 | Home > Td5 > insurance and remaps |
 
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| simon67 Member Since: 18 Jun 2015 Location: west sussex Posts: 569   
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LV - told them and made no difference
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8th Aug 2016 12:47pm |
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| JJ Member Since: 18 May 2009 Location: Winchester Posts: 932  
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Unfortunately it depends on the insurer , your age, location and numerous other factors so there isn't a specific pounds and pence answer to the question . It is a case of asking for quotes through the usual channels and see what the cost is for your circumstances.
There is a forum sponsor , A plan who can offer some guidance but always worth getting quotes elsewhere as well. My insurer ( Privilege ) want to see the details of a remap before quoting and they do also charge an admin fee for in policy changes. HR064 Hampshire and Berkshire 4x4 Response |
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8th Aug 2016 12:48pm |
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| JOW240725 Member Since: 04 May 2015 Location: Suffolk Posts: 7907 
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I've gone with the forum sponsor APlan declared all mods (I feel its essential to declare everything!) wheel spacers, steering guard etc etc plus a 150Hp tune and they quoted slightly less than previous insurer (LV). LV were happy with tune but wouldn't insure for green laning.
Just upgrading to 170hp tune and APlan have added £30 to premium. But unless it is a completely standard Defender I do feel its very important to ring them up to get a quote and not reply on price comparison sites.  James
MY2012 110 2.2TDCi XS SW Orkney Grey - http://www.defender2.net/forum/topic43410.html MY1990 110 200TDi SW beautifully faded Portofino Red - https://www.defender2.net/forum/post743641.html#743641 MY1984 90 V8 Slate Grey - https://www.defender2.net/forum/post744557.html#744557 Instagram @suffolk_rovers |
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8th Aug 2016 3:47pm |
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| Fatboy Slim Member Since: 04 Feb 2008 Location: Bridgend Posts: 1006 
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Never told them on any of my vehicles. Not really the right thing to do but there we go
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8th Aug 2016 6:37pm |
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| lightning Member Since: 23 Apr 2009 Location: High Peak, Derbyshire Posts: 2876
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You need to take care.
If you have a crash, and an accident management/blame and claim company get involved, they may well get the Landy checked for remaps and other items which will mean you may not get paid out. These companies are employed (amongst other things) to find ways to get the insurance company out of paying out, such as undeclared modifications. It depends on what has happened. Obviously if the Landy was stolen/recovered you couldn't argue a remap makes any difference. But if you've had a crash then it might be a different story. |
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10th Aug 2016 7:02am |
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| couplands Member Since: 31 Aug 2011 Location: Peak District & Cornwall Posts: 1826 
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Declare everything, if you don't your insurance is likely to be void.
Worse case when you're faced with huge repair bills/damages (not for your motor, but those you might hit) you'll be bankrupt. If you're not going to declare then you might as well not have insurance at all. Just my opinion of course... 
Cheers Simon |
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10th Aug 2016 8:37am |
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| agentmulder Member Since: 16 Apr 2016 Location: Outer Space Posts: 1324 
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I agree.
Told mine, they said it couldn't be insured full stop, until the fact that it was a diesel was realized in passing, 'oh well that's fine' was the result. No additional fees.   Solved the bowel problem, working on the consonants... |
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10th Aug 2016 9:25pm |
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| megatoad Member Since: 07 Jan 2012 Location: Hertfordshire Posts: 358 
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Again another timely question
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My AF renewal came through last week for the 110, as it is off to CSK for an EGR removal and ALIVE remap I just gave them a call and mentioned the upcoming plans. They did ask what the power increase would be, which Chris stated in the region of 160, but who really knows? They added £45 to my policy which I am more than happy with plus it gives me piece of mind for when I drive it home from CSK next week. He who dies with the most toys wins
Defender 90 & 110, S1 80", Disco 1, S111 88 LRSOC & CVLRC |
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11th Aug 2016 11:57am |
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| davew Member Since: 02 Jan 2012 Location: North Yorkshire Posts: 888 
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I'm currently with AF and generally they don't charge much more than an admin fee for new modifications. Having said that, I'm going to be looking at A Plan when mine comes up for renewal after reading the way AF deal with claims !
http://www.vwt4forum.co.uk/showthread.php?t=844953 http://www.yorkshireoffroadclub.net/ |
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11th Aug 2016 12:25pm |
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| Hairysteve Member Since: 15 Jun 2015 Location: Surrey Posts: 692 
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Mine went up £13 with A Plan for the BAS2 upgrade on my 2.4 Puma.
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11th Aug 2016 12:59pm |
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| T140 Member Since: 15 Mar 2016 Location: Ayrshire Posts: 173  
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I declared a remap when i got the quote for the 90 i am picking up tomorrow, not sure how much extra as i had cancelled the insurance when i sold the disco 3 last month and started it again, but they said it depends on the gains, up to 10%, 10%-25% and 26% and above which they wont cover so i said i didn't know the gains and went for up to 25%, haven't declared anything else, there is a steering guard and some checker plate but that's it.
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11th Aug 2016 4:05pm |
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| lightning Member Since: 23 Apr 2009 Location: High Peak, Derbyshire Posts: 2876
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After my 110 TD5 was remapped it produced so much smoke when l floored it that it completely obscured the vehicle l'd just passed.
I thought the turbo had failed, but removing the remap returned it to normal. |
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11th Aug 2016 7:20pm |
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| Fatboy Slim Member Since: 04 Feb 2008 Location: Bridgend Posts: 1006
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There's lots of horrid maps out there
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11th Aug 2016 7:39pm |
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| apt100 Member Since: 05 Mar 2015 Location: Derbyshire Posts: 1547 
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I started reading that thread but gave up on page 2 when the thread starter didn't realise that AF were only a broker and not the actual insurance company
When I insured mine AF offered an Axis policy and A-plan offered a Markerstudy policy for a higher premium. Went with AF. |
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11th Aug 2016 10:29pm |
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