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| Orangesofa Member Since: 10 Oct 2014 Location: Somerset Posts: 214   
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Later this year I am going on a LR Experience Trek and one 'requirement' they state (not sure if it is mandated) is that I have specific off-road cover for driving on private land. To be clear, this is not green lanes as I would [arguably] be covered by my insurer but an off road drive through private land.
The rationale is 3rd party issues such as me sliding/rolling into someone else and seemingly trashing my own vehicle would only be my issue. I have not long renewed my insurance so would face the usual cancelation extortion should I decide to switch insurers, so I am on the lookout for a single day's off-road insurance cover. I did ask LRE and the best they could offer was a list of insurance companies and told me how some customers switched insurers in order to be covered. I also know A Plan are a sponsor and will ring them next week to discuss. Does anyone have experience of such a thing or know of anywhere who provides cover for single days? Phil |
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15th Jan 2017 8:45am |
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| Orangesofa Member Since: 10 Oct 2014 Location: Somerset Posts: 214
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Agree however I sensed it was not optional although this was not expressly stated. To collide with another vehicle when in convoy off-road would need some seriously hairy terrain or idiotic behavior - neither of which I am anticipating at a LRE event. Phil
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15th Jan 2017 12:12pm |
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| BigRuss Member Since: 15 May 2010 Location: Norfolk Posts: 2785 
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What i think they are looking for is for you to check that your car is insured when on their land, some insurance companies only cover when on public highways or your own drive (ie you would not be insured when parked in Tesco or alike). I'm with NFU and the only place i know I am defiantly not insured to be is air side of an airport, I'm also not insured if I race the defender.
I did one of these days several years ago at LR Experice centre in Dunkeld Perthshire, they never asked to see any insurance details. Russell 2011MY 110 XS USW Black |
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15th Jan 2017 1:53pm |
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| blackwolf Member Since: 03 Nov 2009 Location: South West England Posts: 17450 
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Given that the Road Traffic Acts now apply to all places "to which the public has access" , which includes Tesco etc car parks, rally fields, etc, you must be insured in such places.
I suspect that trek days fall in this catch-all (it doesn't make a difference if the public pays for access) and it is likely that your normal insurance covers this provided it is non-competitive. Have you asked them? |
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15th Jan 2017 10:09pm |
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| BigRuss Member Since: 15 May 2010 Location: Norfolk Posts: 2785
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Maybe but remember insurance companies make money by not paying out because of the small print! Russell
2011MY 110 XS USW Black |
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16th Jan 2017 5:22am |
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