details of your personal quotation on here but will pm you
Carlie Howden Insurance - Specialist Vehicle Call us on 01635 874646 for a quotation |
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29th Jan 2020 1:42pm |
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| gilarion Member Since: 05 Dec 2013 Location: Wales Posts: 5111  
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I am with A plan and have an agreed valuation. My defender is parked on the drive. It is loaded with security features though. While I have to say the cost of the policy is greater than a standard comprehensive I do have the knowledge that should the worst happen I am covered for its value.
A few things in the name of security I have fitted Removal steering wheel Data Tagged Smart water tagged Spare wheel lock hand Brake lock Tracker Starter circuit immobiliser Alarm Krypton Bonnet lock Bomb Proof Door hinge security Sky tag letter code on the roof Ultrasonic passive alarm security Keyed electronic Fuel cut off And a few secret things that I will not mention. It may also worth noting that in addition to the required recent photos showing condition Etc. I was also asked for a full written garge report stating the condition of all parts and electrics. This report cost ยฃ125.00, so you have to add that to the cost of the policy. For those who like Welsh Mountains and narrow boats have a look at my videos and photos at.. http://www.youtube.com/user/conwy1 |
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29th Jan 2020 3:01pm |
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| Rashers Member Since: 21 Jun 2015 Location: Norfolk Posts: 3521 
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"Bomb Proof Door hinge security"
Would that be a British Standard type of bomb, gilarion??  |
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29th Jan 2020 5:05pm |
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| gilarion Member Since: 05 Dec 2013 Location: Wales Posts: 5111
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Often wondered why they named them such. For me just an another layer
https://www.landroverdefendersecurity.com/...curity-kit
For those who like Welsh Mountains and narrow boats have a look at my videos and photos at..
http://www.youtube.com/user/conwy1 |
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29th Jan 2020 5:12pm |
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| Rashers Member Since: 21 Jun 2015 Location: Norfolk Posts: 3521
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I donโt blame you gilarion
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29th Jan 2020 5:29pm |
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