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drambuie



Member Since: 09 May 2014
Location: East Sussex
Posts: 114
United Kingdom 2016 Defender 90 Puma 2.2 XS CSW Corris Grey
Land Rover Finance
Does anyone have a direct number for someone at Land Rover finance? I just want to clarify some of the terms and conditions and can't seem to find a way of talking to a human being unless I have a finance agreement in place!

I'm just after information on if I was to pay off a 'Freedom' finance package early. Say a 4 year deal but want to pay off after 2 years.....the t&c's say you can but don't give any detail of possible fees or is it just the outstanding balance (I guess it would be the financed amount minus payments made to date giving an outstanding balance??) Help!
Post #355741 4th Sep 2014 8:43pm
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Lou Sparts



Member Since: 15 Apr 2012
Location: Kent
Posts: 1501
United Kingdom 2005 Defender 90 Td5 XS CSW Zambezi Silver
Not sure what a "freedom package" is but if it's normal hire purchase you can settle at any time during the agreement or make capital payments of any amount during the agreement,thus altering the amount you owe.

If you settle a hire purchase agreement early you are due a rebate as you will have been overpaying the interest element of your monthly payment, so if you settle after two years you will only pay yow years interest.

Hope that helps. 2005 Td5 90 XS

Steve
Post #355765 4th Sep 2014 9:24pm
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drambuie



Member Since: 09 May 2014
Location: East Sussex
Posts: 114
United Kingdom 2016 Defender 90 Puma 2.2 XS CSW Corris Grey
Thanks for the info.

The 'freedom finance package' is a option Land Rover give when buying a car.

http://www.landrover.co.uk/finance/personal-finance-freedom.html


You pay a deposit, have a GMFV (balloon option at end) and a fixed monthly payment
Post #355827 5th Sep 2014 8:50am
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