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warren



Member Since: 14 Oct 2009
Location: East Lancs.
Posts: 903

England 2009 Defender 90 Puma 2.4 HT Santorini Black
ridiculous insurance
Is it just me or is car insurance going PROPERLY mental?!

I was offered an Astra diesel estate for verrry cheap earlier this week, and was about to buy it but decided to do the sensible thing and get insurance quotes first... FRIG ME!!! It would cost me more to insure it THIRD PARTY ONLY, 6k miles a year, for social use only than it does for Big Black fully comp with business cover.

Even if my no claims were mirrored it was STILL was still more expensive...

I'm really dreading to think what it's going to cost to reinsure Big Black this summer Sad
Post #68247 21st Apr 2011 7:16pm
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22900013A



Member Since: 23 Dec 2010
Location: Oxfordshire
Posts: 3150

United Kingdom 2011 Defender 110 Puma 2.4 USW Keswick Green
Yes, it has gone insane recently. I have been ringing around for business quotes, and some of them wanted thousands and thousands per year. Thankfully I eventually got one that was reasonable and affordable, and actually offered better cover. All anyone can suggest is keep trying different companies... 2011 110 USW
1973 Series III 1-Ton
1972 Series III 1-Ton Cherrypicker
1969 IIA 1-Ton
1966 IIA 88"
Post #68434 24th Apr 2011 7:30am
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LR90XS2011



Member Since: 05 Apr 2011
Location: bickenhill
Posts: 3650

United Kingdom 2011 Defender 90 Puma 2.4 XS CSW Galway Green
Try AVIVA on line best I could get better than specialists
Post #68436 24th Apr 2011 8:01am
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robpenrose



Member Since: 15 Jan 2011
Location: Hampshire or Cornwall
Posts: 338

United Kingdom 
Not sure what you call ridiculous, But i insured my TD5 90 CSW last week.

15K Miles per year, social, commuting + Business Use
Im 24 with 5 years no claim + my Girlfriend 26 (both no crashes etc)

on a joint policy with Admiral came out at £450 for the year (guaranteed NCD protected)

Thought that was ok. Was about the same as last year, but i did have to swap to a different insurer as the one i used last year wanted £680 for the same cover. Current:D4 HSE
Gone: BMW Z4MC
Gone: Defender TD5 90 CSW
Previous: Discovery TD5 ES (Gone)
Post #68450 24th Apr 2011 10:43am
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Paul_1978



Member Since: 08 Nov 2009
Location: South Yorkshire
Posts: 384

England 2004 Defender 90 Td5 CSW Zermatt Silver
I got the same price as you from Admiral on a joint policy.

In total £870 for a 2004 Volvo V70 D5 AWD and a 2004 90 TD5 SW.
Post #68453 24th Apr 2011 11:27am
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warren



Member Since: 14 Oct 2009
Location: East Lancs.
Posts: 903

England 2009 Defender 90 Puma 2.4 HT Santorini Black
Big Black was £640 for this last year with Swiftcover, which was the cheapest I could get it. It really doesn't help that where I live is in the same postcode area as a town rife with insurance scams. When I was phoning round for quotes one company (can't remember who it was off the top of my head) said that they don't insure in my postcode area anymore!

The cheapest quote I got for the Astra was £710. I had an Astra before the Landy and I was only paying £300 a year to insure that!

Big Black's renewal isn't due for another three months, but if worst comes to worst I'm debating taking Big Black off the road and running a crap box until things settle down a bit, the Lightweight might even possibly be back on the road by then too so could have a summer of running that...

I did consider getting rid for a few seconds, but then realised that was a silly idea!
Post #68466 24th Apr 2011 12:40pm
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Zagato
Site Supporter


Member Since: 08 Jan 2011
Location: Billingshurst West Sussex
Posts: 5013

United Kingdom 
robertjameswattsrob wrote:
Try AVIVA on line best I could get better than specialists


£530 through Aviva via Footman & James Confused Includes business cover & unlimited mileage.

Adrian Flux and Footman & James didin't have a listing for a later SW just a 110 TDi Rolling Eyes The guy had to override the system and put in a TDCi XS SW 110 manually Neutral
Post #68468 24th Apr 2011 12:52pm
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cinstone



Member Since: 29 Nov 2010
Location: Stourbridge
Posts: 375

England 2015 Defender 90 Puma 2.2 XS CSW Keswick Green
£480 f/c if I remember correctly for my 90 with Adrian Flux, including green lane and none competitive off road cover.

I got some discount because of the factory alarm/immobiliser and some for club membership.

Chris.
Post #68483 24th Apr 2011 4:01pm
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