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SS90

Member Since: 16 Nov 2013
Location: Uk
Posts: 372

Insuring 2 Defenders?

How's best to insure 2 Defenders, keeping my old one and that is insured for business use but not sure the best way to go about insuring 2 of them? My old one will likely be take off the road for a period, however might use it for the winter months.

22nd Nov 2014 1:37pm

SS90

Member Since: 16 Nov 2013
Location: Uk
Posts: 372

200 odd views and no replies?

Right picking up my New Defender next week, but intend on keeping my old one. I've got 5 years no claims on my old one fully comp and business use currently costs about £280 odd.

To insure my new one with the same company I'd be starting off at zero no claims discount and would cost £970 however if I switch my no claims to the new one and start off a fresh policy for my old one. One will be 549 and one 595.

Someone else must be in a similar position, how's best to insure 2 vehicles?

26th Feb 2015 7:12pm

RobKeay

Member Since: 19 Jul 2009
Location: Stafford
Posts: 1585

2014 Defender 110 Puma 2.2 USW Corris Grey

I insure through nfu and they seem to take into account the no claims on all the vehicles I own. My wife's car is insured with direct line and if I wanted to insure through them they take this into account as well. It sounds like it may be worth shopping about

26th Feb 2015 7:25pm

gilarion

Member Since: 05 Dec 2013
Location: Wales
Posts: 5111

2007 Defender 90 Other CSW Trident Green

You want a policy with Mirrored No Claims Bonus for two vehicles; any good broker will arrange that for you and is probably the cheapest option. I have this type of policy for my two Defenders. The only problem you may have is that your existing vehicle will have a different date of insurance expiry than the start of your insurance for the second vehicle that is assuming your original vehicle is insured at present. But again a broker will advise on this. For those who like Welsh Mountains and narrow boats have a look at my videos and photos at..

http://www.youtube.com/user/conwy1

26th Feb 2015 7:25pm

SS90

Member Since: 16 Nov 2013
Location: Uk
Posts: 372

Thanks guys, I will contact NFU, Gilarion, who are you with?

26th Feb 2015 7:50pm

LRmud

Member Since: 22 Oct 2014
Location: IV12 Highland
Posts: 198

Admiral multi-car policy. Never had it so good, TBH.
They even threw in 10 years NCD as an introductory bonus on the Landy.

--------------------------------------------------------------------------------------------------
1989 Defender 90
Toyota Aygo & Honda FR-V

26th Feb 2015 8:13pm

steve E

Member Since: 06 Mar 2011
Location: Tenby
Posts: 2073

Liverpool & Victoria
They have been great while I've had two defenders.
They just charge the same for each one with full ncd

Worked out just over £300 each fully comp with work and domestic use

26th Feb 2015 9:17pm

A-Plan Insurance
Site Sponsor

Member Since: 30 Oct 2013
Location: United Kingdom
Posts: 344

If you give us a call on 01635 874646 or click the link in my signature, we can have a look at it for you.

Thanks

Clare Howden Insurance - Specialist Vehicle
Call us on 01635 874646 for a quotation

27th Feb 2015 8:57am

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